<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet href="/vendor/sitemap/styles/google-news.xsl" type="text/xsl"?>

<urlset
	xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
	xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
	xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
	xmlns:xhtml="http://www.w3.org/1999/xhtml"
>
			<url>
			<loc>https://moneywise.com/retirement/retirement-california-portugal-cost-of-living</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-05T05:30:53-04:00</news:publication_date>
				<news:title>
					<![CDATA['I really don’t miss the fear': California costs too much — so she retired to Portugal with just 4 suitcases and a dog]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208521/hero_hero-2026-08-03-header-2_20260803_123146.jpg</image:loc>
					<image:title>Photo of American expat to Portugal Paula Dreyfuss and a shot of Porto, Portugal</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/real-estate/gen-z-students-retirement-communities-cheap-rent</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-05T05:11:04-04:00</news:publication_date>
				<news:title>
					<![CDATA[Gen Zers are moving into retirement communities — and finding not only cheap rent but ‘family away from home.’ Is this a glimpse of housing’s future?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208731/hero_hero-2026-08-04-header-1_20260804_165111.jpg</image:loc>
					<image:title>A young woman with older woman</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/economy/fed-interest-rates-moodys-economist-warning-economy-risk</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-04T15:06:06-04:00</news:publication_date>
				<news:title>
					<![CDATA['A serious mistake': Moody's Analytics economist says the Fed is putting the US economy at risk by not forecasting its next move]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208695/hero_gettyimages-2287527673_20260804_142000.jpg</image:loc>
					<image:title>Chair of the Federal Reserve Kevin Warsh speaks during a news conference at the William McChesney Martin Jr. Federal Reserve Board Building.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/managing-money/budgeting/costco-cheap-gas-strategy-impulse-spending</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-04T08:06:07-04:00</news:publication_date>
				<news:title>
					<![CDATA[Costco keeps its gas super cheap for a very specific reason — and it could cost you every time you fill up. How to protect your wallet]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208500/hero_hero-2026-08-03-header-1_20260803_112646.jpg</image:loc>
					<image:title>Woman filling up her tank at a Costco gas station</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/investing/stocks/nvidia-ai-circular-financing-dot-com-bubble-risks</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-04T07:30:12-04:00</news:publication_date>
				<news:title>
					<![CDATA[‘I lived through 2000, I don't want the sequel’: Jim Cramer and other experts say AI's circular financing is getting out of hand]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208548/hero_hero-2026-08-03-header-4_20260803_160848.jpg</image:loc>
					<image:title>A photo of CNBC&#039;s Jim Cramer</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/meta-compute-demand-zuckerberg</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-04T07:10:17-04:00</news:publication_date>
				<news:title>
					<![CDATA['Nowhere near enough compute for all the demand': Mark Zuckerberg tells investors why Meta is selling compute, while still buying from others]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208532/hero_gettyimages-2233060913_20260803_135724.jpg</image:loc>
					<image:title>Meta CEO Mark Zuckerberg attends a dinner hosted by US President Donald Trump with tech leaders  in September 2025.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/social-security-cola-seniors-homelessness-poverty</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-04T06:31:00-04:00</news:publication_date>
				<news:title>
					<![CDATA[COLA isn't cutting it for older Americans just getting by on Social Security, with seniors representing 20% of the homeless population]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208512/hero_gettyimages-958860404_20260803_115921.jpg</image:loc>
					<image:title>Elderly woman looks stressed as she looks over her finances</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/circle-k-inner-circle-rewards-program-revamp-cheap-gas</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-04T05:36:10-04:00</news:publication_date>
				<news:title>
					<![CDATA[Looking for cheap gas? Here's how to save 25 cents per gallon with Circle K's new loyalty program]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208494/hero_shutterstock-2671376457_20260803_103000.jpg</image:loc>
					<image:title>A photo of a Circle K gas station</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/insurance/life/dave-ramsey-economic-collapse-whole-life-insurance</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-04T05:01:04-04:00</news:publication_date>
				<news:title>
					<![CDATA['They lied to you': Dave Ramsey has no plan for an 'American economy collapse' — and says anyone selling you a product to survive one is a 'crook']]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208476/hero_gettyimages-109303609_20260803_094212.jpg</image:loc>
					<image:title>A photo of Dave Ramsey</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/auto/self-driving-cars-traffic-deaths-trial-lawyers-legislation</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-04T05:01:02-04:00</news:publication_date>
				<news:title>
					<![CDATA[Nearly 37,000 Americans died on U.S. roads last year — but lawmakers are clashing over self-driving tech legislation that might help]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208384/hero_shutterstock-2761178157_20260802_135346.jpg</image:loc>
					<image:title>A photo of a self-driving Waymo car</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/investing/investing-basics/jamie-dimon-father-investing-game-childhood</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-04T04:31:04-04:00</news:publication_date>
				<news:title>
					<![CDATA[Jamie Dimon’s dad taught him a ‘brutally hard’ investing game as a child that paid dividends]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208388/hero_gettyimages-2269243939_20260802_150130.jpg</image:loc>
