The Top 25 Cities Where Black Women Are Thriving Financially

This study reveals the cities where Black women are most likely to flourish financially.

Girlfriends hanging out at a LA rooftop Rawpixel.com / Shutterstock

When considering where Black women will have financial success and do the best economically, there are some crucial factors to consider: local income levels, poverty rates, crime and potential for homeownership, to name a few.

Financial website MoneyGeek used that criteria to narrow down the best cities for Black women, examining data from 200 cities with total populations ranging from 30,000 to 1,000,000.

The result? A list that reveals where Black women may feel more economically empowered and are better able to take meaningful steps towards financial independence — from the waterfront suburb of New Rochelle, New York, where Black women are earning 24% above the median wage of $37,402, to Missouri City, Texas, where 98% of Black women live above the poverty level.

Cities were scored in each category and were combined to determine a ranking for each area. High scores are good indicators that it is a city where Black women tend to prosper more. Some places scored much higher in some areas, such as higher income in big cities, but ranked low in the cost of crime.

Black Women's Equal Pay Day this year is Aug. 3, 2021, and according to Equal Pay Today, it marks "the approximate day a Black woman must work into the new year to make what a white, non-Hispanic man made at the end of the previous year." Equal Pay Day is different in cities across the country.

25. Miramar, Florida

Miramar, FL
Felix Mizioznikov / Shutterstock

  • Final MoneyGeek Score: 70.3
  • Black Population: 66,435
  • Median Adjusted Income for Black Women: $32,282
  • Cost of Crime per Capita: $563
  • Percentage of Black Women Above Poverty Level: 92%
  • Local Black Women's Equal Pay Day: 5/23/2021

24. Chesapeake, Virginia

Chesapeake, VA
J Paulson / Shutterstock

  • Final MoneyGeek Score: 70.7
  • Black Population: 73,569
  • Median Adjusted Income for Black Women: $39,438
  • Cost of Crime per Capita: $1,021
  • Percentage of Black Women Above Poverty Level: 88%
  • Local Black Women's Equal Pay Day: 8/17/2021

23. Riverside, California

Riverside, CA
Matt Gush / Shutterstock

  • Final MoneyGeek Score: 70.8
  • Black Population: 17,525
  • Median Adjusted Income for Black Women: $51,879
  • Cost of Crime per Capita: $1,304
  • Percentage of Black Women Above Poverty Level: 92%
  • Local Black Women's Equal Pay Day: Equal or better

22. Elk Grove, California

Elk Grove, CA
Timothy Dimal / Shutterstock

  • Final MoneyGeek Score: 70.8
  • Black Population: 16,212
  • Median Adjusted Income for Black Women: $49,482
  • Cost of Crime per Capita: $327
  • Percentage of Black Women Above Poverty Level: 86%
  • Local Black Women's Equal Pay Day: 7/20/2021

21. Norwalk, Connecticut

Norwalk, CT
Miro Vrlik Photography / Shutterstock

  • Final MoneyGeek Score: 71.3
  • Black Population: 15,040
  • Median Adjusted Income for Black Women: $41,902
  • Cost of Crime per Capita: $440
  • Percentage of Black Women Above Poverty Level: 85%
  • Local Black Women's Equal Pay Day: 11/14/2021

20. Tyler, Texas

Tyler, TX
LM Photos / Shutterstock

  • Final MoneyGeek Score: 71.3
  • Black Population: 26,827
  • Median Adjusted Income for Black Women: $34,010
  • Cost of Crime per Capita: $691
  • Percentage of Black Women Above Poverty Level: 83%
  • Local Black Women's Equal Pay Day: 8/10/2021

19. Hawthorne, California

Hawthorne, CA
TierneyMJ / Shutterstock

  • Final MoneyGeek Score: 72.3
  • Black Population: 18,505
  • Median Adjusted Income for Black Women: $40,371
  • Cost of Crime per Capita: $1,288
  • Percentage of Black Women Above Poverty Level: 93%
  • Local Black Women's Equal Pay Day: 4/2/2021

18. Springfield, Massachusetts

Springfield, MA
Sean Pavone / Shutterstock

  • Final MoneyGeek Score: 72.8
  • Black Population: 29,399
  • Median Adjusted Income for Black Women: $40,855
  • Cost of Crime per Capita: $2,558
  • Percentage of Black Women Above Poverty Level: 81%
  • Local Black Women's Equal Pay Day: 6/22/2021

17. Palmdale, California

Palmdale, CA
Clayton Harrison / Shutterstock.com

  • Final MoneyGeek Score: 73.2
  • Black Population: 24,708
  • Median Adjusted Income for Black Women: $33,442
  • Cost of Crime per Capita: $1,113
  • Percentage of Black Women Above Poverty Level: 86%
  • Local Black Women's Equal Pay Day: 7/6/2021

16. Hampton, Virginia

Hampton, VA
Sherry V Smith / Shutterstock

  • Final MoneyGeek Score: 73.2
  • Black Population: 67,315
  • Median Adjusted Income for Black Women: $39,697
  • Cost of Crime per Capita: $1,682
  • Percentage of Black Women Above Poverty Level: 85%
  • Local Black Women's Equal Pay Day: 6/28/2021

15. Aurora, Illinois

Aurora, IL
Nejdet Duzen / Shutterstock

  • Final MoneyGeek Score: 77.7
  • Black Population: 21,403
  • Median Adjusted Income for Black Women: $40,493
  • Cost of Crime per Capita: $1,020
  • Percentage of Black Women Above Poverty Level: 92%
  • Local Black Women's Equal Pay Day: 8/16/2021

