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1. Generate a diversified passive income stream through Yieldstreet

Gigantic big and large luxury mega or super motor yacht on the ocean.
Jeanette Dietl/Shutterstock

Yieldstreet offers retail investors a chance to receive passive income through a variety of alternative investments — opportunities that have traditionally been available only to the ultra-rich.

Through the platform, you can access asset classes that typically have a low correlation to the stock market including luxury vehicle finance, commercial real estate, and even marine finance.

Uniquely, this platform also offers a wide range of investment minimums, so you can find the passive income opportunities that are just right for you.

Case in point: Yieldstreet’s Prism fund lets you build a high-quality, multi-asset fixed-income portfolio with a minimum investment of just $500.

You’ll receive quarterly cash distributions. And, of course, you’ll benefit from any long-term appreciation on top of that.

Sign up easily and join 300,000+ members today.

How to get a free $10 to invest in your future

An app called Acorns automatically rounds up purchases made on your credit or debit card to the nearest dollar and places the excess "change" into a smart investment portfolio. You get $10 immediately from your first investment.

Get $10

2. Build a real estate empire without being a landlord

Skyline Buildings from High Rise Window
stockelements/Shutterstock

Investing in real estate is another money move that might seem out of reach unless you’re already wealthy.

But Fundrise makes it easy for anyone to get into the real estate game, no matter how big (or small) your budget is.

Using Fundrise is a lot like buying stocks, only instead of getting a piece of a company, you get a share of real estate.

And Fundrise lets you invest in all sorts of properties across the country, from single-family homes in rural Texas to high rise apartments in New York City.

There are no transaction fees or sales commissions, and the standard fees are just 1% a year.

Set up an account in a few minutes, and you can start building your real estate empire with as little as ten bucks.

3. Get a free stock worth up to $225

Robinhood financial investing app on a mobile device
Ink Drop/Shutterstock

Robinhood makes investing accessible for anyone by charging no fees through its easy-to-use investment app.

You’ll get one full share of a stock worth up to $225 when you sign up for a free account.

Opt for ready-made plans designed to meet your investment goals, or choose individual stocks yourself — you’ll pay zero commissions on trades. The app lets you buy and trade stocks, options, ETFs and even cryptocurrencies, so you’ll have a wide range of investment options no matter what you’re passionate about.

When you sign up, you’ll get a free share of a stock chosen at random from the most popular companies on Robinhood such as Pinterest, Etsy or Disney.

This 2 Minute Move Could Knock $500/Year off Your Car Insurance in 2024

Saving money on car insurance with BestMoney is a simple way to reduce your expenses. You’ll often get the same, or even better, insurance for less than what you’re paying right now.

There’s no reason not to at least try this free service. Check out BestMoney today, and take a turn in the right direction.

Get Started

4. Get paid $10 for saving your spare change

Woman enjoying sea air on autumn beach before thunderstorm.
selenitphoto / Twenty20

This is as easy as saving money can possibly get: Acorns lets you invest spare change while you shop.

Here’s how it works: Say you buy your morning latte for $2.25. Swipe your card, and Acorns automatically rounds up the purchase to $3, and sticks the leftover $0.75 into your investment portfolio. Like a super-charged piggy bank.

Don't worry if you're not sure what to invest in — Acorns offers various portfolios designed by experts that can be customized based on your investing goals. Just connect any debit and credit cards you use to your Acorns account, and the app automates everything for you.

Plus, when you sign up with this link, Acorns will add a $10 bonus to your account as soon as you make your first investment. That’s like filling up your whole coffee punch card!

Trade your favorite stocks any time

Investing doesn't have to be hard. Robinhood is the only place you can trade stocks, options and ETFs 24 hours a day, 5 days a week, all still commission-free. Start building your portfolio with as little as $1.

Get Started
Dana Sitar, CEPF® Freelance Contributor

Dana Sitar has been writing and editing since 2011, covering personal finance, careers and digital media. She’s written about work and money for The New York Times, Forbes, CNBC, The Motley Fool, a column for Inc. and more.

Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.