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Thanks to low mortgage rates, it's an excellent time to buy or sell a home across the U.S. But what about in Vermont?

Is the state's housing market too pricey for buyers? Not-so-great if you've got a home you want to sell? Or just right — for everybody?

Home values provide some answers. They indicate that the market in Vermont is heating up, according to Zillow, though you might find vast differences from one city or one corner of the state to the next.

Current home values in Vermont

Home values have been rising throughout Vermont and are up 5.72% from a year ago.

Statewide, the median value for a single-family home — meaning half are worth more, half are worth less — is currently $208,800 , Zillow says.

Could you afford that? Let's say you want to buy that mid-priced home using a 30-year fixed-rate mortgage at this week's average interest rate, which is a low 3.69%, says mortgage company Freddie Mac.

With the 30-year mortgage rate at 3.69% and the median home price for Vermont at $208,800 , a representative monthly mortgage payment would be $959.89.

How the Vermont housing market stacks up

Montpelier, Vermont, USA town skyline.
Sean Pavone / Shutterstock
Montpelier, Vermont, USA town skyline.

Property values in Vermont are high by historical standards and are lower than what the typical house is worth nationwide.

The median home value throughout the U.S. is $229,600, which is up 4.88% from a year ago.

Zillow predicts U.S. home values will rise 2.2% over the next year, while in Vermont, they're expected to rise 2.66%.

Are you looking to buy? Take a look at today's best mortgage rates where you live.

Vermont home prices over the last 10 years

Year Avg. Price
2019* $203,925
2018 $197,100
2017 $191,467
2016 $185,517
2015 $183,658
2014 $182,842
2013 $180,158
2012 $179,192
2011 $178,575
2010 $180,292
2009 $181,400

*2019 price average through August 2019.