Talk to a professional about your financial situation
If you're worried about your nest egg, finding a trusted financial advisor who knows your retirement goals inside and out can give you peace of mind.
There are free online services that are designed to match you with experienced professionals based on your unique needs.
Zoe Financial, for example, can pair you up with a pre-screened advisor to match your financial needs.
You don’t have to navigate your retirement savings alone, and you definitely don’t have to do it without a vetted financial advisor at your side.
Once you’ve made a selection from your matches, set up a free consultation to make sure they are a suitable fit for you.
Make sure your loved ones are protected
No one ever feels ready to start thinking about life insurance. But the truth is, the younger you are when you purchase a policy, the lower your premiums will be. Life insurance can be used by your loved ones to cover outstanding debts, cover unexpected expenses and pay for funeral costs.
Consider opting for term life insurance with Ethos to help ensure that your family will be taken care of if the worst happens.
With Ethos, you can secure coverage in just 10 minutes online or via phone and approval is guaranteed regardless of any pre-existing conditions.
Ethos also gives you the flexibility to select coverage amounts ranging from $2,000 to $100,000.
With fixed rates, you can rest assured that your rates will never go up on your policy. It is worth noting, Ethos offers a 30 day money-back guarantee if you aren’t completely satisfied with their services.
Protect your nest egg with a stable alternative
With the economy in such a volatile state amid high inflation and stock market uncertainty, your 401(k) or IRA — and your retirement itself — could be at risk.
A Gold IRA is a great alternative to protect and grow your nest egg. Unlike the U.S. dollar, which has lost 87% of its purchasing power since 1971, gold’s purchasing power tends to remain stable over time.
Gold is regarded as a hedge against inflation for a simple reason: It can’t be printed out of thin air like fiat money.
The enthusiasm of investors has indeed propelled the price of gold to record levels with the precious metal recently surging past the $2,300 per ounce mark.
So what better asset to help bolster your retirement savings?
Opting for a gold IRA with help from American Hartford Gold gives you the opportunity to diversify your portfolio, stabilize your finances and secure your retirement for whatever the future may bring.
This tax-advantaged retirement account can help you stabilize your finances by allowing you to invest directly in physical precious metals rather than stocks and bonds.
As one of the country’s most trusted precious metals companies – with an A+ rating from the Better Business Bureau – American Hartford Gold has helped thousands of clients protect their retirement.
When you sign up, you’re eligible to get up to $10,000 in complimentary silver and a free investor guide that can help you diversify your portfolio and help secure your retirement fund.
Diversify your portfolio
By mixing up your portfolio with a variety of assets, you have a better chance of balancing risk and reward and securing your nest egg.
With real estate investments averaging 10% returns over the past two decades, it’s no wonder the market is attractive.
However, high prices and mortgage rates have made it increasingly challenging for buyers and investors – but there are still investing opportunities out there.
Instead of buying a property outright or taking on an expensive mortgage, there’s a crowdfunding platform that takes a different approach by allowing you to invest directly in owner-occupied residential properties.
Cityfunds lets you benefit from the hot housing markets in major U.S. cities including Miami, Los Angeles, and Nashville.
Cityfunds secures an interest in a home’s future value in exchange for cash. As the value of these homes appreciates, so does the value of Cityfunds equity investment alongside the homeowners. So you can invest in portfolios of these owner-occupied properties, gaining access to the $20 trillion home equity market that spans multiple top U.S. metros.
With a community of over 10,000 users, Cityfunds allows you to invest in a city you love for as little as $500 – without the hassle of dealing with high home prices, an expensive mortgage or the hassles of being a landlord.
If you are an accredited investor looking to add a larger real estate position to your portfolio, you also have the lucrative potential of commercial real estate open to you.
First National Realty Partners — a private equity firm that specializes in commercial real estate — stated that in times of market stress, there’s an opportunity to acquire high-quality properties at a discount.
With FNRP’s platform, accredited investors have access to institutional-quality, grocery-anchored commercial real estate investments. And since the investments are necessity-based, they tend to perform well during times of economic volatility and act as a hedge against inflation.
Using proprietary technology, FNRP’s team of experts vets every deal against a rigorous set of investment criteria and manages them in-house, which means you get to enjoy your quarterly returns without worrying about the quality of your investment.
