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Marie Alcober
Updated Jul 3, 2026
Robert Kiyosaki admits gold is 'still crashing' but is standing by his bullish call that the metal will hit $35K an ounce within five years.
For those who share his long-term view on gold, one option that also offers tax advantages is to open a precious metals IRA with Goldco.
Kiyosaki also recommends income-producing real estate assets. For instance, investors can access the Fundrise Flagship Fund for as little as $10.
"I was wrong. Gold still crashing!"
That's not a critic talking — it's Rich Dad, Poor Dad author Robert Kiyosaki himself, in a rare mea culpa posted to X in late June.
But if you think the famously bullish investor is backing away from precious metals, think again. In the same breath, Kiyosaki doubled down: "I still believe gold will be $35k in about 5 years."
His logic comes down to a classic Rich Dad lesson: "Profits are made when you buy…. Not when you sell." In other words, he isn't treating the drop as a reason to change course.
"All markets go up and down," he wrote. "The richest investors invest for the future. Not today."
Here's how everyday investors can take a page from that long-term playbook.
Fundrise Flagship Fund
Buy real estate through Fundrise's $1 billion private fund
Kiyosaki plays the long game
Kiyosaki's bullish stance on precious metals is nothing new. In 2023, he predicted gold would jump from $2,000 to $3,700 an ounce — a call that played out when prices surged past $3,700 in 2025.
Now, even with gold pulling back, he's holding firm on his $35,000 target in five years. As he put it: "Trust you learned from my mistakes. People who do not make mistakes learn nothing."
Kiyosaki's faith in precious metals stems from his distrust of paper money, especially in an inflationary environment. Earlier this year, he warned of "hyperinflation" in the U.S. that could leave "millions, young and old" financially devastated.
Gold, by contrast, has long been viewed as a safe-haven asset. Unlike fiat currencies, it can't be printed at will by central banks and its value isn't tied to any single country or economy. That scarcity, combined with its history as a store of value, is why investors often flock to the metal during periods of inflation, economic turmoil or geopolitical instability.
This chart shows the price of gold over the past five years. If you want to see whether opening a precious metals IRA is the right investment to diversify your portfolio, download a free info guide.
Gold prices have more than doubled over the past five years, hitting multiple record highs along the way and outpacing the S&P 500 over the same period.
A gold IRA allows you to directly invest in physical gold or gold-related assets within your retirement portfolio, pairing the tax advantages of an IRA with gold’s track record as a long-term store of value.
There are specific rules around gold IRAs, and some states have different tax structures for the sale of gold and silver. It’s important to choose the right dealer and custodian to help you navigate regulatory and taxation hurdles.
Some companies also offer incentives, such as free IRA rollovers or free precious metals. Goldco, for instance, can match up to 10% of qualified purchases in free silver.
If you’re curious whether this is the right investment to diversify your portfolio, you can download a free gold IRA information guide.
How Kiyosaki earns ‘steady cash flow’
Kiyosaki’s playbook goes beyond precious metals.
In a post on X earlier this year, he urged people to prepare for a recession by focusing on one key asset: “I have always recommended people become entrepreneurs, at least a side hustle and not need job security. Then invest in income producing real estate, in a crash, which provides steady cash flow.”
Real estate has long been a go-to for income-focused investors, offering steady cash flow and a hedge against inflation.
When inflation rises, property values often increase as well, reflecting the higher costs of materials, labor and land. At the same time, rental income tends to go up, providing landlords with a revenue stream that adjusts with inflation.
It’s no wonder he once revealed he owns 15,000 houses for investment. Today, real estate investing platforms let everyday investors access similar opportunities — without needing millions to get started.
For instance, the Fundrise Flagship Fund¹ is a $1 billion private real estate fund that lets you invest in an expertly crafted strategy without needing hundreds of thousands of dollars. You don’t need to be an accredited investor, and you can get started with as little as $10.
With 4,700+ single-family homes and 2,500+ residential units owned by the Fundrise Flagship Fund, you get exposure to institutional-style scale and diversification.
Industrial
215 Interchange
Las Vegas, NV Build-for-rent
Pine Ridge
Fountain Inn, SC Build-for-rent
Omnia
Richmond Hill, GAThese are a few examples of properties powering the Fundrise Flagship Fund. For a full list of the Fundrise Flagship Fund's portfolio properties see the Flagship Fund website.
After you place your first investment, the Fundrise Flagship Fund will work to find and add new assets to your portfolio over time and send you transparent updates along the way.
It only takes a few minutes to sign up now and become a real estate investor today.
