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The golden ticket to your golden years

According to the U.S. Bureau of Labor Statistics, the annual inflation rate rose to 3.2% as of February 2024. This is a 0.4% increase from the previous month. With the economy in such a volatile state amid high inflation and stock market uncertainty, your 401(k) or IRA — and your retirement itself — could be at risk.

A Gold IRA is a great alternative to protect and grow your nest egg. Unlike the U.S. dollar, which has lost 87% of its purchasing power since 1971, gold’s purchasing power remains stable over time.

Rosland Capital can help you safeguard your nest egg by rolling over your retirement account into a gold IRA.. This lets you combine the tax advantages of an IRA with the inflation-hedging properties of gold.

While inflation is increasing everyone’s expenses, precious metals won’t be affected — so a Gold IRA might be the best thing to preserve your retirement.

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Shop around for better insurance rates

It’s not uncommon for people to take what they’re given when it comes to insurance rates. But with so many retirees buying their dream homes and cars, making sure you’re not wasting money on overpriced insurance is essential.

According to data from Forbes, the national average cost for car insurance in 2023 was $2,118 per year, or $176.5 per month.

But, depending on which state you live in, your driving history and the make and model of your car, you can save up to $820 a year.

Luckily, Best Money, makes it easier for you to comparison-shop instantly. They’ll find the best available car insurance quote for you in minutes so you can start saving.

And saving doesn’t stop at car insurance. OfficialCarInsurance is a platform where you can compare the best home insurance rates in your area. All you need to do is answer some quick questions about yourself and they’ll instantly sort through leading insurers to find you the best deals available

Get professional help with your retirement finances

If you have big plans for retirement but feel overwhelmed about the financial choices you have to make to make them happen, consider speaking to a financial adviser who specializes in retirement planning.

Vanguard — an investment management company — offers hybrid advisory services to help you reach your unique financial goals.

Their team of professional advisers are all fiduciaries, which means they won’t earn a commission on their recommendations, and can provide you with unbiased financial guidance.

Vanguard’s team of professionals will schedule you an appointment to refine your goals, set up an investment portfolio with their own ETFs and manage it based on your risk tolerance and needs.

While Vanguard is a great tool for planning long term investments, you can also connect with an advisor through WiserAdvisor which offers comprehensive financial advice and retirement planning.

WiserAdvisor is an online matching service that will match you with vetted financial advisors that can guide you in planning your retirement, starting with how to budget right now. When you get matched, you can book a free, no obligation consultation before committing.

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Moneywise Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.

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The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.