
Fundrise Flagship Fund
Buy real estate through Fundrise's $1 billion private fund
Maximize your current savings
57% of Americans put their money in traditional savings accounts, which have an average percentage yield of only 0.41%, according to the Federal Deposit Insurance Corporation (FDIC).
If you want to grow your savings more efficiently, you can do just that with a high-yield cash account like the one offered by Wealthfront.
Wealthfront is a financial services platform offering a range of products, from automated investing to cash accounts. The Wealthfront Cash Account offers 4.00% APY — almost 10x the national average.
With full access to your money at all times, Wealthfront also offers fast (and free) transfers to internal Wealthfront investing accounts, as well as external accounts.
Fund your account with $500 or more to get a $30 bonus and start stacking up your savings.
Supercharge your retirement contributions
Take advantage of your employer’s 401(k) matching program if that’s an option. Work toward increasing contributions whenever you receive a raise or bonus.
If you’re looking for other options to fund your retirement, you might consider investing directly in precious metals.
One way to invest in gold that also provides significant tax advantages is to open a gold IRA with the help of American Hartford Gold.
Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, thereby combining the tax advantages of an IRA with the protective benefits of investing in gold, making it an attractive option for those looking to potentially hedge their retirement funds against economic uncertainties.
To learn more, you can get a free information guide that includes details on how to get up to $20,000 in free silver on qualifying purchases.
Automatically invest your spare change
Getting closer to your retirement goals is easier than you might think. Ten dollars a week could make a difference – if you’re smart about what you do with your spare change.
With Stash, you can put your investing on autopilot. Starting with as little as $1, you can set up recurring deposits to your cash balance or into any investments in your portfolio.
This takes the guesswork out of investing and can help you take advantage of the power of compound interest.
The micro-investing app also allows you to invest in fractional shares, so you can invest in multiple companies at any amount that works for you.
Plus, if you invest $5 in your personal or smart portfolio today, you can get a $10 bonus investment.
Invest in real estate
Most of the world’s most successful investors know that investing in real estate is one of the smartest choices for long-term growth. But did you know it is still possible to build your portfolio without having to play landlord or forking over a huge down payment?
The Fundrise Flagship Fund¹ is a $1 billion private real estate fund that lets you invest in an expertly crafted strategy without needing hundreds of thousands of dollars. You don’t need to be an accredited investor, and you can get started with as little as $10.
With 4,700+ single-family homes and 2,500+ residential units owned by the Fundrise Flagship Fund, you get exposure to institutional-style scale and diversification. After you place your first investment, the Fundrise Flagship Fund will work to find and add new assets to your portfolio over time and send you transparent updates along the way.
It only takes a few minutes to sign up now and become a real estate investor today.
Find additional sources of capital
With home values higher than ever, you can make your home work harder for you by making the most of your equity. The average homeowner sits on roughly $311,000 in equity as of the third quarter of 2024, according to CoreLogic.
Having access to your home equity could help to cover unexpected expenses, fund a major purchase like a home renovation or supplement income from your retirement nest egg.
Rates on HELOCs and home equity loans are typically lower than APRs on credit cards and personal loans, making it an appealing option for homeowners with substantial equity.
Unlock great low rates in minutes by shopping around. You can compare real loan rates offered by different lenders side-by-side through LendingTree.
Just answer a few simple questions, and LendingTree will match you with up to 5 lenders² with low rates today.
Ensure your loved ones are taken care of
Many retirees are part of a couple, relying on the income from two people to make ends meet.
If the worst should happen, you’ll want to ensure your partner has the funds they’ll need to cover unexpected costs.
Life insurance can offer a versatile solution to help support your family, providing coverage to potentially replace lost income or settle outstanding debts in the event of your death.
Opting for term life insurance through a provider like Ethos, ensures that as you age, your loved ones are protected from unexpected costs. With term life insurance, you can secure affordable coverage while managing your other financial responsibilities.
Ethos offers an easy online process that allows you to get up to $2 million in coverage with terms spanning from 10 to 30 years. To get a free quote, simply answer a few questions about yourself. Then, you can compare various policies and choose one that best suits your needs.
More ways to boost your retirement savings

Arrived
Real estate investing
Buy shares of homes and vacation rentals for as little as $100.

Money.com
Reverse mortgages
Tap into your home equity to pay off debt or fund a renovation.

Advisor.com
Financial advisor
Connect with a vetted wealth expert to help you get on track.
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Carefully consider the investment objectives, risks, charges and expenses of the Fundrise Flagship Fund before investing. This and other information can be found in the Fund’s prospectus. Read them carefully before investing. This marketing was vetted by the Moneywise team and sponsored by the Fundrise Flagship Fund.
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Terms and Conditions apply. NMLS# 1136