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How much you invest isn’t as important as how often you invest

In the CNBC interview, Buffett advised viewers that even if you can’t make big contributions, the point is to keep investing regularly. No matter what, and no matter how small the amount.

As Buffett stated, “I think it’s the thing that makes sense practically all the time.”

That’s because, with the way that compounding interest works, even if you make small contributions, over time your money will practically grow all by itself. Leaving you with a surprisingly hefty nest egg by the time you retire.

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Take the easy way out: invest your spare change on autopilot

The problem is, it can be really hard to keep investing. Trying to budget and set aside a few dollars here and there, let alone a few thousand, can feel almost impossible.

But that’s exactly what Acorns is designed to help you do. It’s a mobile app that invests your spare change for you, automatically, so you can reap the benefits of compounding interest with recurring investments.

To help jumpstart your wealthbuilding journey, for a limited time, Acorns is offering a $40 bonus investment.

Rounding up pennies to round out your nest egg

All you have to do to get started with Acorns is simply open an account, and link your cards to your account. The whole process shouldn’t take more than a couple of minutes.

Then, whenever you make a purchase through one of your cards, Acorns will automatically round up your recent purchases to the nearest dollar.

For example, let’s say you bought granola and milk at the supermarket for $11.56. Acorns will then round up the purchase to $12.00 and invest the difference — $0.44 cents — in a diversified portfolio for you.

The amount is so tiny you’d barely notice it. But as your spare change gets invested every time you make a purchase, it adds up – much faster than you’d realize.

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Expert-built and expert-managed

And there’s an added benefit of investing with Acorns: the portfolio that you get is expert-built and managed by top investing firms — all of which is explained to you clearly while you sign up.

Your portfolio includes a diversified collection of ETFs. These are great for long-term investments as they can help reduce the impact of market changes on your overall investing portfolio.

4.5 million users and growing fast

Today, over 4.5 million people across the U.S. use Acorns (and have given it an honorable 4.7-star rating) to help invest their spare change and collect compounding interest — bringing them one step closer to enjoying a generous nest egg when they retire.

As the saying goes, “The best time to plant a tree was 20 years ago. The second best time is now.”

And that’s definitely the case when it comes to investing your spare change with Acorns.

Start investing your spare change to grow your retirement nest egg — today!

Sign up now


This 2 Minute Move Could Knock $500/Year off Your Car Insurance in 2024

Saving money on car insurance with BestMoney is a simple way to reduce your expenses. You’ll often get the same, or even better, insurance for less than what you’re paying right now.

There’s no reason not to at least try this free service. Check out BestMoney today, and take a turn in the right direction.

Moneywise Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.


The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.