Here's how much you can save by switching your car insurance

Car insurance rates keep climbing — even for safe drivers.

30% of drivers who switched providers in the last year saved hundreds a year, according to a recent Consumer Reports survey of 140,000 policyholders.

See how much you could save with this free comparison tool that gives you personalized quotes in minutes.

It costs nothing to shop around

The question isn’t whether you should compare car insurance rates — it’s why you haven’t already.

Just a few minutes spent comparing quotes could put hundreds, or even thousands, back in your pocket each year.

From January 2020 to December 2024, the average cost of car insurance has surged by a whopping 50%, according to data from the U.S. Bureau of Labor Statistics.

That means millions of drivers are now paying significantly more for car insurance than they used to — often without realizing it. And it’s not always because of accidents or claims. In many cases, the hikes are driven by industry-wide trends or your insurer quietly adjusting its pricing.

That’s why now is the perfect time to start shopping around — and it’s never been easier.

Just enter a few basic details, then you can instantly compare offers from top insurers like State Farm, Lemonade, Progressive and more.

It’s quick, it’s simple, and there’s no obligation. Why not see how much you could save?

How much can you save by switching today?

According to the survey by Consumer Reports, those who made the switch saved $461 per year on average, which is nearly one-third of what the typical driver pays annually.

Over 40% of those who switched saved at least $500, and 13% reported saving more than $1,000.

That’s enough to possibly cover a year’s worth of gym memberships, knock out a credit card balance or fund your next weekend getaway. All from a simple change that takes just minutes.

Start comparing now and make sure you're still getting the coverage you need at an affordable price.

Other ways to save on car insurance

Shopping around is just one way to lower your premiums. There are several other strategies you can use to reduce your car insurance costs:

• Bundle your policies: Many insurers offer discounts if you combine your auto insurance with other policies like homeowners' or renters' insurance.
• Raise your deductible: Increasing your deductible can lower your premium, but ensure you’re comfortable with the higher out-of-pocket cost if you need to file a claim.
• Maintain a good driving record: Safe driving pays off. Avoiding tickets and accidents can help keep your rates down.
• Take advantage of discounts: Ask your insurer about available discounts, such as those for good student status, anti-theft devices, low mileage, or completing defensive driving courses.
• Review your coverage needs: Make sure you’re not paying for coverage you don’t need. For example, if you have an older car, it might make sense to drop comprehensive or collision coverage.

Knowing exactly what you’re paying for — and what you’re not — helps you avoid surprises and helps ensure you’re getting the best value.