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Health Insurance
Kevin Feige, President of Marvel Studios, speaking on stage in front of a Marvel backdrop gettyimages.com / Ricardo Moreira

Marvel’s shift to the U.K. highlights a hidden cost of Georgia’s film crash: health insurance instability for workers

For more than a decade, Georgia wasn't just a filming location for Marvel — it was practically its home base.

Once a cornerstone of Atlanta's booming production economy, Marvel Studios helped turn the state into "Hollywood of the South," drawn by generous tax credits, experienced crew, and some of the largest soundstages in North America.

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In recent years, however, Marvel has increasingly shifted its productions to the U.K. (1), moving away from Georgia as a primary filming base.

At its peak, the state's film industry supported more than 75,000 jobs (2) and generated more than $4.4 billion in annual production spending in 2022, according to state industry data (3) — making it one of the largest production hubs in North America, second only to California in some rankings (4).

But that boom is winding down, and the impact is increasingly felt not just in production volumes, but in something more fundamental — healthcare.

When film work stopped meaning stable healthcare

For years, Georgia's production surge created an uncommon kind of stability in an otherwise freelance- and contract-heavy industry.

More than 400 productions were active in a single year (2), creating overlapping schedules that let crew members move from one project to the next with little downtime.

In the U.S. entertainment industry, healthcare access is closely tied to work hours and earnings thresholds. Under major union plans, such as those covering film and television workers, eligibility for health insurance depends on meeting minimum annual earnings requirements.

For example, under plans like the SAG-AFTRA Health Plan (5), workers typically need to earn at least $28,090 (the 2026 threshold) in covered income to qualify. Essentially, that means piecing together enough work across multiple productions — not relying on a single employer.

When work is steady, coverage tends to follow. When it slows, the safety net starts to tear.

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By the most recent fiscal year (2025) (1), Georgia's production spending had fallen to roughly $2.3 billion — nearly half its 2022 peak. The number of productions has also dropped sharply, from more than 400 to the mid-200s.

That drop doesn't just mean fewer jobs; it also makes it harder for workers to hit the thresholds needed to keep their health insurance.

Crew members who once moved from one Marvel production to the next are now facing longer gaps between gigs. Soundstages are sitting idle, and smaller vendors are seeing less consistent work.

The result isn't just a smaller workforce — it's a more fragmented one, where healthcare coverage depends on increasingly unpredictable schedules.

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Why 'Hollywood of the South' started to unravel

The slowdown didn't come from a single decision. It was driven by overlapping forces across the industry.

The 2023 writers' and actors' strikes shut down much of the U.S. film industry for months, creating an estimated (6) $6 billion or more in lost wages and economic activity across production-heavy states, including Georgia.

Hundreds of projects were delayed or paused, cutting off the steady flow of work crews rely on. But the shift was already underway before the strikes.

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Global film production had already moved away from its post-pandemic peak. Worldwide box office sales reached about $33.9 billion in 2023, down from $42.3 billion in 2019, reflecting slower recovery (7) and more selective greenlighting by studios.

That shift has reduced the total number of production days available — a significant change for workers paid gig to gig.

Inside the Walt Disney Company — Marvel's parent company — that shift was structural. The studio has reduced its output (8) and has increasingly relied on contractor-based labor. Rather than maintaining large permanent teams, production crews are assembled on a project-by-project basis.

That model reflects a broader reality in the industry. Estimates vary, but industry data (9) suggests roughly 55% of U.S. film workers are freelance- or contract-based nationally.

That change has had a significant impact on healthcare stability.

Contract-based work typically does not guarantee continuous eligibility for employer-linked benefits. Instead, workers must accumulate enough qualifying hours across scattered projects — something that becomes harder as production volume declines.

A different kind of film economy

Marvel has increasingly anchored its production in the U.K., where a different labor model changes the equation — including a publicly funded healthcare system that isn't tied to employment in the same way.

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In large-scale filmmaking, where productions frequently exceed hundreds of millions of dollars, labor and benefits costs are significant. Even incremental savings in healthcare obligations can influence where a production is located.

While Georgia offers tax incentives and infrastructure, the U.K. offers a system where healthcare costs are no longer tied directly to employers.

As studios look to cut costs and reduce risk, that distinction is becoming increasingly significant. Incentives alone are no longer enough to offset broader shifts in how the industry operates.

Reduced production volume, contractor-based hiring, and more fragmented access to healthcare are reshaping the labor market that once powered the state's boom.

And for Georgia's film economy, the bigger shift is not just that Marvel is pulling back. It's that the model that once supported long-term work — and the healthcare stability tied to it — is no longer the default.

The boom didn't just bust. It redefined what stability in the film industry looks like.

Article Sources

We rely only on vetted sources and credible third-party reporting. For details, see our ethics and guidelines.

The Wall Street Journal (1); Gitnux (2); Forbes (3),(8); State Affairs (4); SAG-AFTRA Health Plan (5); BusinessWorld (6); Deadline (7); Zippia (9)

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Laura Grande Contributor

Laura Grande is a freelance contributor with nearly 15 years of industry experience. Throughout her career she's written about and edited a range of topics, from personal finance and politics to health and pop culture.

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