Fundrise Flagship Fund
Buy real estate through Fundrise's $1 billion private fundAnother option is institutional-grade real estate.
For years, some of the most attractive real estate opportunities were reserved for institutions with deep pockets. If you wanted exposure to large-scale developments or real estate joint ventures, you generally needed millions of dollars to get in the door.
Crowdfunding platforms changed that by making it easier to invest in real estate online. But many of these offerings focus on smaller, retail-oriented properties.
Meanwhile, large endowments, pension funds and family offices often take a different approach. Rather than buying small stakes in individual properties, they partner directly with experienced operators that manage everything from acquisition and development to day-to-day operations and eventual sale.
Platforms like Realberry² offer exposure to real estate opportunities that have traditionally been reserved for large investment firms and private capital groups.
With a 35-year track record, $3.6 billion in assets under management and $1.6 billion in realized proceeds, the firm invests across multiple commercial real estate sectors, including multifamily, build-to-rent, hospitality, mixed-use and industrial properties.
Featured
Hospitality
Austin Proper, TX Featured
Multifamily
Foundry Line, CO Featured
Multifamily
Park40, COThese are a few examples of past funded properties from Realberry. Explore more investment opportunities when you register with Realberry.
Because Realberry manages acquisition, development and execution in-house, investors gain transparency and insight by working directly with the firm managing the entire lifecycle of their investment.
The company also controls more than 6,000 acres of master-planned development land across high-growth Mountain West markets, providing access to opportunities that can be difficult for individual investors to source on their own.
Finding the right asset mix
While gold, real estate and other alternative assets can play an important role in protecting your savings, they’re just a portion of your entire financial puzzle.
Determining the right mix of assets for your portfolio isn’t one-size-fits-all — and a trusted, pre-screened financial advisor can help tailor investment choices to your income, net worth, and long-term goals, where generalized advice often falls short.
According to research by Vanguard, people who work with financial advisors see a 3% increase in net returns. This difference can be substantial over time. For instance, if you start with a $50,000 portfolio, you could potentially retire with an extra $1.3 million after 30 years of professional guidance.
If you have a portfolio of $250,000 or more, platforms like WiserAdvisor can connect you with vetted professionals who specialize in this kind of planning.
Simply answer a few questions about your savings, retirement timeline and overall investment portfolio.
From there, WiserAdvisor reviews its network to match you — for free — with up to three vetted, reputable advisors aligned with your specific needs.
You can then schedule no-obligation consultations with your matches to determine who is the best fit for your long-term goals.
WiserAdvisor is a matching service and does not provide financial advice directly. All matched advisors are third parties, and specific financial results are not guaranteed.
A finer alternative
Although Kiyosaki didn't mention it in his X post, there is another alternative investment that you may want to consider.
With the current volatility in the market, diversification isn’t just smart — it’s essential. Billionaires like Jeff Bezos and Bill Gates continue to invest heavily in stocks, but they also carve out a portion of their portfolios for assets that behave differently from the market.
One standout example: post-war and contemporary art, which outpaced the S&P 500 by 15% from 1995 to 2025 while showing near-zero correlation to traditional equities.
Until recently, this world was off-limits. Now, with Masterworks, you can buy fractional shares in multimillion-dollar works by icons like Banksy, Picasso and Basquiat. While art can be illiquid and typically requires a long-term hold, it offers unique portfolio diversification.
This chart illustrates how the Artprice100 index, which tracks the financial performance of the world’s 100 most successful blue-chip artists, has consistently outpaced the S&P 500 since 2000. Learn how you can invest in art with Masterworks.
Masterworks has sold 27 artworks so far, yielding net annualized returns like 14.6%, 17.6%, and 17.8%.*
Moneywise readers can get priority access to diversify with art: Skip the waitlist here
*Past performance is not indicative of future returns. Investing involves risk. See important Regulation A disclosures at Masterworks.com/cd
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Carefully consider the investment objectives, risks, charges and expenses of the Fundrise Flagship Fund before investing. This and other information can be found in the Fund’s prospectus. Read them carefully before investing. This marketing was vetted by the Moneywise team and sponsored by the Fundrise Flagship Fund.
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Securities offered through NCPS, member FINRA/SIPC. Investments in private placements are speculative, illiquid, and may result in the complete loss of capital. See here for more information: https://www.realberry.com/disclaimer/.
Marie Alcober
Commercial Content Manager
Marie Alcober is a commercial content manager at Moneywise, where she develops branded and affiliate content that helps readers make smarter money decisions.
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