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			<url>
			<loc>https://moneywise.com/managing-money/debt/dave-ramsey-pay-before-credit-card-budget</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-08T10:50:04-05:00</news:publication_date>
				<news:title>
					<![CDATA['Chaos always eats money’: Dave Ramsey says pay these 5 things before your credit card — regardless of the balance]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/227238/hero_screenshot-2026-11-08-at-102309_20261108_102527.png</image:loc>
					<image:title>Financial guru Dave Ramsey</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/mouse-infestation-apartment-costs-tenant-rights</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-08T09:00:11-05:00</news:publication_date>
				<news:title>
					<![CDATA[‘I can’t take this squealing’: Philadelphia woman caught 42 mice in her apartment — and the landlord’s fixes aren’t getting rid of the rodents]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/227095/hero_screenshot-2026-11-07-at-152539_20261107_153618.png</image:loc>
					<image:title>Linda Gipp has been dealing with a rodent infestation since February.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/florida-contractor-charged-36K-project-delays-abandoned</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-08T08:30:12-05:00</news:publication_date>
				<news:title>
					<![CDATA[Florida police say contractor took $36K from a homeowner for a project he repeatedly delayed before completely abandoning it]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226878/hero_renovations_20261106_154502.jpg</image:loc>
					<image:title>Home under construction.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/life/lifestyle/fourth-wedding-shower-etiquette</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-08T07:30:16-05:00</news:publication_date>
				<news:title>
					<![CDATA[My sister's getting married for the fourth time. She keeps hinting I should throw her a shower — but is that just tacky?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226902/hero_hero-2026-11-06-original-2_20261106_171113.jpg</image:loc>
					<image:title>Two women sit outside, facing each other on a patio with wine.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/robot-caregivers-japan-seniors-aging-costs</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-08T07:30:14-05:00</news:publication_date>
				<news:title>
					<![CDATA[Seniors are eager to pay extra for robot caregivers — at least in Japan. Americans may not be so keen, researchers fear]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226870/hero_hero-2026-11-06-header-2_20261106_145907.jpg</image:loc>
					<image:title>A robot that can help humans with their health</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/real-estate/real-estate-former-homeowner-trespassing-boundaries</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-08T07:00:14-05:00</news:publication_date>
				<news:title>
					<![CDATA[The person who sold their home to us keeps dropping by, checking the mail and talking to neighbors about us. How do we get them to stop?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226846/hero_hero-2026-11-06-header-1_20261106_140709.jpg</image:loc>
					<image:title>Couple looking out window.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/social-security-earnings-test-exempt-amounts-2027</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-08T06:30:14-05:00</news:publication_date>
				<news:title>
					<![CDATA[Social Security will let working retirees under 67 earn $25,560 in 2027 before it starts cutting their benefits]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226861/hero_gettyimages-2244167519_20261106_143646.jpg</image:loc>
					<image:title>People step into an office of the Social Security Administration in New York.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/taxes/willie-nelson-irs-tax-debt-album</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-08T06:30:12-05:00</news:publication_date>
				<news:title>
					<![CDATA[Willie Nelson was 57 when the IRS seized nearly everything he owned over a $16.7M tax bill. He answered with an album]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226832/hero_hero-2026-11-06-header_20261106_131855.jpg</image:loc>
					<image:title>Willie Nelson</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/social-security-early-claiming-250k-retirement-savings</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-08T06:00:13-05:00</news:publication_date>
				<news:title>
					<![CDATA[I'm 61 with just $250K saved but I'm desperate to retire — is claiming Social Security early my only way out?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226808/hero_hero-2026-11-06-original_20261106_112402.jpg</image:loc>
					<image:title>Stressed man seen sitting at laptop in office, weighing whether he can afford to retire.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/retirement-best-places-retire-america-midland-michigan</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-08T05:30:10-05:00</news:publication_date>
				<news:title>
					<![CDATA[The No. 1 place to retire in America isn’t in Florida. The city that beat it has real winters — but 1 number outweighs the lack of sunshine]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226437/hero_hero-2026-11-04-header-1_20261104_163457.jpg</image:loc>
					<image:title>A person shovelling snow.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/insurance/other/dave-ramsey-long-term-care-insurance-coverage</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-08T05:00:13-05:00</news:publication_date>
				<news:title>
					<![CDATA[Dave Ramsey wants 'virtually everyone' covered for long-term care by 60, or they may end up depending on the government]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226127/hero_hero-2026-11-03-header_20261103_111620.jpg</image:loc>
					<image:title>Dave Ramsey</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/managing-money/budgeting/warren-buffett-son-peter-90000-gift-parental-financial-support</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-08T04:30:04-05:00</news:publication_date>
				<news:title>
					<![CDATA[Warren Buffett’s son got a $90,000 ‘head start’ at 19, then a flat ‘no’ to a loan. Would you be that tough on your kids?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/225964/hero_gettyimages-632131354_20261102_140852.jpg</image:loc>
					<image:title>Warren Buffet with son Peter in 2017.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/real-estate-news/texas-homebuilder-ice-raids-construction-costs-talarico</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T15:05:04-05:00</news:publication_date>
				<news:title>
					<![CDATA[A Texas homebuilder turned blue after ICE raids cost him workers. Talarico won — but builders’ costs keep rising]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/227087/hero_gettyimages-2273861345_20261107_141746.jpg</image:loc>
