Mar 7, 2026
Electric and hybrid cars are taking over Consumer Reports’ 2026 Top Picks list for the first time in the list's history (1).
From compact hatchbacks to full-size trucks, CR’s Top Picks all scored high on safety, reliability, performance, and owner satisfaction.
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And being eco-friendly may be trendy, but it’s also a money-smart move. With high car prices, stubbornly expensive insurance, and rising gas costs, choosing the right vehicle can save you money in the long run.
The total cost of car ownership
In 2026, getting a good deal on a car isn’t just about the sticker price.
Average new vehicle ownership costs in the U.S. are topping $11,500 a year when you factor in depreciation, fuel, insurance, maintenance, financing and taxes, so the type of vehicle you choose can end up making a big impact on your finances in the long term (2).
That’s where electrified vehicles, including hybrids and EVs, can make a difference. Consumer Reports research shows that considering the total cost of ownership, including fuel savings, lower maintenance expenses and strong resale value, electrified vehicles save consumers $6,000 to $10,000 over the life of the car (3). EV owners can save thousands on fuel alone, and hybrids reduce gasoline spending without making you fully dependent on charging infrastructure (4).
In a Consumer Reports study from 2020, Chris Harto, the organization’s senior policy analyst for transportation and energy, said, "No matter how you look at it, the massive lifetime savings potential of EVs could be a game changer for consumers. As battery prices and technology improve, prices come down, and more attractive models hit the market, it's only going to get better" (3).
Federal and state incentives can add to the savings. For 2026, qualifying EVs could be eligible for a federal tax credit of up to $7,500, and some states offer additional rebates, reduced registration fees, or perks like discounted charging or access to High-Occupancy Vehicle (HOV) lanes (5). These incentives can make hybrids or EVs even more appealing, especially when combined with fuel and maintenance savings.
Related: How to cut your car insurance bill starting next month
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Top car picks from Consumer Reports
The Consumer Reports’ 2026 Top Picks deliver when it comes to performance, fuel economy, and long-term savings across every segment. From nimble compact cars to rugged pickups and sleek electric SUVs, these are some of the cars from the list:
Honda Civic Hybrid – Small car
The Civic Hybrid’s 200-horsepower engine hits 0-60 miles per hour in 7.5 seconds and returns 44 miles per gallon, making your commute cheaper and more enjoyable. Consumer Reports calls it “refreshingly entertaining” on twisty roads.
Toyota Camry Hybrid – Midsized car
Now exclusively sold as a hybrid, the Camry delivers 48 mpg along with roomy seating, strong reliability, and all-wheel drive, earning it a “chef’s kiss” from CR.
Ford Maverick – Small pickup
This hybrid pickup achieves 37 mpg, which Consumer Reports says is great for weekend projects or daily errands. Its smooth ride, roomy cabin and low entry price make it a standout in its class.
Tesla Model Y – EV
America’s top-selling EV gets a 2026 refresh with better ride quality, a quieter cabin, and upgraded interiors. It continues to be a reliable option for EV.
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Other highlights include the Subaru Crosstrek and Forester Hybrids, the Toyota Grand Highlander Hybrid, the Lexus NX, and the Ford F-150.
Still not sure which way to go? Here’s a brief comparison of electric vs. gas.
- Home-charged EVs cost about 50% less per mile to power than gas cars. Commercial fast chargers are much pricier.
- EV maintenance tends to be cheaper because of no oil changes and fewer moving parts
- Purchase price can be higher than a gas vehicle (6).
- Insurance can be higher for EVs
While federal and state EV incentives can reduce your out-of-pocket costs, charging access and driving habits matter. A hybrid may be smarter if you have limited access to charging, while a full EV works best for those who have reliable access.
When it comes to a car, it’s important to look beyond the sticker price to total ownership costs. Pick a car that fits your lifestyle and factor in daily miles, charging availability, and long-term savings.
Whether it’s a Civic Hybrid for your daily commute or a Tesla Model Y for a high-end all-electric ride, options are broadening for those interested in a more economical ride that is easier on the earth.
Article Sources
We rely only on vetted sources and credible third-party reporting. For details, see our editorial ethics and guidelines.
Consumer Reports (1, 3, 4, 5); AAA (2); New York Times (6)
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Jessica is a freelance writer with a professional background in economic development and small business consulting. She has a Bachelor of Arts in Communications and Sociology and is completing her Publishing Certificate.
