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Mortgage rates are a bargain right now, but if you're shopping for a home, will you find something affordable? And if you've got a home you want to sell, will you get a good price?

Median home values across America are little changed, though the market may be different right where you are.

Over the next year, property values are likely to remain flat, according to Zillow's home value index.

To help you decide whether it's the right time to buy or sell, take a look at what's happening with mortgage rates, and see what homes are selling for in your state.

A great time to get a mortgage

Aerial view of an American suburb
Photo by Tom Rumble on Unsplash
Aerial view of an American suburb.

Mortgage rates have been at their lowest levels in years. This week, the average rate for a 30-year fixed-rate mortgage — which is considered the benchmark type of home loan — is 3.57%, according to the giant mortgage company Freddie Mac.

That's little changed from last week's average of 3.65%.

Check out today's best mortgage rates where you live.

Rates are very attractive, so now might be the right time to make your move — if home prices are favorable. To get an answer, start by selecting your state from the list below.