Follow us on Google for more Moneywise news
Add us on GoogleThey say beauty is in the eye of the beholder, but for Jinny Lu, being judged the ugliest of them all just paid off — to the tune of $5,000.
The 6-year-old pug, whose bulging eyes and perpetually dangling tongue helped her stand out from the pack, was crowned the winner of the 2026 World’s Ugliest Dog® Contest, produced by the Sonoma-Marin Agricultural Association during the Sonoma County Fair in Santa Rosa, California. The quirky competition celebrated its 50th anniversary this year.
Jinny Lu’s road to the crown wasn’t an easy one. She finished second in 2025 and this year marked her fourth attempt at the title.
Thanks for subscribing!
Money advice that fits your real life.
By signing up, you accept Moneywise Terms of Use, Subscription Agreement, and Privacy Policy.
Her story had much humbler beginnings far from the red carpet: She was rescued in South Korea after reportedly being found in a wooden box in freezing conditions in the mountains. She was eventually brought to the U.S. by a pug rescue organization and adopted by owner Michelle Grady.
Now she’s a champion with a check.
From rescue dog to $5,000 winner
The annual contest is less about poking fun at funny-looking pups than its name might suggest. Organizers use the event to celebrate unconventional dogs and promote pet adoption, and many competitors have rescue stories of their own.
Mandy Clendenen, CEO of the Sonoma-Marin Agricultural Association shared a press release with Moneywise.
“This event has always been about celebrating the dogs that might otherwise be overlooked,” she said. “We’re incredibly proud of what the World’s Ugliest Dog Contest has become and grateful to have partners like MUG Root Beer who understand the heart behind it. Together, we’re able to have some fun while sharing a much bigger message about adoption and giving every dog a chance to be loved.”
This year, Jinny Lu walked away with a trophy, a monetary prize of $5,000, plus a trip to New York for an appearance on NBC’s Today Show. She’ll also get another claim to fame: Her face is expected to appear on limited-edition cans of contest sponsor Mug Root Beer.
Pinky, an albino Chihuahua-Pomeranian mix, took home second place and $3,000, while Otto, a Chihuahua mix with a double cleft lip and cleft palate, finished third and earned $2,000.
While it may not be Powerball lottery money, $5,000 is still the kind of unexpected cash injection that can make a meaningful difference to a household’s finances. Especially if you resist the urge to spend it all at once on chew toys.
Must Read
- The ultra-rich use these 5 real estate strategies to build wealth while they sleep — you can start with just $100
- Here’s the average income of Americans by age in 2026. Are you keeping up or falling behind?
- Insurance companies profit most from drivers who auto-renew without shopping around. Comparing 100+ quotes takes 2 minutes and costs nothing
Join 250,000+ readers and get Moneywise’s best stories and exclusive interviews first — clear insights curated and delivered weekly. Subscribe now.
What could you do with an unexpected windfall?
Whether it comes from a contest, work bonus, inheritance or another windfall, the first move is the simplest: Don’t rush to spend it.
The U.S. Securities and Exchange Commission says a lump-sum payment can provide a longer-term financial boost when it’s used to cut down debt and bolster savings and investments.
If you’re carrying high-interest credit-card debt, tackling that could be one of the strongest uses of the money. The SEC notes that paying off high-interest debt can effectively be one of the best “investments” you make because the interest charged on that debt is often higher than the return you could reasonably expect from investing.
Not carrying any debt? Consider adding to your emergency fund. Keeping cash available in a bank or credit union account can help cover an unexpected car repair, bill or other financial surprise without forcing you to reach for a credit card.
Once those bases are covered, investing some of the windfall could give the money a chance to grow. The SEC recommends figuring out your short-, medium- and long-term goals and choosing investments that match your time horizon and risk tolerance. Tax-advantaged retirement accounts, including IRAs, may also be worth considering.
There is an important consideration for contest winners to remember: taxes. The IRS generally treats prizes and awards as taxable income, meaning winning $5,000 doesn’t necessarily mean you get to keep every dollar of it.
As for Jinny Lu, she’s already pulled off a pretty impressive financial transformation.
From being rescued from a wooden box in the mountains of South Korea to taking home a $5,000 prize and getting her face on soda cans, this underdog has officially come out on top.
You May Also Like
- JP Morgan sees gold hitting $6,000/oz before 2027 — and a Gold IRA lets you hold the physical metal while deferring the tax bill. Get your free guide from Priority Gold
- Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and the simple steps to fix it ASAP
- Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's how
- Millionaires under 43 are reshaping investing — just 25% of their portfolios are in stocks. Here’s where their money is going
Freelance writer with an economic development and consulting background.
