American Hartford Gold review
Updated: August 13, 2024
Precious metals have long been a tangible and trusty, hold-it-in-your-hand option for investors. It offers diversification and a break from paper assets, which is why silver and gold have won sizable portions in many investors’ asset mix.
And, within the segment, gold IRAs are elbowing into retirement portfolios – particularly among investors wary of stocks, bonds and even cash. Better yet, all this diversification can be had inside a traditional tax-advantaged retirement vehicle.
That’s where American Hartford Gold (AHG) comes in, as a comprehensive precious metals company to help investors diversify their retirement portfolios through gold IRAs. It offers a range of gold and silver products, catering to individuals seeking secure, long-term investments and financial stability in physical precious metals.
Pros and cons of American Hartford Gold
Pros
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Comprehensive services: American Hartford Gold offers a seamless process for setting up and managing gold IRAs, making it easy for investors to diversify their retirement portfolios
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Educational resources: It provides extensive educational materials, helping investors make informed decisions about their gold IRA investments
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Exceptional customer service: The company is known for its knowledgeable and responsive customer service team, which assists clients throughout the investment process
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Reputable and trustworthy: With a strong reputation and positive customer reviews, American Hartford Gold is considered a reliable choice
Cons
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Market volatility: Like all precious metals investments, gold IRAs are subject to market volatility, which can impact the value of the investment
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Limited liquidity: Physical precious metals in an IRA may be less liquid compared to other investment options, potentially complicating access to your funds
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Cost transparency: Many users, while appearing satisfied with AHG’s service, have cautioned its fees and pricing were hard to find until they made contact with the company’s support specialists
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Storage fees: Gold IRAs typically involve storage fees for the physical metals, adding to the overall cost of the investment
What do we think of American Hartford Gold?
A gold IRA is a self-directed individual retirement account that allows you to invest in physical gold. It works by transferring or rolling over funds from an existing retirement account into a gold IRA, where the funds are used to purchase IRS-approved gold. The gold is securely stored in an IRS-approved depository.
Though large brokerages have mostly stayed away from gold IRAs, American Hartford Gold is among the firms meeting demand by offering a broad selection of gold and silver products, including coins and bars. The company’s straightforward process for setting up and managing gold IRAs makes it a sensible choice for those looking to secure their retirement savings with tangible assets.
Would-be customers needing education about precious metals and gold IRAs will do well with American Hartford Gold, which offers an exhaustive library of educational resources to help investors make informed decisions. While its fee structure can be hard to find for visitors to its website, the company’s positive reviews on consumer watchdog platforms suggest the firm’s clients are ready to look past that flaw.
Overall, American Hartford Gold offers a reliable and customer-centric approach to precious metals investing. Its combination of comprehensive services, investor education and strong customer support positions it favorably against similar products in the market.
How does American Hartford Gold work?
American Hartford Gold operates by helping individuals diversify their investment portfolios with physical precious metals, particularly through gold IRAs. The process begins with a consultation, where representatives guide clients through the options and benefits of investing in gold and silver. They assist in setting up a self-directed IRA, allowing clients to include physical precious metals in their retirement accounts.
Once the IRA is established, American Hartford Gold helps clients select appropriate gold and silver products, such as coins and bars, which are then purchased and stored in a secure, IRS-approved depository. The company handles all the paperwork and coordination, ensuring compliance with IRS regulations.
Clients receive regular account statements and can monitor their investments online. American Hartford Gold also provides ongoing support and education, helping investors make informed decisions and adjust their portfolios, as needed.
American Hartford Gold IRA
Investors know gold and silver are hedge plays against inflation, slumping stock markets or bank instability. Combining the relative safety of precious with the tax advantages of an IRA may make sense for investors, especially those leery of keeping all their wealth on paper.
American Hartford Gold’s gold IRA product offers investors a generally hassle-free setup process for self-directed IRAs, guiding clients through selecting and purchasing IRS-approved precious metals. These assets are securely stored in an IRS-approved depository.
AHG provides several IRA products, including:
- Precious Metals IRA
- Gold IRA rollover
- Silver IRA rollover
Types of gold you can buy:
- Australia Wildlife 1/4 oz Gold Coin (also available in silver)
- Sunshine Minting 1 oz Gold Bar
- Gold St Helena 1 oz Boston Tea Party Coin
- Queen Elizabeth and Lion Gold Coin
- Numerous silver coins and bars are also offered
American Hartford Gold gold IRA fees
Some reviews have noted challenges with American Hartford Gold’s fee structure, highlighting higher upfront costs and management fees compared to competitors. Additionally, the fee details can sometimes be less than transparent, making it difficult for investors to fully understand the total costs involved in setting up and maintaining its gold IRAs before taking next steps. As of late July 2024, these were AHG’s fees and account minimums for gold IRAs:
- $10,000 minimum to start
- Fee for storage and insurance: $200 annually
- Application fee: $230
American Hartford Gold precious metals
Need something other than a gold IRA? American Hartford Gold offers additional products, including:
- Silver IRAs: Self-directed IRAs focused on investing in physical silver
- Physical gold and silver: A wide range of gold and silver coins and bars for direct purchase
- Platinum and palladium: Options to invest in these additional precious metals
- Home delivery: Secure delivery of precious metals for personal possession and storage
Fees:
- Cash account minimum: $5,000
- Gold IRA account minimum: $10,000
- Fee for storage and insurance: $200 annually
- Application fee: $230
About the company: What is American Hartford Gold?
Founded in 2015, American Hartford Gold has quickly built a strong reputation in the precious metals industry. It’s one of the leading precious metals companies in the United States, getting endorsements from prominent conservatives, including Bill O’Reilly and Mike Huckabee. High ratings from the Better Business Bureau and numerous positive customer reviews have solidified AHG’s status as a trusted provider of gold products.
Is American Hartford Gold legit?
American Hartford Gold is accredited by the Better Business Bureau (BBB) with an A+ rating and has received positive customer reviews for its services. The company complies with all regulatory requirements, offers secure storage in IRS-approved depositories.
Is American Hartford Gold safe?
AHG is accredited by the Better Business Bureau (BBB) with an A+ rating and has received numerous positive customer reviews. The company offers secure storage for precious metals in IRS-approved depositories and ensures compliance with all regulatory requirements. Though its fee structure is difficult to find on its website, customers have lauded the firm’s extensive educational resources and customer service.
American Hartford Gold review and complaints
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Chris Clark is freelance contributor with MoneyWise, based in Kansas City, Mo. He has written for numerous publications and spent 18 years as a reporter and editor with The Associated Press.
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