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Ronald Read seems to have had a reputation for being extremely frugal. Read’s friends remember him driving a second-hand car and using safety pins to hold his worn-out coat together. He even continued to cut his own firewood well after his 90th birthday.

One of the easiest ways to cut down your spending is reducing recurring expenses like insurance fees.

If you haven’t shopped for a better rate on your car insurance in more than six months, you’re probably overpaying.

BestMoney makes comparing multiple insurance companies easier than ever. Just answer some quick questions and you'll be able to choose from multiple providers to find the best option for you.

In the same amount of time it takes to watch a cat video on YouTube, you could save almost up to $820 a year.

Similarly, OfficialHomeInsurance’s online marketplace lets you browse the most affordable home insurance rates in your area.

All you need to do is answer some quick questions about yourself and they’ll instantly sort through leading insurance providers to find you the lowest rates possible.

Their side-by-side comparison platform can save you an average of $482.

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Ronald Read lived to 92 and Warren Buffett is 93 years old now. Both investors have benefitted immensely from living and working longer than average. In fact, 90% of Buffett’s fortune was generated after his 60th birthday.

The power of compounding is magnified over longer time horizons. In other words, investing for longer is more likely to deliver better returns.

To be fair, none of us can control how long we live. Instead, starting early and staying in the market for as long as possible is probably the best strategy.

Read himself was an avid investor. His friend and neighbor, Mark Richard, shared “I’m sure if he earned $50 in a week, he probably invested $40 of it,” according to CNBC.

With Acorns, investing like Read is easy.

Their automated investing platform rounds up the price of your purchases to the nearest dollar and puts the balance into a smart investment portfolio so you don’t have to think twice about investing.

There are also plenty of assets suited for long-term investing — one being commercial real estate.

While it has historically been reserved for elite investors, First National Realty Partners’ platform gives everyday investors access to institutional-quality, grocery-anchored commercial real estate investments without the typical legwork of real estate investing.

To get started with FNRP, just fill in some information about yourself, your income and investment goals and you can start earning quarterly income.

Alternative investments — like precious metals — are another solid long-term option. And American Hartford Gold is one of the most trusted platforms for buying gold and silver, with an A+ from the Better Business Bureau and over 4,500 5-star customer ratings online.

American Hartford Gold can help you open a Gold IRA that can protect your wealth with an asset class known for resisting inflation and tough economic times.


This 2 Minute Move Could Knock $500/Year off Your Car Insurance in 2024

Saving money on car insurance with BestMoney is a simple way to reduce your expenses. You’ll often get the same, or even better, insurance for less than what you’re paying right now.

There’s no reason not to at least try this free service. Check out BestMoney today, and take a turn in the right direction.

Moneywise Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.

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