If you have $50,000 that you want to put to work in 2026, what would you do?
Business mogul Grant Cardone believes there’s a clear answer to the “best, fastest way” to multiply that money — even for those with no experience.
Given the myriad of options in today’s investing world, Cardone first cautions against recklessness.
“Don’t invest it in something you don’t know, because it could go to zero. Definitely don’t bet it on one of these cryptos,” he said in a recent YouTube video titled “Best Thing To Do With $50K.”
He then emphasized the importance of using a multiplier on that capital before putting it to work — and pointed to one asset that, in his view, naturally does just that.
“What you want to do is multiply the money first. You want to put it in something where you immediately get a multiplier. The only thing that does that on the planet is real estate,” he said, before offering an example.
“When I take 50 grand and I put it in a real estate deal, it immediately becomes $200,000 or $250,000 because of leverage and I have positive cash flow. The chances of that going to zero are nilch to none. You’re not going to go from a $250,000 investment to zero in 15 minutes.”
Cardone is referring to the use of leverage in real estate — where an investor puts down a relatively small amount of cash and borrows the rest to control a much larger asset.
A $50,000 down payment can allow someone to purchase a property worth several times that amount, while rental income may help offset mortgage payments and expenses.
However, leverage can magnify losses as well as gains.
If property values decline, interest rates rise or local demand weakens, an investor’s equity can erode. Returns can vary depending on location, financing terms and market conditions — meaning it’s still possible to lose money, even if the asset itself doesn’t suddenly go to zero.
Cardone also emphasized the importance of choosing the right type of real estate.
“The only thing you have to be aware of here is pick the right market — a solid market, positive job growth, have occupancy,” he said. “Have your cash flow be positive from day one and buy a great asset and you’ll never go to zero.”
Real estate has long been viewed as a powerful wealth-building tool — particularly for investors seeking passive income. In fact, investing legend Warren Buffett has often pointed to real estate when describing what a productive, income-generating asset looks like. In 2022, Buffett said that if you offered him “1% of all the apartment houses in the country” for $25 billion, he would “write you a check” (2).
Real estate also offers a built-in hedge against inflation. When inflation rises, property values often increase as well, reflecting the higher costs of materials, labor and land. At the same time, rental income tends to go up, providing landlords with a revenue stream that adjusts with inflation.
Of course, you don’t need $25 billion — or even to buy a single property outright — to invest in real estate today.
Become a real estate mogul — starting with $100
Crowdfunding platforms like Arrived have made it easier than ever for everyday investors to gain exposure to America’s real estate market.
Backed by world-class investors like Jeff Bezos, Arrived allows you to invest in shares of rental homes with as little as $100 — all without the hassle of mowing lawns, fixing leaky faucets or handling difficult tenants.
The process is simple: Browse a curated selection of homes that have been vetted for their appreciation and income potential. Once you find a property you like, select the number of shares you’d like to purchase and then sit back as you start receiving any positive rental income distributions from your investment.
For a limited time, when you open an account and add $1,000 or more, Arrived will credit your account with a 1% match.
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Invest alongside a $12B AUM real estate owner
Owning a rental property sounds great, until something goes wrong. One bounced check and your rental income disappears.
But institutional investors don’t face that problem. Their portfolios are diversified across hundreds — sometimes thousands — of units.
Now, accredited investors can tap into that same approach through platforms such as Lightstone DIRECT, giving you access to institutional-quality multifamily and industrial real estate — with a minimum investment of $100,000.
Founded in 1986 by David Lichtenstein, Lightstone Group is one of the largest privately held real estate investment firms in the U.S., with more than $12 billion in assets under management.
Over nearly-four decades, their team has delivered strong, risk-adjusted performance across multiple market cycles — including a 27.6% historical net IRR and a 2.54x historical net equity multiple on realized investments since 2004.
With Lightstone DIRECT, you gain access to the same multifamily and industrial deals Lightstone pursues with its own capital .
Here’s the kicker: Lightstone invests at least 20% of its own capital in every deal — roughly four times the industry average. With skin in the game, the firm ensures its interests are directly aligned with those of its investors.
Earn passive income from blue-chip rentals
Mogul is another option. It’s a real estate investment platform offering fractional ownership in blue-chip rental properties, which gives investors monthly rental income, real-time appreciation and tax benefits — without the need for a hefty down payment or 3 a.m. tenant calls.
Founded by former Goldman Sachs real estate investors, the team hand-picks the top 1% of single-family rental homes nationwide for you. In other words, you gain access to institutional-quality offerings for a fraction of the usual cost.
Each property undergoes a rigorous vetting process, requiring a minimum 12% return even in downside scenarios. Across the board, the platform features an average annual IRR of 18.8%. Offerings often sell out in under three hours, with investments typically ranging between $15,000 and $40,000 per property.
You can sign up for an account and then browse available properties here.
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Jing is an investment reporter for MoneyWise. He is an avid advocate of investing for passive income. Despite the ups and downs he’s been through with the markets, Jing believes that you can generate a steadily increasing income stream by investing in high quality companies.
