A third of Americans with $1M in investable assets say they worry about outliving their savings — how you can improve your odds at a comfortable retirement

For example, you might consider finding an adviser who has more experience and advice geared toward retirement planning or managing investments. Or, perhaps you’d like to find someone who has a similar money-saving or risk-taking philosophy as you do.

"It's wise for the wealthy to seek out a second opinion about the strength of their financial plans," said Javeri Gokhale, adding that periods of economic uncertainty can push people to re-evaluate whether their advisers are the right fit for them.

“As more affluent Americans intentionally seek out comprehensive financial advice instead of individual financial products, I expect to see this trend of second-opinion seekers to grow."

Ways to boost your savings

Switch to a high-yield savings account: If you’ve been socking your savings away into a traditional savings account, consider an account that gets you more interest back instead. The average savings account in the U.S. has an interest rate of 0.45% as of Sept. 18, according to the FDIC — while a high-yield savings account could come with a 4% APY instead. Just keep in mind that with a high-yield account you might need to make a certain minimum deposit, maintain a minimum balance or pay regular fees.

Grow your wealth with investments: Investing in the stock market during a period of economic uncertainty might seem daunting — but with the right research and some good picks, you could achieve much higher returns than you would through a traditional savings account. You could start off small with just your spare change or let a robo-adviser take some of the pressure off by automatically rebalancing your portfolio.

Supplement your income: If you’re not sure your primary income will be enough to help you achieve your retirement savings goal, start thinking about other ways you can boost it. Perhaps you can rent out a spare room or garage in your house, or you can monetize one of your hobbies into a simple side hustle.