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			<url>
			<loc>https://moneywise.com/news/top-stories/dave-ramsey-rapture-retirement-planning</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-20T06:30:56-04:00</news:publication_date>
				<news:title>
					<![CDATA['Blame it on the rapture': They have no retirement plan because they believe the end times are near. Dave Ramsey says that's no excuse]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204233/hero_screenshot-2026-07-14-at-41125-pm_20260714_161833.png</image:loc>
					<image:title>Dave Ramsey offers a South Dakota woman some advice.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/early-retirement-mexico-mistakes-lessons</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-20T06:20:17-04:00</news:publication_date>
				<news:title>
					<![CDATA[At 50, she quit her career and retired to Mexico — then spent 'year one' making endless and expensive mistakes. Here's what she learned]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204916/hero_hero-2026-07-17-header-2_20260717_121713.jpg</image:loc>
					<image:title>Healthy gray-haired older Asian woman meditates in a park.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/managing-money/retirement-planning/estate-trust-sibling-inheritance-protection</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-20T06:20:16-04:00</news:publication_date>
				<news:title>
					<![CDATA[My sister controls our aging mother’s estate and just convinced her to draw up a trust. How can I stop her from ripping us off?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204476/hero_screenshot-2026-07-15-at-31151-pm_20260715_151254.png</image:loc>
					<image:title>Daughter worried about elderly mother.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/career-break-return-work-lawyer-caregiving</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-20T05:30:58-04:00</news:publication_date>
				<news:title>
					<![CDATA[57-year-old London lawyer took 10 years off to care for her disabled daughter, then got an interview in one afternoon. Could US workers do the same?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204893/hero_businesswoman-sitting-at-meeting-at-the-restaurant-2026-01-09-00-41-05-utc_20260717_111813.jpg</image:loc>
					<image:title>A well-dressed woman with blonde hair sits at a wooden table holding a phone and folder while having a conversation with another person.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/suze-orman-retirement-savings-adult-kids-moving-home</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T11:05:13-04:00</news:publication_date>
				<news:title>
					<![CDATA['Don't you dare': Suze Orman warns parents not to pause retirement savings after letting their adult kids move back home]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205195/hero_gettyimages-142183596_20260718_151413.jpg</image:loc>
					<image:title>Suzie Orman speaks during the 4th Annual Get Radical Women&#039;s conference at the Hyatt Regency in 2012.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/retirement-couple-6-million-fear-ramit-sethi</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T10:31:09-04:00</news:publication_date>
				<news:title>
					<![CDATA[‘I want to retire, but my wife is too scared’: A couple with $6 million can’t agree on when to stop working. Here’s how they can settle it]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205188/hero_screenshot-2026-07-18-at-143011_20260718_143605.png</image:loc>
					<image:title>Meg and Jo appeared on Ramit Sethi&#039;s &quot;I will teach you to be rich&quot; podcast.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/mortgages/moving-in-partner-mortgage-payments-risks</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T10:01:11-04:00</news:publication_date>
				<news:title>
					<![CDATA[My girlfriend asked me to move in and split her mortgage payment. But should I, even if it means saving on rent?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205197/hero_shutterstock-2757821841_20260718_162403.jpg</image:loc>
					<image:title>Partners sharing morning meal, spreading jam on toast together.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/larping-fake-dashboards-get-rich-quick-courses</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T09:31:10-04:00</news:publication_date>
				<news:title>
					<![CDATA[It's called 'LARPing' — where hustlebros and influencers fake YouTube, Shopify and Stripe dashboards to sell get-rich-quick courses]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205181/hero_shutterstock-1760187959_20260718_125601.jpg</image:loc>
					<image:title>Happy laughing rich man wearing suit and sunglasses, flying in private jet, sitting at table covered with bands of cash.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/social-security-delay-70-survivor-benefits-pension</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T09:01:04-04:00</news:publication_date>
				<news:title>
					<![CDATA[I’m 67 with $1 million in savings and a $100,000 pension. Should I wait to claim Social Security at 70 so my wife will get more when I die?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205174/hero_shutterstock-2298254053_20260718_120012.jpg</image:loc>
					<image:title>A senior couple going on a road trip.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/investing/stocks/microsoft-layoffs-h1b-visas-stock-drop-ai-spending</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T08:31:04-04:00</news:publication_date>
				<news:title>
					<![CDATA[Microsoft cut 4,800 jobs then applied for 2,879 foreign-worker visas. Despite the outrage, it’s not why its market value is down $1.2T since October]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205167/hero_gettyimages-2262969284_20260718_142548.jpg</image:loc>
					<image:title>Satya Nadella, CEO of Microsoft, speaks on stage during the Microsoft AI Tour in Munich.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/life/lifestyle/boat-sharing-apps-co-ownership-sailboats</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T07:00:33-04:00</news:publication_date>
				<news:title>
					<![CDATA[Yachts ahoy! Boat-sharing apps make it easier for would-be sailors to co-own sailboats so they can break waves without breaking the bank]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204997/hero_hero-2026-07-17-header-5_20260717_154513.jpg</image:loc>
					<image:title>Happy couple look at each other smiling while standing behind the wheel of a sailboat.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/mortgages/family-gift-down-payment-strings-attached-boundaries</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T06:31:17-04:00</news:publication_date>
				<news:title>
