Jamie Dimon says Elon Musk’s DOGE ‘needs to be done’ — calls US government ‘inefficient’ and claims it’s more than just ‘waste and fraud.’ What he means and how to cut waste in your own life

1. Stop overpaying for car insurance

Car insurance is a major recurring expense, and many people overpay without realizing it. According to Forbes, the national average cost for car insurance in 2024 was $2,150 per year (or $179 per month). However, rates can vary widely depending on your state, driving history and vehicle type, and you could be paying more than necessary.

By using OfficialCarInsurance.com, you can easily compare quotes from multiple insurers, such as Progressive, Allstate and GEICO, to ensure you’re getting the best deal.

In just two minutes, you could find rates as low as $29 per month.

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Drowning in debt? Dave Ramsey’s viral 7-step method is helping people wipe it out and finally build real savings. No gimmicks—just a clear plan that works. Moneywise breaks it down so you can get started in minutes. If you’re serious about getting ahead, don’t miss this.

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2. Stop wasting money on bank fees

Bank fees can quietly drain your finances over time. Even comedian Bill Burr once complained to Joe Rogan about his bank taking $28 out of his account every month “for no reason.”

In reality, many traditional banks charge anywhere from $5 to $35 per month in maintenance fees, overdraft fees and other hidden charges.

Online banks, on the other hand, typically offer lower fees (or none at all) and higher interest rates since they don’t have the same overhead costs as brick-and-mortar institutions.

For example, you can open a high-yield checking and savings account with SoFi and earn up to 3.80% APY Plus, SoFi charges no account, monthly or overdraft fees.

The best part? You can get up to $300 when you sign up with SoFi and set up a direct deposit.

3. Get more affordable life insurance

Life insurance rates are on the rise. According to the Swiss Re Institute, global life insurance premiums are expected to increase by 3% annually in 2025 and 2026.

If you already have a term life insurance policy, now might be a good time to shop around for better rates. Most term policies can be canceled without penalty, allowing you to switch to a more affordable option.

With Ethos, you can get term life insurance in just 5 minutes — no medical exams or blood tests required.

And, you can get up to $2 million in coverage, starting at just $2/day.

This 2 minute move could knock $500/year off your car insurance in 2025

OfficialCarInsurance.com lets you compare quotes from trusted brands, such as Progressive, Allstate and GEICO to make sure you're getting the best deal.

You can switch to a more affordable auto insurance option in 2 minutes by providing some information about yourself and your vehicle and choosing from their tailor-made results. Find offers as low as $29 a month.

Find the best rate for you

4. Save on pet care

If you have a furry friend, you are probably shelling out big bucks at the local vet during each visit. With only 2% of pets insured across the U.S., pet owners typically spend up to $186 on average for a routine veterinary checkup, and anywhere between $374 and $1,285 for an emergency visit.

You can cut down these costs drastically by getting pet insurance. BestMoney is an online marketplace that lets you compare pet insurance policies offered by reputed providers like Spot Pet Insurance, ASPCA, Pet Best and more.

You can compare the coverage benefits, deductibles (if any), geographical availability and reviews — all in one place. Many of the featured insurance providers offer customized coverage plans, ensuring your pet’s needs are met.

Get started and find offers starting at just $10 per month here.