WASHINGTON, DC - JANUARY 12:  Financial adviser, author, and TV personality Suze Orman speaks at a press conference at the National Press Club, January 12, 2012, in Washington, DC Albert H. Teich / Shutterstock

Best-selling author, TV host and personal finance guru Suze Orman has been inspiring Americans for decades to make better money moves and avoid serious financial mistakes.

She'll be the first to tell you that what you don't do with your money may be even more important than what you do with it.