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Young family man and woman checking household budget expenses using mobile smartphone app against background house.

Mint.com vs. PocketSmith

CucuMberStudio / Shutterstock


Updated: April 01, 2024

Partners on this page provide us earnings.

*Note: On Oct. 31, 2023, Mint announced they will be shutting down. They will "ensure a smooth transition for Minters who decide to onboard to Credit Karma."

Check out our complete list of the best Mint alternatives

We've reviewed and compared more than 15 personal finance apps. Our goal is to bring you the most honest, simple, and informative reviews. Turns out, users also want to compare specific applications. This review compares Mint.com and PocketSmith. The better software depends on your needs. So let's dive in and figure out which is right for you.

When it comes to personal finance software, users care most about: the cost (if there is any), whether or not the software can be used for budgeting, and whether or not the software has support for bill paying. Let's look at how Mint.com and PocketSmith compare against each other.

To start, let's consider the cost the use either service. Currently, Mint.com is a free personal finance app. In comparison, PocketSmith is $0.00 – $19.95/month.

Budgeting is another huge topic when it comes to personal finance. Both Mint.com and PocketSmith have the ability for users to budget within their apps, so it's a tie with this functionality.

When it comes to bill paying unfortunately neither Mint.com or PocketSmith offer this functionality.

Overall, Mint.com rates 4.3 out of 5, while PocketSmith ranks 3.5 out of 5. For more information on either, you can read our full reviews on Mint.com and PocketSmith.

Highlights Mint PocketSmith
Cost 5/5 4/5
Customer service 3/5 4.3/5
Ease of use 4.5/5 4/5
Synchronization 3.5/5 4/5
Accessibility 4.3/5 3.5/5
Promotions n/a n/a
Price $0/month $19.95/month
Trial period 0 days 0 days
Refund policy
Bill payment
Bill management
Investment tracking
Retirement planning
Tax reporting
Reconcile transactions
Credit score monitoring
Zillow tracking
Custom categories
Manual entries
Import QFX, QIF files
Currency support US/Canada Multiple
Access 4.3/5 3.8/5
Two-factor authentication
Customer service Email Email
Site Mint.com PocketSmith

About our author

Larry Ludwig
Larry Ludwig, Freelance Contributor

Larry Ludwig was the founder and editor-in-chief of Investor Junkie. Investor Junkie was purchased by Moneywise in 2023. He graduated from Clemson University with a bachelor of science in computers and a minor in business.


The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.