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Real Estate
President Biden delivers remarks on National Small Business Week in the Rose Garden. Chip Somodevilla/Getty Images

Biden’s one-size-fits-all plan to protect renters comes 'at the expense' of mom-and-pop landlords — what to do if you still want to slice up a piece of the real estate pie

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The White House's plan to nationalize housing policy and grant renters more protection has left mom-and-pop landlords with questions and concerns.

The Blueprint for a Renters Bill of Rights lays out five principles that President Joe Biden hopes will shape future policymaking at all levels of government, with the aim of protecting renters and promoting rental affordability.

But the idea of a one-size-fits-all solution has been met with criticism. And in striving to protect renters, the plan might leave millions of mom-and-pop landlords out in the cold.

But these days, you don’t need to buy a house to invest in real estate. Here are three ways to get in on the action without being a landlord.

First National Realty Partners

Commercial real estate has long been touted as a wise investment for adding stability to your portfolio, outperforming the S&P 500 over a 25-year period. But commercial real estate has always been reserved for a few elite investors — until now.

First National Realty Partners allows individual investors like you to access institutional-quality commercial real estate investments — without the leg work of finding deals yourself.

Of course, not all properties are the same. FNRP’s platform is designed to offer everyday accredited investors access to institutional-quality grocery-anchored commercial real estate.

Investors can own a share of institutional-quality properties leased by national brands like Whole Foods, CVS, Kroger and Walmart, which provide essential goods to their communities. The Triple Net (NNN) lease structure of these properties means you’ll get a stable, positive cash flow without having to worry about tenant costs cutting into your bottom line.

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RealtyMogul

RealtyMogul provides accredited investors a chance to invest in real estate without paying for a property in full.

Investors can sort through professionally-vetted real estate opportunities and review information about their performance history before deciding where they want to put their money.

RealtyMogul’s innovative technology allows investors to do everything online — from investment screening to signing legal documents and tracking your investment’s performance.

Everything you need to keep an eye on your portfolio is available on your personal online dashboard, so you get to reap the benefits of commercial real estate investing without the hassle.

Fundrise

Not an accredited investor? No problem. Fundrise is an online investment platform that lets you invest in dozens of high-end properties without the high-end price tag, with as little as $100.

Investing with Fundrise is similar to buying stocks, only instead of funding a company, your investment goes towards buying real estate through real estate investment trusts (REITs).

You’ll have a diverse portfolio of assets that would usually only be available to major real estate players, and receive payouts through quarterly dividend distributions.

From 2017 to 2021, Fundrise’s clients averaged 7.31% to 22.99% in annual returns. Needless to say, you’re in good hands with their team of professionals.

Even better, you can get $10 in shares when you invest with Fundrise using our special invite link.

Read More: Dave Ramsey says this 7-step plan ‘works every single time’ to kill debt, get rich in America — and that ‘anyone’ can do it

EquityMultiple

EquityMultiple is an online investment platform dedicated to bringing exclusive commercial real estate investment opportunities to accredited investors in a simple, accessible and transparent way.

Their team of professionals underwrite and vet each opportunity to bring you top-tier investments. Plus, they manage each asset from close to exit, so you don’t have to worry about it.

With their team of asset managers protecting your principal, you’ll get to build a portfolio of cash-flowing professionally managed real estate, participating right along with experienced sponsors and lenders.

Even better, their wide range of offerings spans a variety of markets, asset types and return profiles, which facilitates a more diversified portfolio than other CRE investment platforms can offer.

All you need is $5,000 to start earning a steady stream of passive income. And don’t worry about how solid your returns might be — investments made through EquityMultiple have boasted a 17% net return since its foundation.

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