Review your investing strategy with a pro
You don’t have to navigate your retirement savings alone. People who work with financial advisors see a 3% increase in net returns, according to a report from Vanguard.
There are free online services that are designed to match you with experienced financial advisors who can assess your financial situation and tell you if you’re on the right track for retirement.
Advisor.com, for example, is an online platform that simplifies the process of finding a financial advisor you can trust. They match you with several vetted fiduciary advisors who are evaluated based on their credentials, education, experience and pricing.
How it works
Three easy steps to get matched with a financial advisor.
-
Step 1: Answer a few quick questions about yourself and what you would like help with.
-
Step 2: Advisor.com will match you with a vetted advisor who can provide you with a personalized plan to meet your financial goals.
-
Step 3: Book a free, no-obligation consultation to confirm if your match is right for you.
Protect your retirement fund with a gold IRA
With the economy in such a volatile state amid high inflation and stock market uncertainty, your 401(k) or IRA — and your retirement itself — could be at risk.
A Gold IRA is a great alternative to protect and grow your nest egg. Unlike the U.S. dollar, which has lost 87% of its purchasing power since 1971, gold’s purchasing power tends to remain stable over time.
Gold is regarded as a hedge against inflation for a simple reason: It can’t be printed out of thin air like fiat money.
The enthusiasm of investors has indeed propelled the price of gold to record levels with the precious metal recently surging past the $2,700 per ounce mark.
So what better asset to help bolster your retirement savings?
Opting for a gold IRA gives you the opportunity to hedge against market volatility by allowing you to invest directly in physical precious metals rather than stocks and bonds.
Priority Gold is an industry leader in precious metals, offering physical delivery of gold and silver. Plus, they have an A+ rating from the Better Business Bureau and a 5-star rating from Trust Link.
If you’d like to convert an existing IRA into a gold IRA, Priority Gold offers 100% free rollover, as well as free shipping, and free storage for up to five years. Qualifying purchases will also receive up to $10,000 in free silver.
To learn more about how Priority Gold can help you reduce inflation’s impact on your nest egg, download their free 2025 gold investor bundle.
Automatically invest your spare change
You don’t always have to put away large sums to move toward your retirement goals. Ten dollars a week could make a difference – if you’re smart about what to do with your spare change.
When you make a purchase on your credit or debit card, Acorns automatically rounds up the price to the nearest dollar and places the excess — the coins that would wind up in your pocket if you were paying cash — into a smart investment portfolio.
Let’s say you purchase a doughnut for $2.30. Before you’re done licking the sugar off your fingers, Acorns will round the amount to $3.00 and invest the 70-cent difference for you.
Look at this math: $2.50 worth of daily round-ups add up to $900 per year — and that’s before your savings earn money in the market.
Plus, if you sign up now, you can get a $20 bonus investment.
Find additional sources of passive income
Real estate is an asset class that has historically been reserved for investors with a lot of capital.
You can tap into this market by investing in shares of vacation homes or rental properties through Arrived.
Backed by world-class investors including Jeff Bezos, Arrived allows you to invest in shares of vacation and rental properties, earning a passive income stream without the extra work that comes with being a landlord of your own rental property.
To get started, simply browse through their selection of vetted properties, each picked for their potential appreciation and income generation. Once you choose a property, you can start investing with as little as $100, potentially earning quarterly dividends.