1. Get into the real estate market for as little as $10
Experts have been singing the praises of real estate investment for decades. It’s been one of the soundest ways to diversify your nest egg and work toward financial freedom.
It’s true that until now, the spoils of real estate investment were reserved for folks with more like $100,000 or $1 million to spare — and you had to actually manage properties.
Now, you can invest in this booming market with the budget of an office gift exchange.
With Fundrise, you can own a stake in high-end properties across the U.S. without being a millionaire. You won’t have to play landlord, either. You’ll just invest through the app and enjoy the returns.
Fundrise has built their portfolios to withstand economic hard times like inflation or a recession, so you have peace of mind that your investments are protected.
You can build your real estate portfolio through Fundrise for as little as $10.
Click here to start investing.
Kiss Your Credit Card Debt Goodbye
Having a single loan to pay off makes it easier to manage your payments, and you can often get a better interest rate than what you might be paying on credit cards and car loans.
Fiona is an online marketplace offering personalized loan options based on your unique financial situation.
When you consolidate your debt with a personal loan, you can roll your payments into one monthly installment. Find a lower interest rate and pay down your debt faster today.
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2. Spend less on your car insurance
It's easy to set and forget your insurance bills. You find a good price, set up automatic payments and promptly forget all about them.
However, premiums change all the time. Experts say you need to shop around every six months to ensure you're still getting the best deal.
SmartFinancial can help you find a lower rate on your current coverage in minutes.
Just answer a few quick questions about yourself, your car and your driving record, and SmartFinancial will instantly sort through more than 200 insurance companies to find you lower prices in your area.
Comparing car insurance rates with SmartFinancial is totally free, so even if you’re just curious, check it out.
3. Add a little color to your investing
Investing in art doesn’t have to cost millions. From lovers of Picasso to Banksy to Warhol, anyone can start adding art to their investment portfolio with as little as $20.
Masterworks is the first company that gives you access to shares of artwork. Curated by their team of professionals, Masterworks allows you to invest in art while avoiding the hard parts of collecting.
Seeing as art is not affected by how financial markets are performing, it’s an investment that offers stability, and may even be a better place to keep your money than a bank.
With Masterworks, you can buy and sell your shares with no commissions or trading fees, and you’ll skip out on those monthly bank account fees, too.
Click here to add some beauty to your portfolio.
Stop overpaying for home insurance
Home insurance is an essential expense – one that can often be pricey. You can lower your monthly recurring expenses by finding a more economical alternative for home insurance.
SmartFinancial can help you do just that. SmartFinancial’s online marketplace of vetted home insurance providers allows you to quickly shop around for rates from the country’s top insurance companies, and ensure you’re paying the lowest price possible for your home insurance.
Explore better rates
4. Spend less on peace of mind for your home
The average U.S. household spends around $115.60 a month on home insurance and, depending on which state you live in, that cost can be higher.
It’s a good idea to check in frequently for lower premiums to make sure you’re not paying more than you need to for this essential product.
SmartFinancial will automatically compare quotes from over 200 insurance companies, and even check for discounts, to help you find the best rate for homeowners insurance in your area.
Homeowners insurance buys you peace of mind. If your basement floods or your roof starts leaking, you won’t be stuck with a huge bill.
You could save yourself hundreds by switching to a new insurance company, and it just takes a few minutes.
5. Free yourself from debt faster
Sometimes you need a little help to make that next big purchase, finally start that kitchen reno or to get out of debt faster.
Personal loans are an affordable option if you need fast cash for an emergency purchase, but they can also help you get out of high-interest debt.
Personal loans can have much lower interest rates than credit cards or payday loans. All you need to do is use the money you borrow to pay off your old, more expensive debt, saving you in interest each month and potentially freeing yourself years sooner.
A free service called Credible, allows you to easily compare multiple lenders in seconds to find the best personal loan for you.
Loan amounts range from $600 to $100,000, depending on your circumstances and credit score. You can find out what you qualify for in just 2 minutes.
6. Save big when you shop online
Finding the best deals should be top of mind, but it can be time-consuming. If price-matching thousands of online stores isn’t your idea of fun, there’s a free tool that can help you do just that in seconds.
Use the Capital One Shopping browser extension while shopping for the products you want and it will instantly search for better prices.
The MoneyWise.com editorial team made a list of the kinds of items they're saving up for, then used the free tool to see how much they could save.
We were able to find hundreds in savings just by taking 30 seconds to install Capital One Shopping. See how far your money can go with this free tool.
Click here to start saving now.
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Diversify like the super-rich
A company called Yieldstreet offers regular investors a variety of alternative investments that have traditionally been available only to the ultra-wealthy.
Through the platform, you can invest in funds that include art, real estate, legal finance and more.
Yieldstreet offers a wide range of asset classes and a range of investment minimums, so you can find the opportunities that are right for you. Signing up doesn't cost anything so see how you can better diversify your investments today.
