1. Build a commercial real estate empire

Exterior view of multifamily residential building
Sundry Photography/Shutterstock

Investing in commercial real estate is a money move that might seem out of reach unless you're already incredibly wealthy.

But Crowdstreet makes it easy to get into the real estate game without having to invest millions or play landlord.

Using Crowdstreet is a lot like buying stocks, only instead of getting a piece of a company, you get a share of high-quality commercial real estate.

And Crowdstreet lets you invest in all sorts of commercial properties around the country, from multifamily complexes in Denver to self-storage facilities in Philadelphia.

Based on its deals closed since 2014, Crowdstreet’s internal rate of return is 18.2%. For context, the S&P 500 index has an average annual return of around 10%.

Set up an account in a few minutes, and you can start building your own commercial real estate empire today.

2. Invest in iconic paintings by world-famous artists

Young female visitor looking reflective while sitting on a bench and admiring the various paintings on the wall of an art gallery
antoniodiaz / Shutterstock

You might think that investing in fine art by the likes of Banksy and Andy Warhol is only an option for the ultra-rich.

But with an investing platform called Masterworks, you can invest in iconic artworks too, just like Jeff Bezos and Peggy Guggenheim.

On average, contemporary artworks appreciate in value by 14% per year, which is significantly higher than the average returns of 9.5% you’d see with the S&P 500.

And investing with Masterworks lets you bypass a lot of the drawbacks of art investing — you won’t need to scour garage sales looking for a lost work by a master, and you won’t have to scramble to find a buyer if you need to sell your shares fast.

Masterworks is the one of the first art investment platforms, and it’s available by invite only.

If you want to own a piece of art history — and take the next step towards your first million — you can request an invitation by clicking this link.

3. Get a free stock worth up to $225

Robinhood makes investing accessible for anyone by charging no fees through its easy-to-use investment app.

You’ll get one full share of a stock worth up to $225 when you sign up for a free account.

Opt for ready-made plans designed to meet your investment goals, or choose individual stocks yourself — you’ll pay zero commissions on trades. The app lets you buy and trade stocks, options, ETFs and even cryptocurrencies, so you’ll have a wide range of investment options no matter what you’re passionate about.

When you sign up, you’ll get a free share of stock chosen at random from the most popular companies on Robinhood such as Pinterest, Etsy or Disney.

4. Get paid $10 for saving your spare change

Woman enjoying sea air on autumn beach before thunderstorm.
selenitphoto / Twenty20

This is as easy as saving money can possibly get: Acorns lets you invest spare change while you shop.

Here’s how it works: Say you buy your morning latte for $2.25. Swipe your card, and Acorns automatically rounds up the purchase to $3, and sticks the leftover $0.75 into your investment portfolio. Like a super-charged piggy bank.

Don't worry if you're not sure what to invest in — Acorns offers various portfolios designed by experts that can be customized based on your investing goals. Just connect any debit and credit cards you use to your Acorns account, and the app automates everything for you.

Plus, when you sign up with this link, Acorns will add a $10 bonus to your account as soon as you make your first investment. That’s like filling up your whole coffee punch card!

About the Author

Dana Sitar, CEPF®

Dana Sitar, CEPF®

Freelance Contributor

Dana Sitar has been writing and editing since 2011, covering personal finance, careers and digital media. She’s written about work and money for The New York Times, Forbes, CNBC, The Motley Fool, a column for Inc. and more.

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