14. Virginia Beach, Virginia

Virginia Beach, VA
Main Focus Media / Shutterstock

  • Final MoneyGeek Score: 77.7
  • Black Population: 85,176
  • Median Adjusted Income for Black Women: $40,522
  • Cost of Crime per Capita: $946
  • Percentage of Black Women Above Poverty Level: 91%
  • Local Black Women's Equal Pay Day: 7/24/2021

13. Compton, California

Compton, CA
santypan / Shutterstock.com

  • Final MoneyGeek Score: 78.2
  • Black Population: 21,659
  • Median Adjusted Income for Black Women: $46,691
  • Cost of Crime per Capita: $3,298
  • Percentage of Black Women Above Poverty Level: 88%
  • Local Black Women's Equal Pay Day: 1/30/2021

12. Moreno Valley, California

Moreno Valley, CA
Ollyy / Shutterstock

  • Final MoneyGeek Score: 79.4
  • Black Population: 40,111
  • Median Adjusted Income for Black Women: $46,699
  • Cost of Crime per Capita: $1,329
  • Percentage of Black Women Above Poverty Level: 81%
  • Local Black Women's Equal Pay Day: 1/21/2021

11. Irving, Texas

Irving, TX
Tallmaple / Shutterstock

  • Final MoneyGeek Score: 80.8
  • Black Population: 33,906
  • Median Adjusted Income for Black Women: $41,484
  • Cost of Crime per Capita: $612
  • Percentage of Black Women Above Poverty Level: 85%
  • Local Black Women's Equal Pay Day: 3/7/2021

10. Grand Prairie, Texas

Grand Prairie, TX
Trong Nguyen / Shutterstock

  • Final MoneyGeek Score: 80.8
  • Black Population: 40,009
  • Median Adjusted Income for Black Women: $43,383
  • Cost of Crime per Capita: $642
  • Percentage of Black Women Above Poverty Level: 96%
  • Local Black Women's Equal Pay Day: 4/27/2021

9. Rancho Cucamonga, California

Rancho Cucamonga, CA
Tim Gray / Shutterstock

  • Final MoneyGeek Score: 82.2
  • Black Population: 14,331
  • Median Adjusted Income for Black Women: $61,193
  • Cost of Crime per Capita: $680
  • Percentage of Black Women Above Poverty Level: 87%
  • Local Black Women's Equal Pay Day: 3/4/2021

8. Sandy Springs, Georgia

Sandy Springs, GA
Jeffery L Willis / Shutterstock.com

  • Final MoneyGeek Score: 82.4
  • Black Population: 24,523
  • Median Adjusted Income for Black Women: $47,552
  • Cost of Crime per Capita: $342
  • Percentage of Black Women Above Poverty Level: 95%
  • Local Black Women's Equal Pay Day: 12/31/2021

7. Fairfield, California

Fairfield, CA
Eugenio Marongiu / Shutterstock

  • Final MoneyGeek Score: 85.2
  • Black Population: 16,993
  • Median Adjusted Income for Black Women: $43,394
  • Cost of Crime per Capita: $1,063
  • Percentage of Black Women Above Poverty Level: 88%
  • Local Black Women's Equal Pay Day: 3/18/2021

6. Inglewood, California

Inglewood, CA
mimagephotography / Shutterstock

  • Final MoneyGeek Score: 85.4
  • Black Population: 43,590
  • Median Adjusted Income for Black Women: $45,883
  • Cost of Crime per Capita: $939
  • Percentage of Black Women Above Poverty Level: 85%
  • Local Black Women's Equal Pay Day: 2/6/2021

5. Pembroke Pines, Florida

Pembroke Pines, FL
Felix Mizioznikov / Shutterstock.com

  • Final MoneyGeek Score: 85.6
  • Black Population: 40,152
  • Median Adjusted Income for Black Women: $41,490
  • Cost of Crime per Capita: $775
  • Percentage of Black Women Above Poverty Level: 88%
  • Local Black Women's Equal Pay Day: 1/10/2021

4. Alexandria, Virginia

Alexandria, VA
ESB Professional / Shutterstock

  • Final MoneyGeek Score: 86.6
  • Black Population: 33,266
  • Median Adjusted Income for Black Women: $55,713
  • Cost of Crime per Capita: $422
  • Percentage of Black Women Above Poverty Level: 92%
  • Local Black Women's Equal Pay Day: 6/26/2021

3. Missouri City, Texas

Missouri City, TX
mimagephotography / Shutterstock

  • Final MoneyGeek Score: 90.6
  • Black Population: 31,765
  • Median Adjusted Income for Black Women: $46,594
  • Cost of Crime per Capita: $373
  • Percentage of Black Women Above Poverty Level: 98%
  • Local Black Women's Equal Pay Day: 6/25/2021

2. New Rochelle, New York

New Rochelle, NY
Real Window Creative / Shutterstock

  • Final MoneyGeek Score: 97.4
  • Black Population: 13,510
  • Median Adjusted Income for Black Women: $58,563
  • Cost of Crime per Capita: $187
  • Percentage of Black Women Above Poverty Level: 82%
  • Local Black Women's Equal Pay Day: 3/28/2021

1. Southfield, Michigan

Southfield, MI
SNEHIT PHOTO / Shutterstock

  • Final MoneyGeek Score: 100.0
  • Black Population: 45,167
  • Median Adjusted Income for Black Women: $52,601
  • Cost of Crime per Capita: $643
  • Percentage of Black Women Above Poverty Level: 89%
  • Local Black Women's Equal Pay Day: 3/31/2021

Writer Erin Perkins is a longtime writer and editor who lives in charming North Carolina.