Apps and websites to make money

Swagbucks

You’re already on your phone all the time, so why not earn money while you’re at it, right?

This is where Swagbucks comes in. Once you sign up, you can earn points for completing surveys, watching videos or just surfing the web. These points can be redeemed for cash via Paypal, or for gift cards from retailers such as Amazon and Target.

After entering a little info about yourself, Swagbucks connects you to surveys and moneymaking activities that are right for you.

Tally

The Tally app is designed to help people get more organized with their credit cards and pay off multiple cards at once. It’s a fast way to consolidate your debt and save on interest costs.

Tally lets you store all of your credit card accounts in one place and may even lend you money to help pay them off. If you have a minimum credit score of 675, Tally may be able to hook you up with a credit line at 7.9% to 19.9% interest, depending on your credit history.

Since most credit cards have purchase interest rates of 16%-20%, the app could save you money and grief in the long run.

Truebill

If you’re paying too much for phone or cable, or if you’ve lost track of your spending on subscriptions you're no longer using, Truebill is the app for you.

Truebill can help cut unnecessary spending and negotiate discounts on your bills. The free version is all you need to start saving, though there are premium, paid options.

To get started, download the app and link up a credit card or bank account. Next, turn on the bill negotiation features. The app will immediately start looking for refunds and hunting for forgotten subscriptions.

Stash

Eager to invest in the stock market, but don't think you have enough money or know-how? Stash is a stock-trading app that lets you get started with as little as $5 and then learn as you go.

You can invest so cheaply because with Stash, you're able to buy "fractional shares" — small slices of stocks and ETFs. The app also helps you assemble a portfolio based on your age, income and interests.

Accounts with daily balances under $5,000 pay monthly fees of just $1 or $2, with no add-on commissions or trading fees.

Survey Junkie

Get rewarded for your opinions with Survey Junkie. This website wants to know your thoughts on the products you use, places you go, and everything in between.

After signing up, you'll have the chance to voice your opinions and begin earning rewards.

Join Survey Junkie and redeem virtual points for PayPal or e-Giftcards.

Acorns

Do you keep change in a pile on your dresser, or find it in the pockets whenever you put on a piece of clothing you haven't worn in a while? Think of Acorns as a way to make money with spare change.

You link debit and credit cards to the app, and each time you make a purchase, Acorns rounds up the amount to the nearest dollar. It scoops up that extra change and automatically invests it for you in a diversified portfolio.

Acorns partners with stores and other businesses that reward you with rebates that also go into your investment account. Don't think of it as cash back — Acorns says you earn "cash forward."

Here's how to save up to $700/year off your car insurance in minutes

When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy.

It’s true. You could be paying way less for the same coverage. All you need to do is look for it.

And if you look through an online marketplace called SmartFinancial you could be getting rates as low as $22 a month — and saving yourself more than $700 a year.

It takes one minute to get quotes from multiple insurers, so you can see all the best rates side-by-side.

So if you haven’t checked car insurance rates in a while, see how much you can save with a new policy.

About the Author

Esther Trattner

Esther Trattner

Freelance Contributor

Esther was formerly a freelance contributor to MoneyWise.

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