• Discounts and special offers
  • Subscriber-only articles and interviews
  • Breaking news and trending topics

Already a subscriber?

By signing up, you accept Moneywise's Terms of Use, Subscription Agreement, and Privacy Policy.

Not interested ?

Gold

Gold is a great potential alternative because, unlike the U.S. dollar, which has lost 87% of its purchasing power since 1971, gold remains more stable over time.

You can get a piece of this golden action by opening a Gold IRA — a type of individual retirement account that allows you to invest in gold and other precious metals in physical forms — with Rosland Capital.

By opting for a Gold IRA with Rosland Capital — an industry leader in precious metals with an A+ rating from the Better Business Bureau — you can diversify your portfolio and stabilize your finances.

Amid the dollar losing its value, precious metals won’t be affected, so preserving your savings with gold might just be the inflation-hedging tool you need.

Get Started

Kiss Your Credit Card Debt Goodbye

Millions of Americans are struggling to crawl out of debt in the face of record-high interest rates. A personal loan offers lower interest rates and fixed payments, making it a smart choice to consolidate high-interest credit card debt. It helps save money, simplifies payments, and accelerates debt payoff. Credible is a free online service that shows you the best lending options to pay off your credit card debt fast — and save a ton in interest.

Explore better rates

Real estate

If you’re keen on something a bit more tangible, real estate is another asset class that can resist de-dollarization and generate passive income.

Commercial real estate has long been touted as a wise investment for adding stability to your portfolio, outperforming the S&P 500 over a 25-year period. But commercial real estate has always been reserved for a few elite investors — until now.

First National Realty Partners allows accredited investors to access institutional-quality commercial real estate investments — without the leg work of finding deals yourself.

FNRP’s secure online platform makes investing in commercial real estate convenient and simple. You can engage with experts, explore available deals and easily make an allocation, all in one personalized portal.

But if you aren’t an accredited investor you can still invest in fractional shares of residential and vacation rental properties through Arrived. With Arrived, you can start by browsing through a curated selection of homes, vetted for their appreciation and income potential. Once you find a property that best suits your investing needs, you can choose the number of shares you want to buy and start investing with just $100.

If you’re looking for an all-in-one platform, RealtyMogul allows accredited investors to invest in institutional-quality real estate opportunities in residential, commercial, and industrial sectors. RealtyMogul lets you invest in the properties as a real estate investment trust (REIT) without paying for the property in full.

Investors can sort through professional-vetted real estate opportunities and review information about their performance before deciding where to put their money. From investment screening to signing legal documents, everything you need to manage your investment portfolio can be done on yourpersonal online dashboard.

If you're looking for more ways to make money with real estate, check out our picks for the Best Real Estate Investments of 2024.

Get in on private markets

Formerly the exclusive domain of institutional-level investors, private markets are expected to balloon to reach between $13.7-15 trillion in assets under management, according to PricewaterhouseCoopers.

You can now gain access to a whole range of asset classes formerly reserved for institutional-level investors.

Investing through Fundrise gives you access to a range of alternative investments, including real estate, private debt, and venture capital to help grow your retirement portfolio.

With over two million investors and $7 billion in real estate assets alone, Fundrise offers an accessible entry point for retirees and soon-to-be-retirees seeking to diversify their portfolios. You can invest confidently with the potential to receive dividends every quarter, with returns consistently outperforming the S&P 500.

If you want to secure your financial future amidst economic volatility and maximize your investments, you can do so through Zoe Financial. Zoe Financial is a modern wealth platform that connects you with professionally vetted, curated fiduciaries, financial advisors and financial planners.

Sponsored

This 2 Minute Move Could Knock $500/Year off Your Car Insurance in 2024

Saving money on car insurance with BestMoney is a simple way to reduce your expenses. You’ll often get the same, or even better, insurance for less than what you’re paying right now.

There’s no reason not to at least try this free service. Check out BestMoney today, and take a turn in the right direction.

Moneywise Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.

Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.