Here’s how to get the best rate on your homeowners insurance

You could be saving $1,000 a year or more.

rSnapshotPhotos / Shutterstock

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By Shane Murphy Dec. 16, 2022

Your home is one of the biggest financial investments you’ll ever make, so protecting it against risks like damage, theft and vandalism is a no-brainer.

But home insurance premiums are on the rise. The average price of a home insurance policy in 2023 is $1,516 — nearly 40% higher than it was 12 years ago.

If you want to get the best deal possible on coverage for your home — no matter where you live — you’ll need to comparison shop multiple home insurance companies.

Washington homeowners, for example, often save close to $1,000 or more per year by shopping around for insurance, according to Puget Sound Consumers’ Checkbook.

But this normally takes forever and it’s a hassle to field multiple phone calls from different insurance agents.

Thanks to SmartFinancial, those days are over. Now you can find the lowest prices on home insurance online — for free — and it only takes three minutes.

SmartFinancial will instantly sort through over 200 insurers in your area to find the coverage you need for the lowest possible cost.

Compare car insurance and save up to $500 a year

If you haven't compared car insurance recently, you're probably paying too much for your policy. Getting quotes from multiple insurers used to be time-consuming, but today's technology makes it easy.

Using a free site like Pretected is easy and could help you save up to $500 a year on car insurance. In mintues, their "smart matching" system will provide tailor-made quotes from insurers that can meet all of your coverage needs - and your budget.

Stay protected on the road and find more affordable car insurance in minutes with Pretected.

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