Here’s How to Get the Best Rate on Your Homeowners Insurance

by Shane Murphy

Reporter

American home
rSnapshotPhotos / Shutterstock

Your home is one of the biggest financial investments you’ll ever make, so protecting it against risks like damage, theft and vandalism is a no-brainer.

But home insurance premiums are on the rise. The average price of a home insurance policy in 2020 is $1,445 — nearly 60% higher than it was a decade ago.

And on top of that, if your home state is prone to severe weather or natural disasters, you could pay up to $1,100 more than the average each year.

If you want to get the best deal possible on coverage for your home — no matter where you live — you’ll need to comparison shop multiple home insurance companies.

Normally, shopping around for insurance quotes takes forever and it's a hassle to field multiple phone calls from different insurance agents. Thanks to SmartFinancial, those days are over. Now you can find the lowest prices on home insurance online, and it only takes three minutes.

Compare rates, save hundreds

Using SmartFinancial to compare rates is free and ridiculously simple.

You just answer some quick questions about yourself and the type of insurance you want, and SmartFinancial will instantly sort through over 200 insurers to find you the best deals available in your area.

You’ll be able to review all your offers in one place, and quickly find the coverage you need for the lowest possible cost.

Local homeowners in Washington state, for example, often save close to $1,000 or more per year by shopping around for their insurance — according to the nonprofit consumer group Puget Sound Consumers’ Checkbook.

Protect your home, save money

Home insurance premiums keep going up, so if your home needs coverage the time to act is now. The longer you wait, the more you’ll end up paying.

SmartFinancial makes it easy to find the best rate available — take a few minutes today and get your home the protection it deserves.