					<![CDATA[My MIL’s $60k gift for our dream home came with toxic strings. Do I keep the cash and lose my sanity or return it and lose our future house?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204698/hero_shutterstock-2194130177_20260716_154750.jpg</image:loc>
					<image:title>Daughter-in-law stressed after a fight with her mother-in-law.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/baby-boomers-retirement-savings-crisis-adult-children-cost</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T06:31:16-04:00</news:publication_date>
				<news:title>
					<![CDATA[Baby boomers didn't save enough for retirement — now their kids are paying the price. What’s behind the crisis]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204506/hero_shutterstock-2757869125_20260715_173727.jpg</image:loc>
					<image:title>A middle-aged woman helps her aging mother with gardening.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/managing-money/how-to-earn-money/atlanta-twins-3d-printed-toys-side-hustle</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T06:31:13-04:00</news:publication_date>
				<news:title>
					<![CDATA[Atlanta twins, 12, net $200/month selling 3D-printed toys after borrowing $600 from their parents — here's what they can teach aspiring entrepreneurs]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204392/hero_hero-2026-07-15-header_20260715_103029.jpg</image:loc>
					<image:title>Aaron and Alain Osirus tell CBS News about their small business.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/ai-job-hunting-assistant-lia-refer</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T06:00:21-04:00</news:publication_date>
				<news:title>
					<![CDATA[This AI recruitment startup can help you find a job — says over half of its clients get interviews within 24 hours. But it'll cost you]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204934/hero_shutterstock-1990424822-1_20260717_133157.jpg</image:loc>
					<image:title>A man accepting a job offer.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/managing-money/employment/gen-z-loud-budgeting-salary-sharing-costs</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T05:01:25-04:00</news:publication_date>
				<news:title>
					<![CDATA[Gen Z is breaking our biggest social taboo by sharing their salaries online — but their 'loud budgeting' could cost you too. Here’s how]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204957/hero_hero-2026-07-17-header-3_20260717_132025.jpg</image:loc>
					<image:title>Young couple sit in a cafeteria, chatting and laughing.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/retirement-friendly-states-ranking-2026</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T05:01:23-04:00</news:publication_date>
				<news:title>
					<![CDATA[Florida doesn’t even crack the top 5 in new list of the most ‘retirement-friendly’ states — here’s where the living is truly easy]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204905/hero_hero-2026-07-17-header-1_20260717_113709.jpg</image:loc>
					<image:title>Older woman smiles, sitting in a camp chair as she dips her feet in a river.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/managing-money/debt/medical-debt-credit-card-payment-options</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T05:01:21-04:00</news:publication_date>
				<news:title>
					<![CDATA[We put $50,000 in medical bills on our credit cards — now we're struggling to keep up with the $2,000 monthly payments. What do we do now?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204670/hero_hero-2026-07-16-header-3_20260716_141627.jpg</image:loc>
					<image:title>Contemplative couple sits on couch, looking unhappy.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/couples-retirement-spending-disagreement-compromise</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-19T04:00:18-04:00</news:publication_date>
				<news:title>
					<![CDATA[My husband, 40, dreams of retiring by 55. But I just want to spend our money and have fun now. What do we do?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204874/hero_hero-2026-07-17-header_20260717_103933.jpg</image:loc>
					<image:title>Woman grimaces as she pulls on rope in game of tug of war, with her teammates seen behind her.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/investing/stocks/spacex-stock-market-value-loss-ipo-slump</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-18T10:31:09-04:00</news:publication_date>
				<news:title>
					<![CDATA[SpaceX has lost $1T in market value since mid-June — the stock is slumping after Musk cancelled its first rocket launch after its IPO]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205152/hero_gettyimages-2280560803_20260718_102201.jpg</image:loc>
					<image:title>SpaceX CEO Elon Musk, displayed on a screen remotely from SpaceX headquarters in Starbase, Texas, speaks before the launch of SpaceX&#039;s initial public offering .</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/kevin-oleary-100000-savings-age-33-retirement</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-18T09:00:14-04:00</news:publication_date>
				<news:title>
					<![CDATA[Kevin O'Leary says you should have $100,000 saved by age 33 — here's why that figure matters for your future]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/205005/hero_gettyimages-2149161243_20260717_165813.jpg</image:loc>
					<image:title>Kevin O&#039;Leary during a visit to &quot;Outnumbered&quot; at Fox News Channel Studio</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/mark-cuban-marc-andreessen-ai-healthcare-insurance</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-18T08:00:40-04:00</news:publication_date>
				<news:title>
					<![CDATA[Marc Andreessen says AI is already a better doctor than 99.99% of humans —  Mark Cuban says AI healthcare just means more 'delay and deny.' Here's why]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204998/hero_hero-2026-07-17-header_20260717_155353.jpg</image:loc>
					<image:title>Mark Cuban and Marc Andreessen disagree on AI doctors.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/penny-elimination-common-cents-act-cash-rounding-rules</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-07-18T07:35:18-04:00</news:publication_date>
				<news:title>
					<![CDATA[The House passes the Common Cents Act to help with phasing out the penny — here’s how cash purchases would work if the bill becomes law]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/204854/hero_gettyimages-526606416_20260717_102021.jpg</image:loc>
					<image:title>A customer pays for a purchase using cash and pennies.</image:title>
				</image:image>
					</url>
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