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Minimize essential costs

Insurance is an essential expense, but that doesn’t mean you need to spend a huge chunk of your paycheck on it – especially when there are easy ways to find better deals, right at your fingertips.

OfficialCarInsurance is a website that compares car insurance quotes from multiple companies and narrows down the best auto insurance rates in your area. All you have to do is answer a few quick questions, and in 2 minutes you will be served offers from trusted brands like Progressive, GEICO and Allstate, making it easy to find and select the right one for you.

The same goes for home insurance, too.

Smart Financial’s digital insurance marketplace compiles the best home insurance rates for your unique needs. After responding to a few simple questions, Smart Financial will round up a list of suitable insurance home offers, potentially saving you thousands in the long run.

How to get a free $20 to invest in your future

An app called Acorns automatically rounds up purchases made on your credit or debit card to the nearest dollar and places the excess "change" into a smart investment portfolio. Acorns offers a $20 welcome bonus, immediately from your first investment.

Get $20

Invest your money

Investing is a great way to build your wealth and produce higher returns over time. The best part? You only need a bit of spare change to get started.

Acorns is an easy to use, automated savings platform that allows you to invest your spare change without thinking twice about it. They offer different membership options for all levels of investors, so you can choose the option that best supports your financial goals.

After getting set up, all you need to do is spend as you normally would. Acorns will round up your purchases to the nearest dollar, and put the remaining change into a smart investment portfolio.

Hire a professional

Navigating your finances on your own can be daunting. Rather than being too hard on yourself for the expertise you may lack, consulting a professional can ease you into a financial groove that paves the way for stacked savings and peace of mind.

WiserAdvisor is a free matching service that helps you find a financial adviser that can help you reach your financial goals by matching you with a pre-screened financial adviser from their database of thousands.

All it takes is a few minutes to answer some questions about yourself and WiserAdvisor will provide you with a personalized match of two to three adviser.

While most adviser matching services pair you purely based on your net worth and location, WiserAdvisor opts for a more personalized approach by having you describe your unique needs that a financial adviser can help with so you’re sure to find just what you need.

With just a few simple clicks you can put your paycheck to work, save more, and grow your monthly earnings.


Follow These Steps if you Want to Retire Early

Secure your financial future with a tailored plan to maximize investments, navigate taxes, and retire comfortably.

Zoe Financial is an online platform that can match you with a network of vetted fiduciary advisors who are evaluated based on their credentials, education, experience, and pricing. The best part? - there is no fee to find an advisor.

About the Author



Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.

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The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.