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Want to click ‘unsubscribe’? Think before you click. Unfortunately, some ‘unsubscribe’ buttons lead you right into a scammer’s trap. Tirachard/Envato

You may want to think twice before clicking this popular link next time you get spam — why good ‘email hygiene’ plays a role in your financial health

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Keeping your inbox tidy often starts with tapping “unsubscribe.” After all, nobody likes a flood of spammy emails.

But that simple click can put you at risk. One recent report found that one in every 644 unsubscribe clicks leads to a malicious website. Because most scams target your wallet, good email hygiene is more than convenience; it protects your money.

When ‘unsubscribe’ can backfire

Clicking unsubscribe feels productive, yet it can be dangerous. Even legit-looking messages can hide bad links.

The FBI logged more than 298,000 phishing complaints in 2023, and bogus unsubscribe links remain a favorite tactic. DNSfilter, a cybersecurity firm, told the Wall Street Journal the aforementioned one in every 644 clicks it tracked landed on a malicious website.

Even if the page you reach is harmless, the act of clicking tells scammers you interact with links, making you a bigger target down the road.

"If it's a bad actor that's sending this email to you, and the email looks legit, but at the bottom it says, 'Click here to unsubscribe,' why would that link be any safer than 'Click here to see if you won $5,000'?” Heidi Mitchell, a contributing writer to the Wall Street Journal, told WGAL.

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Email hygiene that protects your money

A single bad link can cost you cash or hours of cleanup. To lower the odds:

  • Skip every link from senders you do not recognize, even ones labeled unsubscribe.
  • Navigate to the company’s real website on your own and change email settings there.
  • If you do not have an account, mark the message as spam so future notes bypass your inbox.
  • Create a burner email for coupons, contests and other signups so your main address stays clean.

When in doubt, do not click. Your wallet will thank you.

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Sarah Sharkey Contributor

Sarah Sharkey is a personal finance writer who enjoys helping people make optimal financial decisions for their situation. She loves digging into the nitty-gritty details of financial products and money management strategies to root out the good, the bad, and the ugly. Her goal is to help readers find the best course of action for their needs.

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