A recent study found that 40% of Americans weren't properly prepared for the pandemic, and more than half the population has fallen behind with their retirement savings this year, according to the latest financial stress survey by John Hancock.

If your retirement portfolio was thrown off-kilter by COVID, it’s a good idea to sit down with a professional and develop a strategy to get it back on track.

Although in-person financial advisors can charge up to $3,000 for a personalized plan, you can save yourself some money — and time — getting help from an online certified financial planner (CFP) from Facet Wealth.

Affordable financial advice — from anywhere

Facet Wealth’s CFPs work entirely online, so you’ll never have to worry about traveling to an office if you want to discuss your finances — it’s all done over video chat or email.

Each of Facet Wealth’s certified financial planners is a law-bound fiduciary, which means they have a legal obligation to put your best interests above all else.

You’ll start with a free 30-minute consultation, during which you and your CFP can talk goal-setting, priorities and your vision for your golden years.

Your CFP will then analyze your current savings and financial goals and recommend a comprehensive long-term strategy, including exactly how much you’ll need to save to retire comfortably.

If your financial planner's blueprint sounds good to you, you can choose to hire Facet Wealth under a variety of plans tailored to your specific needs and budget. Facet Wealth charges a flat annual rate for its services, with no additional management fees or minimum account balances.

Whether you have assets or not, Facet Wealth will pair you with a CERTIFIED FINANCIAL PLANNER™ professional who will get to know your financial life story and recommend a financial plan.

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Retirement planning made easy

With Facet Wealth, planning for your retirement simple and stress-free.

It costs just a fraction of what you’d spend on traditional financial planning services, and you’ll be able to chat with your CFP anytime you have a question, no matter where you are.

There’s no commitment required, so set up your 30-minute call with Facet Wealth today.

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About the Author

Shane Murphy

Shane Murphy


Shane is a reporter for MoneyWise. He holds a bachelor’s degree in English Language & Literature from Western University and is a graduate of the Algonquin College Scriptwriting program.

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