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Clear your existing debt (instead of adding to it)

Opting in to a buy now, pay later offer might make sense in the moment, but ask yourself if that new designer necklace is really worth the drive further into debt.

Rather than accumulating debt using the extra money you’re saving from living at your parents’ house, you should be paying off what you already owe to improve your credit for future housing applications.

Paying off your debts can be intimidating, but by consolidating your debt you can save money on interest, lower your monthly payments and pay it off faster.

With Credible — an online marketplace of vetted lenders — you can shop around for debt consolidation loans to make the task of cutting down your debt manageable.

After answering a few simple questions about yourself and your finances, Credible will provide you with a list of loan rates from top lenders within minutes. You can choose which is best for you and start chipping away at the money you owe.

Need cash fast? Turn to Credible for hassle-free personal loans!

With competitive rates and transparent terms, Credible makes borrowing simple and stress-free. Whether it's for a new car, home improvement, or debt consolidation, find the perfect loan for your needs.

Find the best rate for you

Save a little every day

You might already be saving on rent by living with your parents, but you should also make sure you’re putting aside some of that spare cash to eventually leave the nest.

Acorns — a saving and investing platform — is a great way to start saving money without ever having to think twice.

All you have to do is link your bank account and spend as you normally would and Acorns will round up your everyday purchases to the nearest dollar and put that change into a smart investment portfolio that suits your financial goals.

Signing up for Acorns takes less than five minutes, and you can start saving and investing for just $3 a month.

You can keep a close eye on your portfolio through the app and watch the spare change you might’ve been wasting grow into a solid fund to support your next move.

Sign up now and for a limited time you'll get a $40 bonus investment.

Stop overpaying for insurance

Making the move out of your family home comes with its expenses, so you’ll want to be prepared to make sure you’ve got all your bills covered.

Cutting costs on your monthly insurance payments is a great way to free up room in your budget and stash some extra cash for future emergencies when you don’t have mom and dad to call upon.

When you sign up for BestMoney, they’ll ask you some quick questions that help determine your insurance. Things like your age, your home state, the type of vehicle you drive and your driving record.

Based on your answers, they’ll sort through many insurance providers to find you the lowest prices available in your area.


This 2 Minute Move Could Knock $500/Year off Your Car Insurance in 2024

Saving money on car insurance with BestMoney is a simple way to reduce your expenses. You’ll often get the same, or even better, insurance for less than what you’re paying right now.

There’s no reason not to at least try this free service. Check out BestMoney today, and take a turn in the right direction.

Moneywise Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.


The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.