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			<url>
			<loc>https://moneywise.com/news/top-stories/emergency-savings-accounts-workplace-retirement</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-23T13:55:52-04:00</news:publication_date>
				<news:title>
					<![CDATA[‘It can be very powerful’: Most Americans can’t afford a $400 emergency, dissolving dreams of retirement. Here’s what employers are doing to fix that]]>
				</news:title>
			</news:news>
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					<image:loc>https://media1.moneywise.com/production/articles/206238/hero_shutterstock-2442168855_20260723_134238.jpg</image:loc>
					<image:title>A woman, facing away from the camera, makes a phone call with two cars crashed together in the foreground.</image:title>
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			<url>
			<loc>https://moneywise.com/real-estate/cottage-rental-income-hidden-costs-lessons</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-23T11:31:04-04:00</news:publication_date>
				<news:title>
					<![CDATA[They dreamed of paying off their cottages by renting them out — then they realized they’d bought a money pit. Learn their lessons before it’s too late]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/206178/hero_shutterstock-2516138491-1_20260723_104656.jpg</image:loc>
					<image:title>A man points toward a small cottage property.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/retinal-implant-macular-degeneration-blindness-cure</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-23T09:30:51-04:00</news:publication_date>
				<news:title>
					<![CDATA[A retinal implant the size of a grain of rice just won European approval — and it could let millions of Americans with macular degeneration read again]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/206068/hero_prima-implant-2026_20260722_170455.jpg</image:loc>
					<image:title>The implant works in conjunction with specialized glasses.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/real-estate-news/new-home-builders-price-discounts-us-metros</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-23T08:01:24-04:00</news:publication_date>
				<news:title>
					<![CDATA[You can get a deep discount on a brand-new home in these 10 US hot spots right now, as desperate builders slash prices up to 69% to boost sales]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/206041/hero_shutterstock-145853585_20260722_155105.jpg</image:loc>
					<image:title>New homes like this one in Georgia are cheaper than other options in many areas.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/managing-money/how-to-earn-money/florida-dad-pokemon-cards-sale-sons-medical-bills</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-23T07:06:08-04:00</news:publication_date>
				<news:title>
					<![CDATA[Florida Dad sold his treasured $1,500 Pokémon cards to cover 6-year-old son's medical bills: 'They became hope’]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/206054/hero_hero-2026-07-22-header-3_20260722_172542.jpg</image:loc>
					<image:title>Photo of Ryan Hietanen and his son, Landon, and a collection of Pokemon cards</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/forgotten-401k-accounts-trillion-lost-retirement-savings</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-23T06:00:21-04:00</news:publication_date>
				<news:title>
					<![CDATA[Americans have $2.1 trillion sitting in nearly 32 million forgotten 401(k) accounts. How to figure out if you've left retirement savings behind]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/206034/hero_businessman-reviewing-documents-in-modern-office-w-2026-03-17-21-47-12-utc_20260722_152020.jpg</image:loc>
					<image:title>An adult man reviewing papers at a desk surrounded by documents, crumpled papers, and office supplies, creating a busy and messy workspace.</image:title>
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			<url>
			<loc>https://moneywise.com/news/top-stories/trump-student-loan-forgiveness-federal-court-ruling</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-23T05:31:00-04:00</news:publication_date>
				<news:title>
					<![CDATA[The Trump administration tried to delay student loan forgiveness for nearly 180,000 borrowers. A federal court said no]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/206029/hero_shutterstock-2704654055_20260722_145755.jpg</image:loc>
					<image:title>U.S. Secretary of Education Linda McMahon speaks during a press conference.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/sec-quarterly-earnings-changes-feedback-action</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-23T05:01:08-04:00</news:publication_date>
				<news:title>
					<![CDATA['There's enough risk in the markets': SEC receives record number of comments over its plan to no longer require companies to report quarterly earnings]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/206021/hero_bus_20260722_143840.jpeg</image:loc>
					<image:title>Exasperated man in suit walking down the street</image:title>
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			<url>
			<loc>https://moneywise.com/investing/investing-basics/trump-jr-1789-capital-polymarket-valuation</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-22T17:15:57-04:00</news:publication_date>
				<news:title>
					<![CDATA[Trump Jr.‘s investment fund backed Polymarket at $300 million. After a federal license, it’s now reportedly worth $15 billion]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/206061/hero_gettyimages-2281613272_20260722_164921.jpg</image:loc>
					<image:title>Donald Trump Jr.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/investing/stocks/odyssey-amc-box-office-option-trade-apes</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-22T08:00:15-04:00</news:publication_date>
				<news:title>
					<![CDATA[Christopher Nolan’s The Odyssey stormed the box office on its opening weekend — and options traders are piling into AMC shares in response]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205820/hero_gettyimages-2285660708_20260721_163824.jpeg</image:loc>
					<image:title>Christopher Nolan attends Universal Pictures THE ODYSSEY Premiere on July 11, 2026 in Mumbai, India.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/oracle-ai-spending-layoffs-wisconsin-data-center</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-22T07:16:12-04:00</news:publication_date>
				<news:title>
					<![CDATA[Oracle severed 21,000 employees during an AI spending spree, then hit a $7 billion Wisconsin power hurdle]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205831/hero_gettyimages-2276728860_20260721_191554.jpg</image:loc>
					<image:title>Attendees explore the Oracle exhibition booth during the AWS Summit Seoul 2026.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/supreme-court-civil-forfeiture-alaska-pilot-plane-seizure</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-22T07:16:10-04:00</news:publication_date>
				<news:title>
					<![CDATA[An 82-year-old pilot could lose his $95,000 plane over a passenger's six-pack of beer — now the Supreme Court will decide if that's legal]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205806/hero_bud-plane_20260721_162755.jpg</image:loc>
					<image:title>A two-column photo of an Alaskan bush plane and a man holding a case of beer.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/real-estate-news/bill-koch-aspen-mansion-auction-sale-price</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-22T05:30:09-04:00</news:publication_date>
				<news:title>
					<![CDATA[Billionaire Bill Koch’s 15-bed Aspen mansion just sold for a third of its $100-million asking price. Here’s why it didn’t appeal to the ultra-wealthy]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205811/hero_screenshot-2026-07-21-at-42105-pm_20260721_162339.png</image:loc>
					<image:title>Bill Koch&#039;s enormous mountain retreat home has mountain views, lakes and more.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/microsoft-chinese-ai-model-kimi-k3-cost-savings</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-22T05:30:07-04:00</news:publication_date>
				<news:title>
					<![CDATA[Microsoft considers replacing ChatGPT and Claude with China's Kimi K3 to save $600 million]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205789/hero_gettyimages-2286280426_20260721_151505.jpg</image:loc>
					<image:title>People visit the booth of Kimi, an LLM developed by the Chinese startup Moonshot, during the World AI Conference in Shanghai.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/investing/stocks/spacex-ipo-stock-dip-buy-sell</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-22T05:25:56-04:00</news:publication_date>
				<news:title>
					<![CDATA[Elon Musk says SpaceX will be worth ‘more than Earth.’ But you bought shares at the IPO price — and you’re losing money. Is it safe to buy the dip?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205829/hero_hero-2026-07-21-header-1_20260721_171558.jpg</image:loc>
					<image:title>Photo of Elon Musk</image:title>
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