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3 money moves to boost your bank account right now

by Diana Bird

MoneyWise Editorial

Happy older couple

Sticking to a tight budget can often feel like you’re missing out on the best things in life. But being financially savvy in this economy doesn’t have to mean you sacrifice comfort and joy.

Regardless of where you’re at with your finances, there are plenty of things you can do right now to get more money in the bank.

Here are three money moves Americans should make to save and earn money — while still enjoying your downtime.

Capitalize on your spare change

Even if you do most of your shopping online or with a card, you can make better use of your digital dimes and nickels. That’s where Acorns can help.

When you make a purchase on your credit or debit card, Acorns automatically rounds up the price to the nearest dollar and places the excess into a smart investment portfolio — and that change adds up fast.

Signing up for Acorns takes less than five minutes, and if you sign up using this special link, Acorns will add $10 to your account as soon as you make your first investment.

Stop getting ripped off by your insurance provider

Car insurance shouldn’t really be a “set it and forget it” kind of thing. If you haven’t shopped around in the last six months, there’s a good chance you’re overpaying.

While you’re enjoying your morning coffee, check out SmartFinancial's quote comparison tool on your phone — it could find you rates as low as $29 a month.

In just a few minutes, you can make sure you're getting the best price for the coverage you actually need. Drivers who comparison shop can save an average $1,127 a year, a study by CarInsurance.com found. It’s that easy.

Hedge against inflation with commercial real estate

Commercial real estate has always been reserved for a few elite investors — until now.

First National Realty Partners allows accredited investors to own a share of institutional-quality properties leased by national brands like Whole Foods, CVS, Kroger and Walmart.

You’ll get a stable, positive cash flow and the firm handles the work for you. FNRP’s team of experts vets every deal against a rigorous set of investment criteria and manages them in-house, so you don’t have to worry.

FNRP’s secure online platform makes investing in commercial real estate convenient and simple — you can get started in minutes.