					<image:title>Construction on The Chaucer, a condominium complex that features 33 residences in the heart of Rice Village, in Houston, Texas.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/trump-data-centers-states-midterm-elections-ai</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T13:40:04-05:00</news:publication_date>
				<news:title>
					<![CDATA['They are GOLD': Trump suggests he 'will work with the many states' pursuing data centers after Dem midterm wins]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/227081/hero_shutterstock-2853675649_20261107_132628.jpg</image:loc>
					<image:title>Image of U.S. President Donald Trump</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/mortgages/zillow-down-payment-assistance-program-fha-mortgage</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T12:05:04-05:00</news:publication_date>
				<news:title>
					<![CDATA[New Zillow program offers down payment help that could cut your mortgage costs by $1,080 a year — but there’s a catch]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/227071/hero_family-standing-near-recently-sold-house-2026-09-24-06-55-38-utc_20261107_113317.JPG</image:loc>
					<image:title>A family of four is seen from behind, gazing at a two-story house, a red and yellow &#039;SOLD&#039; sign planted on the front lawn.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/jewelry-swap-scam-seniors-gold-necklace-theft</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T11:05:04-05:00</news:publication_date>
				<news:title>
					<![CDATA[Michigan woman, 86, says a stranger used a kiss to steal her $20K gold necklace and bracelet without her even noticing]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/227063/hero_screenshot-2026-11-07-at-104429_20261107_104903.png</image:loc>
					<image:title>Older couple outside of their apartment complex.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/investing/stocks/elon-musk-ai-pause-tech-stocks-selloff-data-centers</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T10:10:04-05:00</news:publication_date>
				<news:title>
					<![CDATA[Elon Musk cites 94-year-old book over Democrat call for AI pause — while $2T vanishes from tech stocks. Are you exposed?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/227045/hero_shutterstock-2728508103_20261107_094832.jpg</image:loc>
					<image:title>A photo of Elon Musk against a blurred background.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/elizabeth-holmes-think-jerky-sales-spike-documentary</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T09:00:09-05:00</news:publication_date>
				<news:title>
					<![CDATA[Elizabeth Holmes's prized prison snack sees 345% sales spike after movie debut — the tiny company has no idea how it got behind bars]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226889/hero_hero-2026-11-06-header-3_20261106_162226.jpg</image:loc>
					<image:title>Think Jerky, Elizabeth Holmes</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/title-fraud-tampa-how-to-protect-warning-signs</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T08:30:08-05:00</news:publication_date>
				<news:title>
					<![CDATA[‘They are not for sale’: Florida man says crooks tried to sell his vacant lots twice — one deal was just 3 days from closing]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226869/hero_hero-2026-11-05-header-6_20261106_151032.jpg</image:loc>
					<image:title>thomas and lot</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/florida-woman-utility-bill-error-duke-energy-meter-mixup</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T07:30:19-05:00</news:publication_date>
				<news:title>
					<![CDATA[Florida woman spent $15K on new appliances to fight sky-high utility bills — then found out she was footing the bill for a home miles away]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226844/hero_hero-2026-11-05-header-5_20261106_140023.jpg</image:loc>
					<image:title>energy bill</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/medicaid-estate-recovery-bill-home-seizure-sandy-logrande</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T07:15:08-05:00</news:publication_date>
				<news:title>
					<![CDATA[Massachusetts woman slapped with a $177,000 Medicaid bill after her dad died — plus a threat to take his house]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226643/hero_hero-2026-11-05-header-2_20261105_154156.jpg</image:loc>
					<image:title>A young woman stressed in front of her couch, looking at bills, with hands over her head</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/taxes/irs-household-employee-tax-rule-college-student</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T07:00:18-05:00</news:publication_date>
				<news:title>
					<![CDATA[This mom pays a college student $25/hour to run her household — and says it’s 'worth every penny.' Here’s the IRS rule to know first]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226845/hero_laundry_20261106_140452.jpg</image:loc>
					<image:title>Young woman hanging laundry to dry</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/brainco-electronic-glp-1-wearable-weight-loss-appetite</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T06:30:19-05:00</news:publication_date>
				<news:title>
					<![CDATA[Elon Musk’s Neuralink rival BrainCo is developing an electronic GLP-1 wearable that could suppress appetite without weight-loss drugs]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226860/hero_hero-2026-11-06-header_20261106_145140.jpg</image:loc>
					<image:title>Left: Neuralink founder Elon Musk Right: BrainCo&#039;s logo.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/early-retirement-3-million-savings-laid-off-52</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T06:30:17-05:00</news:publication_date>
				<news:title>
					<![CDATA[I was laid off at age 52. I already have $3M saved — can I just retire now, even though I’m years from Social Security and Medicare?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226592/hero_stressed-man_20261105_121215.jpg</image:loc>
					<image:title>Stressed man looking at his finances.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/turning-point-usa-arizona-republican-losses-andy-biggs</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T06:00:23-05:00</news:publication_date>
				<news:title>
					<![CDATA[Arizona Republican says Turning Point should be disbanded after its $18M ad blitz couldn’t save Andy Biggs]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/226914/hero_gettyimages-2179543199_20261106_191827.jpg</image:loc>
					<image:title>Gina Swoboda speaks during a campaign rally</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/suze-orman-social-security-claiming-age-clarity-act</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-11-07T05:30:14-05:00</news:publication_date>
				<news:title>
					<![CDATA[Suze Orman says a 'subtle' new Social Security law can increase your lifetime payouts by 76%]]>
				</news:title>
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