• Discounts and special offers
  • Subscriber-only articles and interviews
  • Breaking news and trending topics

Already a subscriber?

By signing up, you accept Moneywise's Terms of Use, Subscription Agreement, and Privacy Policy.

Not interested ?

Stop getting ripped off by your auto insurer

Car payments aren’t the only thing coming out of drivers’ pockets. To have your car on the road, you also need insurance.

According to a report by Insurify, the average annual cost of car insurance now sits at $2,329 as of June 2024. That’s $194 per month.

But, depending on which state you live in, your driving history and the make and model of your car, there are some insurers that can offer you far less than what you're currently paying.

Thanks to OfficialCarInsurance.com, comparing multiple insurance companies is easier than ever.

Just answer a few basic questions and type your info into the specified fields, and you'll instantly get a selection of quotes to choose from.

How OfficialCarInsurance.com helps you save

Based on your response, they’ll sort through leading insurance companies in your area, and find you the lowest rate possible.

The process is 100% free and won't affect your credit score—guaranteed. Because insurance inquiries don't require a hard credit pull, you can confidently and safely browse insurance offers no matter your current financial reality.

In the same amount of time it takes to watch a cat video on YouTube, you can find rates as low as $29 a month.

There’s no reason not to at least try this free service. Visit OfficialCarInsurance.com today and take a turn in the right direction.

Explore Rates

on their website

You’re probably overpaying for this too

Premiums on home insurance have been on the rise as well. Average property insurance premiums have risen by more than 30% since 2020, according to the National Bureau of Economic Research.

And on top of that, if your home state is prone to severe weather or natural disasters, you could pay up to $1,700 more than the average each year.

If you want to get the best deal possible on coverage for your home — no matter where you live — you’ll need to comparison shop multiple home insurance companies.

Using OfficialHomeInsurance to compare rates is free and super simple.

You just answer some quick questions about yourself and the type of insurance you want, and OfficialHomeInsurance will instantly sort through leading insurers to find you the best deals available in your area.

Explore Rates

on their website

Invest your spare change

You don’t need a lump sum of money saved up to start investing. Ten dollars a week could make a difference – if you’re smart about what to do with your spare change.

When you make a purchase on your credit or debit card, Acorns automatically rounds up the price to the nearest dollar and places the excess — the coins that would wind up in your pocket if you were paying cash — into a smart investment portfolio.

Your spare change may not seem like much, but look at this math: $2.50 worth of daily round-ups add up to $900 per year — and that’s before your savings earn money in the market.

Signing up for Acorns takes less than five minutes, and you can start saving automatically for just $3 a month. You can even upgrade to add a retirement account and investment accounts for your kids — all boosted by your spare change.

Sign up now and you'll get a $20 bonus investment.

Learn More

on their website

Phil Osagie Staff Writer

Phil is a writer at Moneywise with a background in public relations, financial communications, and copywriting. Educated in Cambridge, UK, he has vast experience creating content for several blue-chip corporations. He enjoys research, and his favorite quote is, "When prosperity comes, do not waste it.

Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information on any advertiser product, please visit their website.

†Terms and Conditions apply.