Robert Kiyosaki warns biggest stock market plunge in history still coming: ‘Giant crash is now imminent.’ How to shatterproof your nest-egg now

“I Am Warning You: In Rich Dad’s Prophecy published 2013 I warned of the biggest stock market crash in history still coming. That giant crash is now imminent,” he wrote (1).

Given how heavily many Americans are exposed to equities through their retirement savings, a historic market crash could be devastating. During the market sell-off in 2022, CBS News reported that 401(k) and IRA plan participants experienced an estimated loss of around $3 trillion (2).

Still, Kiyosaki argues the impact won’t be uniform.

“Those of you who followed my rich dad’s warning and prepared….the coming crash will make you richer beyond your wildest dreams,” he wrote, adding that “for those who are not prepared the coming crash will be your worst nightmare.”

In fact, Kiyosaki says he’s largely unfazed by the prospect of a downturn — and even eager for it — due to how he has positioned his portfolio.

“I am excited and can’t wait for the coming giant crash. I have my real gold, silver, Ethereum and Bitcoin,” he wrote.

Let’s take a closer look at the assets he believes can weather even the harshest storms.

Precious metals

Kiyosaki has long been a vocal advocate for precious metals. His reasoning is straightforward: “I’m not buying gold because I like gold, I’m buying gold because I don’t trust the Fed,” he said in an interview back in 2021 (3).

Indeed, precious metals are often viewed as a natural hedge against inflation — unlike fiat currencies, they can’t be printed at will by central banks. Gold is also widely considered the ultimate safe haven asset. It’s not tied to any one country, currency or economy and in times of economic turmoil or geopolitical uncertainty, investors often flock to it — driving prices higher.

In a recent interview, Kiyosaki revealed he’s been hoarding the metal: “I have boxes of gold. I own gold mines,” he said (4).

He’s not alone in this stance. Ray Dalio, founder of the world’s largest hedge fund, Bridgewater Associates, told CNBC last year that “people don't have, typically, an adequate amount of gold in their portfolio,” adding that “when bad times come, gold is a very effective diversifier.”

And the market has rewarded gold holders. Over the past 12 months, gold prices have surged by more than 75%.

One way to invest in gold that also provides significant tax advantages is to open a gold IRA with the help of Priority Gold.

Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, thereby combining the tax advantages of an IRA with the protective benefits of investing in gold, making it an option for those looking to help shield their retirement funds against economic uncertainties.

When you make a qualifying purchase with Priority Gold, you can receive up to $10,000 in precious metals for free.

An income-producing hedge

Precious metals aren’t Kiyosaki’s only refuge. In past warnings of a 1929-style Depression, he pointed to one income-generating asset he believes can hold up even during a crash: real estate.

“I have always recommended people become entrepreneurs, at least a side hustle and not need job security. Then invest in income-producing real estate, in a crash, which provides steady cash flow,” he wrote (5).

Real estate has long been a favored asset for income-focused investors. While stock markets can swing wildly on headlines, high-quality properties often continue to generate stable rental income.

It can also be a powerful hedge against inflation. When inflation rises, property values often increase as well, reflecting the higher costs of materials, labor and land. At the same time, rental income tends to go up, providing landlords with a revenue stream that adjusts with inflation.

Perhaps that’s why Kiyosaki once disclosed he owns 1,500 rental properties (4).

Today, you don’t need to be as wealthy as Kiyosaki to get started in real estate investing. Crowdfunding platforms like Arrived offer an easier way to get exposure to this income-generating asset class.

Backed by world-class investors like Jeff Bezos, Arrived allows you to invest in shares of rental homes with as little as $100 — all without the hassle of mowing lawns, fixing leaky faucets or handling difficult tenants.

The process is simple: Browse a curated selection of homes that have been vetted for their appreciation and income potential. Once you find a property you like, select the number of shares you’d like to purchase and then sit back as you start receiving any positive rental income distributions from your investment.

For a limited time, when you open an account and add $1,000 or more, Arrived will credit your account with a 1% match.

Mogul is another option. It’s a real estate investment platform offering fractional ownership in blue-chip rental properties, which gives investors monthly rental income, real-time appreciation and tax benefits — without the need for a hefty down payment or 3 a.m. tenant calls.

Founded by former Goldman Sachs real estate investors, the team hand-picks the top 1% of single-family rental homes nationwide for you. In other words, you gain access to institutional-quality offerings for a fraction of the usual cost.

Each property undergoes a rigorous vetting process, requiring a minimum 12% return even in downside scenarios. Across the board, the platform features an average annual IRR of 18.8%. Offerings often sell out in under three hours, with investments typically ranging between $15,000 and $40,000 per property.