					<image:title>P Morgan Chase CEO Jamie Dimon visits &quot;Fox &amp; Friends&quot; at Fox News Channel Studios in March 2026.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/loans/lending-circles-rosca-community-crowdfunding</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-03T11:31:11-04:00</news:publication_date>
				<news:title>
					<![CDATA[This investment offers zero profit and zero safety — why people everywhere still use lending circles]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208351/hero_shutterstock-2584983219_20260802_102347.jpg</image:loc>
					<image:title>A photo of a diverse group of people sitting in a circle</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/gen-x-retirement-savings-account-gap</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-03T11:01:11-04:00</news:publication_date>
				<news:title>
					<![CDATA[Gen Xers are dangerously close to retirement — and yet 40% of them don’t even have a retirement account. How to shift your savings into a higher gear]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208339/hero_shutterstock-2601924177_20260802_095820.jpg</image:loc>
					<image:title>A photo of a middle-ages woman thinking</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/trump-government-equity-stakes-chip-companies</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-03T10:31:11-04:00</news:publication_date>
				<news:title>
					<![CDATA['A portfolio approach': Trump admin announces new government stakes in 7 chip companies in exchange for equity]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208228/hero_gettyimages-2288193606_20260801_164722.jpg</image:loc>
					<image:title>U.S. President Donald Trump speaks during an announcement to renovate Washington Dulles International Airport, in the Oval Office of the White House on July 29.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/managing-money/debt/credit-card-debt-35000-savings-investing-strategy</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-03T09:31:03-04:00</news:publication_date>
				<news:title>
					<![CDATA[I have $35,000 in credit card debt and $0 savings. Should I tackle all of my debt before I start saving and investing, or can I do both?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208224/hero_shutterstock-2296951289_20260801_155616.jpg</image:loc>
					<image:title>A photo of a woman reviewing her credit card debt</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/401k-income-projections-misleading-statements</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-03T09:01:00-04:00</news:publication_date>
				<news:title>
					<![CDATA[I’m 30, make $75,000 and have $65,000 in my 401(k), with plans to keep saving. But my future income projections are very low. What’s going on?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208222/hero_shutterstock-2398758063_20260801_154244.jpg</image:loc>
					<image:title>A photo of a man reviewing finances on his laptop</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/dave-ramsey-retirement-loss-500000-day-trading</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-03T08:30:19-04:00</news:publication_date>
				<news:title>
					<![CDATA[She's 65 and her husband lost their entire $500,000 nest egg — now she has to go back to work. Dave Ramsey says she has to 'reset her narrative']]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208218/hero_gettyimages-109303584_20260801_152256.jpg</image:loc>
					<image:title>A photo of Dave Ramsey</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/top-stories/musk-super-pac-2026-midterm-elections-spending-texas</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-03T08:01:22-04:00</news:publication_date>
				<news:title>
					<![CDATA[A year ago, Elon Musk vowed to start his own political party. Now he's spending at least $100 million to back Republicans in the midterms]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/208009/hero_gettyimages-2204586440_20260731_131036.jpg</image:loc>
					<image:title>Elon Musk and President Trump sit inside a Tesla vehicle.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/news/real-estate-news/new-home-prices-cheaper-existing-homes-real-estate</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-03T07:01:17-04:00</news:publication_date>
				<news:title>
					<![CDATA[For the first time in 50 years, it’s now cheaper to buy a new home than an existing one — what that says about the state of US real estate]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/207819/hero_hero-2026-07-30-original-4_20260730_143635.jpg</image:loc>
					<image:title>An aerial view of houses undergoing construction in a Texas neighborhood.</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/managing-money/debt/financial-literacy-money-mistakes-cost</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-03T07:01:15-04:00</news:publication_date>
				<news:title>
					<![CDATA[Americans lost an average $1,000 to financial errors last year — 3 major money mistakes to avoid paying the high cost of low financial literacy]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/207581/hero_hero-2026-07-28-header_20260729_123319.jpg</image:loc>
					<image:title>A man looking pensive</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/investing/investing-basics/emotional-investing-retail-investors-fomo-losses</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-03T06:10:54-04:00</news:publication_date>
				<news:title>
					<![CDATA[Feeling ‘scared and emotional’ about investing?  You’re not alone – how to get a grip before you tank your finances]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/207612/hero_hero-2026-07-29-header_20260729_152726.jpg</image:loc>
					<image:title>Photo of a woman looking upset with a trading terminal in the background</image:title>
				</image:image>
					</url>
			<url>
			<loc>https://moneywise.com/retirement/retirement-400000-windfall-savings-strategy</loc>
			<news:news>
				<news:publication>
					<news:name>Moneywise</news:name>
					<news:language>en</news:language>
				</news:publication>
				<news:publication_date>2026-08-03T06:01:10-04:00</news:publication_date>
				<news:title>
					<![CDATA[I'm 60 and just received a $400,000 windfall — but it's the only money I’ve got for retirement. Can I make this work?]]>
				</news:title>
			</news:news>
							<image:image>
					<image:loc>https://media1.moneywise.com/production/articles/207786/hero_hero-2026-07-30-original-1_20260730_122211.jpg</image:loc>
					<image:title>Man with salt-and-pepper hair looks directly at the camera, appears serious.</image:title>
				</image:image>
					</url>
	</urlset>
