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We've heard all the excuses: Saving is too hard! I don't make enough money to save anything! There's plenty of time --- I'll start saving later! But I deserve to treat myself and have nice things!

Blah blah blah, blah-bedy blah blah.

Saving is simpler than you probably think, and there's no time to lose. People voting on the website Ranker have selected these as the 31 easiest expenses to lose if you want to put yourself on a budget.

Follow along as we count down to No. 1. And start cutting.

31. Your car

The monthly payment, maintenance, insurance and parking all add up to a serious amount of money. So trade in your car for a bike — or for Uber.

Car model and Financial statement with coins, finance and loan concept, saving money
jack8 / Shutterstock
Your car can drive a lot of spending.

30. Gasoline

Just can't part with that baby in your driveway? Well, leave it in the driveway more often and rely on friends, ride-hailing services, public transportation or maybe even your thumb to get around.

Man hitchhiker standing on a road. Adventure and tourism concept. Vintage filters
palidachan / Shutterstock
Maybe it's time to rely on your thumb to get around.

29. Car maintenance

What you may have heard about needing an oil change every 3,000 miles is kind of a scam. You might be able to go 7,500 miles or more between changes. And, you can probably put up for a while with that passenger side window that won't go down.

Profecional car  mechanic changing motor oil in automobile engine at maintenance repair service station in a car workshop.
Nejron Photo / Shutterstock

28. Tipping

Who says 20% is the new norm? Just go back to 15% — or con yourself into thinking you live in one of the many countries where tipping doesn't happen. (But you may not want to visit the same restaurant more than once!)

Black leather tray blank space payment bill on wooden table
Mumemories / Shutterstock
Just pretend you live in a country where people don't tip.

27. Your cellphone

You're on a budget — so why do you need a fancy smartphone? Just get a cheap, prepaid or pay-as-you-go phone.

Mobile phone
anaken2012 / Shutterstock
Hello? Why not get something cheap instead of another expensive smartphone?

26. That place of your own

Yeah, it's nice having your own bathroom and not having to deal with someone else's weird food items in your fridge. But if you really want to save, it's time to look for a roommate and cut your rent in half.

Man sitting on sofa and giving fist bump to friend at home. Multiracial people friendship.
szefei / Shutterstock
You may not love your roommate, but he'll be a big help with expenses.

25. Dating

Whoever said love don't cost a thing was lying. Trying to look your best and going out on dinner-and-a-movie nights can give your budget a hickey. Staying in your sweats and having TV nights with friends — or your cat — is cheaper.

Woman alone, lying on the couch alone in the room. Beside her cat
Tatyana Dzemileva / Shutterstock
Staying home with your pet costs a lot less than dating.

24. Romantic gestures

A dozen long-stem red roses will die, and those sweet little gifts that seem like a good idea when you're standing in the Hallmark store will quickly start gathering dust. Can't you come up with something a little more memorable than spending money on cliches — or crap?

Man with bouquet of pink roses to take to a date.
Clem Onojeghuo/Unsplash
Stop wasting money on dating cliches, like flowers.

23. Marriage

The average cost of a wedding in the U.S. has soared past $35,000. So don't say "I do" — at least not yet. Wait until the two of you can afford it, and then try to keep the costs within a range that's not completely insane.

I said yes! Cropped image of an open ring box and woman hand taking the ring isolated on white background
Dmytro Zinkevych / Shutterstock
Don't get hitched until you can afford it.

22. Professional hair cuts and styling

Let your significant other or a good friend cut your hair, and save. If the results are a disaster — well, that's what hats are for. Besides, it'll grow out!

woman getting a bad haircut from boyfriend
Mila Supinskaya Glashchenko / Shutterstock
Live dangerously and let your boyfriend cut your hair.

21. Travel

Where do you think you're going? You can't afford it! For you, vacation time should be staycation time.

Man wearing sunglasses and taking a selfie in his bathtub
Next time you want to go on a vacay, make it a staycay.
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