“No one would give me credit or even consider my application,” he says.
After the fourth rejection, Brian was close to giving up hope.
But then a friend told him about Credit Sesame, a free online service that will help you improve your credit score fast.
Expert advice to get you back on track
Credit Sesame will analyze your credit report and tell you which bills to pay off first and what moves to make to increase your score.
“Credit Sesame sends me emails to let me know what is happening with my credit score, usage and debt,” says Brian. “It also tells me how I can control my score by increasing my credit limits, reducing my spending, and paying off the smaller limit cards.”
With the help of Credit Sesame’s free credit monitoring services, you could start seeing results in your first month.
“I signed up with Credit Sesame's free service and received my first credit card offer within 30 days,” says Brian. “Now I have several cards with limits upwards of $10,000 and some are cash back cards... the payments are low, and I don't miss any.”
No more costly credit report errors
Credit Sesame will also keep an eye on your credit to make sure your rating isn’t being affected by a mistake on your report.
You’d be surprised how often those can pop up – according to the Federal Trade Commission, one in five credit reports contains errors.
With Credit Sesame, you won’t have to worry about someone else’s blunder hurting your credit score.
Change your credit score, change your life
Credit Sesame turned things around for Brian, and it can do the same for you.
“My credit score went from a 'don't even ask' score of 286 to a 'how much do you need' score of 723 within 9 months,” he says. “Even though due to travel my debt is high, I have the means to control [it]. I recommend Credit Sesame to ANYONE who needs help.”
If your credit could use a boost, sign up for Credit Sesame today. It’s totally free, and it only takes two minutes to get started.
Fine art as an investment
Stocks can be volatile, cryptos make big swings to either side, and even gold is not immune to the market’s ups and downs.
That’s why if you are looking for the ultimate hedge, it could be worthwhile to check out a real, but overlooked asset: fine art.
Contemporary artwork has outperformed the S&P 500 by a commanding 174% over the past 25 years, according to the Citi Global Art Market chart.
And it’s becoming a popular way to diversify because it’s a real physical asset with little correlation to the stock market.
On a scale of -1 to +1, with 0 representing no link at all, Citi found the correlation between contemporary art and the S&P 500 was just 0.12 during the past 25 years.
Earlier this year, Bank of America investment chief Michael Harnett singled out artwork as a sharp way to outperform over the next decade — due largely to the asset’s track record as an inflation hedge.
Investing in art by the likes of Banksy and Andy Warhol used to be an option only for the ultrarich. But with a new investing platform, you can invest in iconic artworks just like Jeff Bezos and Bill Gates do.