But there’s another way to earn money on all your purchases, even if you don’t have a perfect credit history: get a cash-back debit card with Aspiration’s Spend & Save account.

You’ll earn up to 10% cash back every time you use your Aspiration debit card, and up to 11 times the average interest rate on any money you put away as savings (the average account only earns 0.09%, according to the FDIC).

Yep, you read that right — there’s finally a cash-back card for the rest of us.

Get rewarded for using your debit card

Aspiration’s Spend & Save account lets you earn cash back at stores like Walmart and Target, grow your nest egg, and rack up interest all in the same place.

There are no monthly maintenance fees, and you can pay Aspiration whatever you think is fair for their services — anything from $20 a month to $0.

So stop trying to impress the big credit card companies and start earning cash back today.

About the Author

Shane Murphy

Shane Murphy


Shane is a reporter for MoneyWise. He holds a bachelor’s degree in English Language & Literature from Western University and is a graduate of the Algonquin College Scriptwriting program.

You May Also Like

Looking For Passive Income? There's One Option Right Below Your Feet

One company’s innovative approach makes farmland investing easier and more accessible.

3 Ways to Reduce Student Loan Debt Before Biden's Payments Freeze Ends

Here's how to reduce your debt before loan repayment and interest resume in the new year.

3 Ways to Earn Big Returns Without the Shaky Stock Market

Don't limit yourself to the stock market. These alternatives can trounce the S&P 500.

Do Big Stores Save You the Most? We Price-Check Our Shopping List

With one 30-second trick, we found $460 in savings beyond Walmart and Amazon.