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These 10 are the states with the highest rates of identity fraud, based on reports consumers filed with the Federal Trade Commission's Consumer Sentinel Network.

10. Arizona

Senior Woman amidst Barrel and Saguaro Cacti, Shrubs and large Rocks and Boulders in the desert near Carefree Arizona
Harry Beugelink / Shutterstock

ID theft rate: 119 reports per 100K residents

This state with a large retiree population reported more than 8,300 identity theft cases in 2017, accounting for 16% of all consumer complaints in Arizona.

The FBI says seniors who grew up in the 1920s, '30s, '40s and '50s were often raised to be more trusting and courteous — which can make them easy prey for identity thieves and other scam artists.

The elderly can be victimized by imposters on the phone claiming to be from the IRS or other government agencies, though the National Center on Elder Abuse says seniors most often are defrauded by family members or other people they know.

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9. Georgia

View of Downtown Atlanta skyline Cityscape on a Cloudy Day.
A_McIntyre / Shutterstock

ID theft rate: 120 reports per 100K residents

People in Georgia filed more than 12,500 reports of identity theft with authorities last year. It was the state's No. 1 rip-off, making up 12% of all complaints from consumers.

The state was ground zero in 2017 for one of the largest data breaches ever seen. Personal information on more than 148 million Americans was stolen in the massive hack at the Atlanta-based credit bureau Equifax.

Some consumers left vulnerable to identity fraud have sued Equifax. Others have frozen their credit reports in order to protect themselves. A new law will allow you to freeze your credit for free.

8. Rhode Island

Castle Hill Lighthouse, Rhode Island / Long exposure photo at morning in Newport, Rhode Island, USA on a rocky coastline of the Atlantic ocean. / Castle Hill Lighthouse at Sunrise
JJM Photography / Shutterstock

ID theft rate: 123 reports per 100K residents

This small state in 2017 registered about 1,300 ID theft reports, which amounted to 18% of Rhode Island consumer complaint reports.

The Rhode Island State Police tell consumers to watch for early signs of identity theft by reviewing bank and credit card statements every month. If you see a suspicious debit or charge, contact the bank or card issuer.

The troopers also say get free copies of your credit reports every year, to make sure no one has opened an unauthorized account in your name. Also, check for errors — and if you spot a mistake, contact the credit bureau to get it fixed.

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7. Illinois

Chicago, Illinois, USA skyline from above with storm clouds and fog rolling in.
Sean Pavone / Shutterstock

ID theft rate: 124 reports per 100K residents

More than 15,800 cases of identity theft were reported in Illinois in 2017. ID theft represented 19% of all complaints and was the state's largest category of consumer problems.

Authorities say a woman in the Chicago area had her identity stolen last year by a Florida woman who opened a credit card and used it to pay for $12,000 worth of plastic surgery.

Kasey Mather told WMAQ-TV that the tipoff came when she went to her mailbox and found a thank-you card signed by the staff at a clinic in Lakeland, Florida.

6. Delaware

REHOBOTH BEACH, DELAWARE - JUL 1: Boardwalk at Rehoboth Beach in Delaware, as seen on July 1, 2017. It is a popular regional vacation destination.
Ritu Manoj Jethani / Shutterstock

ID theft rate: 126 reports per 100K residents

Delaware, another small state, logged more than 1,200 reports of identity theft in 2017. That was 14% of all consumer complaints.

A Delaware psychiatrist was charged last year with 11 counts of identity theft for allegedly stealing patients' personal information to file $100,000 worth of phony insurance claims.

Prosecutors said at least four of the patients who got caught up in the scheme were kids, reports Delaware Online.

5. Nevada

Las Vegas, USA - JULY 7 ,2011:Mandalay Bay in Las Vegas. Mandalay Bay Resort and Casino in Las Vegas offers unmatched luxury, fine dining, renowned entertainment, personal service...
Capture Light / Shutterstock

ID theft rate: 128 reports per 100K residents

In Nevada, more than 3,800 identity theft cases were reported last year, amounting to 14% of all complaints from consumers.

An emergency medical technician became an ID theft victim while he was helping victims of last October's mass shooting in Las Vegas. He told authorities his backpack was stolen, with his wallet inside.

His credit cards and identification were in the wallet. The thieves ran up hundreds of dollars in charges on the cards and opened at least one new account in the EMT's name, the Las Vegas Review-Journal reports.

4. Maryland

BALTIMORE, MARYLAND - JUL 2: View of Inner Harbor, from Federal Hill Park, in Baltimore, Maryland, as seen on July 2, 2017. The Harbor is a historic seaport, tourist attraction and landmark.
Ritu Manoj Jethani / Shutterstock

ID theft rate: 129 reports per 100K residents

Maryland reported around 7,800 cases of identity theft in 2017, which was 16% of all consumer complaints in the state.

The state's attorney general, Brian Frosh, says he knows from personal experience how easily thieves can hijack a person's identity.

“My first year as attorney general, somebody filed a tax return in my name and my wife’s name," Frosh said at a January 2018 news conference on consumer scams. "If it can happen to me, it can happen to you."

3. California

Los Angeles hot sunset view with palm tree and downtown in background. California, USA theme - background. Art photography
IM_photo / Shutterstock

ID theft rate: 140 reports per 100K residents

Identity theft was the most common scam last year in the nation's most populous state. California counted more than 55,400 reports of ID theft — 20% of all complaints filed by consumers in the state.

A former clerk at the California Department of Motor Vehicles was recently sentenced to three years and three months in prison for using DMV records to commit identity theft.

The Sacramento Bee reported Sarah Laray Sandoval pulled driver's license numbers and other personal information to target more than 100 people in fraud that netted Sandoval and a co-defendant more than $77,000.

2. Florida

MIAMI, USA - MARCH 14, 2016: Police car in Ocean Drive in South Beach.
pio3 / Shutterstock

ID theft rate: 149 reports per 100K residents

Close to 31,200 cases of identity theft were reported in Florida during 2017, amounting to 13% of all consumer complaints.

A U.S. Navy sailor from Orlando pleaded guilty in June 2018 to identity theft and other charges in a massive credit card scam, and he could get up to seven years in prison when he's sentenced.

Authorities say 26-year-old Jarrod Langford got his hands on 2,500 credit card account numbers and used them to buy about $340,000 worth of stuff, media reports say.

1. Michigan

Long Panoramic Detroit Michigan River Downtown City Skyline
Christopher Boswell / Shutterstock

ID theft rate: 151 reports per 100K residents

Michigan is the state with the highest rate of identity theft, according to Consumer Sentinel Network data. More than 15,000 identity theft reports came from Michigan last year, representing 17% of all complaints.

The state's attorney general, Bill Schuette, recently warned about a new source of ID theft: smishing. That's when you get a scammy text message that claims it's from your bank or another trusted source.

The goal is to get you to click on a link or provide personal information. Schuette says don't ever respond to texts from suspicious numbers saying there's a "problem with your account," or promising free gifts or trips.

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About the Author

Doug Whiteman

Doug Whiteman

Former Editor-in-Chief

Doug Whiteman was formerly the editor-in-chief of MoneyWise. He has been quoted by The Wall Street Journal, USA Today and CNBC.com and has been interviewed on Fox Business, CBS Radio and the syndicated TV show "First Business."

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