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A woman comforts her distressed husband on the couch. Fizkes/Shutterstock

A couple sent $6,500 through Zelle after scammers claimed their son was in jail — now a Georgia woman has been arrested

Imagine receiving a phone call claiming that a loved one has been arrested. That’s enough to send most people into a panic, especially when the person on the other end says money is required for their release.

That’s exactly what happened to one Florida couple, who allegedly sent $6,500 through Zelle to a scammer that claimed their son was in jail. Now, a Georgia woman has been arrested in connection with the scheme.

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Johnay Monique Barnett from Roswell, Georgia, was booked into the Monroe County jail and charged with grand theft on Oct. 13, according to CBS News.

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The scam escalated before investigators identified a suspect

The incident dates back nearly a year to December 2025, when a scammer claiming to work for the Seminole County Jail made initial contact with the Florida Keys couple, according to WPLG Local 10 News.

The caller allegedly told the couple their son had been arrested and needed an electronic ankle monitor as a condition of his release. They asked the parents to pay $6,500 to cover the cost of the device and the couple sent the money through Zelle, a money transfer service. The scammer then asked for an additional $9,000 in a follow-up call, but the couple refused and reported the incident to authorities.

Investigators worked with law enforcement agencies in Georgia and several financial institutions to identify the suspect. Authorities reviewed bank records and security camera footage from banks, as well as body camera footage from earlier investigations of similar scams. The evidence ultimately helped investigators identify Barnett as a suspect and obtain an arrest warrant.

Authorities have not yet established that Barnett was the one who made the calls to the Florida couple, and the sheriff’s office has not said whether other suspects are being sought, or if any of the $6,500 was recovered.

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Impersonation scams are costing Americans billions

The Florida couple’s $6,500 loss is part of a much larger problem, as Americans reported a whopping $3.5 billion in losses to impersonation scams in 2025, according to the Federal Trade Commission (FTC). Scams involving people pretending to be government officials, specifically, accounted for roughly $920 million in losses.

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Money transfer services like Zelle can make it easy to send money directly from one bank account to another, but that convenience can work against someone who is being pressured to pay up in a high-stress situation.

Once the money lands in the recipient’s account, getting it back can be an uphill battle. Although Zelle does reimburse some qualifying impersonation scam victims, that doesn’t mean everyone who gets tricked into sending money will be eligible.

If someone contacts you claiming a family member or friend has been arrested and needs money for their release, look up the jail’s phone number yourself and call to confirm what’s happened. You should also try reaching the family member directly. Even if the person on the other end of the line sounds convincing and insists there’s no time to waste, sending money before investigating the legitimacy of the caller’s claims could leave you out of pocket.

If you’ve already sent the money, call your bank or credit union as soon as possible and ask if there’s any way to recover it or qualify for reimbursement. Hold on to payment receipts, text messages and the caller’s phone number, which could help with an investigation. You can also report the scam to the FTC at ReportFraud.ftc.gov.

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Laura Grande Contributor

Laura Grande is a freelance contributor with nearly 15 years of industry experience. Throughout her career she's written about and edited a range of topics, from personal finance and politics to health and pop culture.

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