Rich Dad, Poor Dad author Robert Kiyosaki has just issued a dire warning for Americans.
“CIVIL WAR has begun. ICE raids in Los Angeles erupt into mass violence,” he recently wrote in a post on X. “I believe we and the world are in for a long, hot, violent summer.”
The unrest follows President Donald Trump’s immigration raids, which have triggered protests and clashes with law enforcement. So much so, that California Governor Gavin Newsom recently accused Trump of wanting “a civil war on the streets” during an interview with Fox’s L.A. affiliate, KTTV.
Trump then pushed back in a press conference on June 9, saying he doesn’t want one — but warned that a civil war “would happen if you left it to people like [Newsom].”
Amid the escalating tension, Kiyosaki linked the turmoil to the Fourth Turning, a generational theory by authors Neil Howe and William Strauss. According to the theory, society moves in roughly 80-year cycles marked by periods of upheaval that reset political and economic systems.
Kiyosaki pointed out that previous Fourth Turnings included the American Revolution, the Civil War and the Great Depression/World War II. He believes the current cycle is about redefining one fundamental concept: money.
“The issue is our bankers are stealing the wealth of the people via FAKE money, counterfeit money the central bankers print,” he wrote. “I trust the era of bankers ripping off the world is coming to an end. Sound money, gold, silver, and Bitcoin take away the power [from] the corrupt bankers … Stop saving fake money. Save gold, silver, and Bitcoin.”
Let’s take a closer look at the assets he’s championing.
‘God’s money’
“As I have said for years, gold and silver are ‘God's money,’” Kiyosaki wrote. The famed author has been advocating for precious metals for decades.
In October 2023, he predicted on X: “Gold will soon break through $2,100 and then take off. You will wish you had bought gold below $2,000. Next stop, gold $3,700.”
Prices surged in 2024 and have continued to climb through 2025, recently surpassing $3,300 per ounce.
Gold has long been viewed as a safe-haven asset. It’s not tied to any one country, currency or economy. It can’t be printed out of thin air like fiat money, and because of that, investors tend to pile in during times of economic turmoil or geopolitical uncertainty — driving up its value.
Kiyosaki isn’t alone in highlighting gold as a critical asset.
Ray Dalio, the founder of Bridgewater Associates — the world’s largest hedge fund — told CNBC in February: “People don't have, typically, an adequate amount of gold in their portfolio,” adding that, “when bad times come, gold is a very effective diversifier.”
One way to invest in gold that also provides significant tax advantages is to open a gold IRA with the help of Thor Metals.
Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, which combines the tax advantages of an IRA with the protective benefits of investing in gold, making it an attractive option for those looking to potentially hedge their retirement funds against economic uncertainties.
To learn more, you can get a free information guide that includes details on how to get up to $20,000 in free metals on qualifying purchases.
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‘Steady cashflow’ — even in a crash
In a recent post on X, Kiyosaki outlined a few steps individuals could take to protect themselves from a recession — and pointed to the power of one income-generating asset.
“I have always recommended people become entrepreneurs, at least a side hustle, and not need job security. Then invest in income-producing real estate, in a crash, which provides steady cash flow,” he wrote on May 19.
Real estate has long been a favored asset for income-focused investors. While stock markets can swing wildly on headlines, high-quality properties often continue to generate stable rental income.
It can also be a powerful hedge against inflation. When inflation rises property values often increase as well, reflecting the higher costs of materials, labor and land. At the same time, rental income tends to go up, providing landlords with a revenue stream that adjusts with inflation.
Perhaps that’s why Kiyosaki once told personal finance YouTuber Sharan Hegdehe that he owns 15,000 houses — strictly for investment purposes.
Today, you don’t need to be as wealthy as Kiyosaki to get started in real estate investing.
One way to invest in real estate is by purchasing rental properties and becoming a landlord. But for the average American who wants to avoid the need for a hefty down payment or the burden of property management, crowdfunding platforms like Arrived make it easier to slice yourself up a piece of that pie.
Backed by world class investors like Jeff Bezos, Arrived allows you to invest in shares of rental homes with as little as $100, all without the hassle of mowing lawns, fixing leaky faucets or handling difficult tenants.
The process is simple: Browse a curated selection of homes that have been vetted for their appreciation and income potential. Once you find a property you like, select the number of shares you’d like to purchase, and then sit back as you start receiving any positive rental income distributions from your investment.
Another option is Homeshares, which gives access to the $30 trillion-plus U.S. home equity market — a space that has historically been the exclusive playground of institutional investors. With a minimum investment of $25,000, accredited investors can gain direct exposure to hundreds of owner-occupied homes in top U.S. cities through their U.S. Home Equity Fund — without the headaches of buying, owning or managing property.
With risk-adjusted target returns ranging from 14% to 17%, this approach provides an effective, hands-off way to invest in owner-occupied residential properties across regional markets.
Another option is First National Realty Partners (FNRP), which allows accredited investors to diversify their portfolio through grocery-anchored commercial properties without taking on the responsibilities of being a landlord.
With a minimum investment of $50,000, investors can own a share of properties leased by national brands like Whole Foods, Kroger and Walmart, which provide essential goods to their communities. Thanks to Triple Net (NNN) leases, accredited investors are able to invest in these properties without worrying about tenant costs cutting into their potential returns.
Simply answer a few questions — including how much you would like to invest — to start browsing their full list of available properties.
‘People’s money’
Kiyosaki has shown unwavering enthusiasm for Bitcoin — the world’s largest cryptocurrency.
“Bitcoin is ‘people’s money,’” he wrote on X.
It’s an interesting way to describe a decentralized cryptocurrency that operates outside the control of central banks. Bitcoin has been one of the top-performing assets of the past decade — and Kiyosaki believes its best days are still ahead.
“Bitcoin [will go from] $500K to $1 million,” he predicted in May.
He’s not the only one with such bold expectations. Twitter co-founder Jack Dorsey said in a May 2024 interview with Mike Solana that Bitcoin could hit “at least” $1 million by 2030 — and possibly go even higher.
For those looking to hop on the bitcoin bandwagon, new crypto platforms have made it easier for everyday investors.
With over 100 million users, one option is to work with Coinbase to dip into the world of crypto. The exchange allows you to trade a variety of coins, including staples like bitcoin and ethereum.
Coinbase provides real-time order books so you can track the market with confidence. They also keep your keys in cold storage, or offline, until you need them for a transaction.
With that being said, it can still be a good idea to keep a hot wallet for housing the funds you plan to spend or trade, rather than accessing your cold wallet during a transaction. This limits the exposure of your core assets, which can be kept secure in Coinbase’s cold storage.
And the best part? You could get up to $200 when you sign up with a new account. All you have to do is verify your account details and make a trade within one year to qualify.
If you want to level up your crypto investing, Coinbase also offers a 3-month free trial for Coinbase One. This account allows you to trade with zero fees on simple trades up to a monthly cap, but requires a $10K stake for the length of your trial.
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Jing is an investment reporter for MoneyWise. He is an avid advocate of investing for passive income. Despite the ups and downs he’s been through with the markets, Jing believes that you can generate a steadily increasing income stream by investing in high quality companies.
