Some people could be denied coverage completely. MoneyGeek crunched the numbers on the KFF report and concluded that 12.5 million Americans with potentially declinable health conditions could be impacted by a policy change.
These people with pre-existing conditions are either uninsured or obtain coverage through the ACA Marketplace.
These are the states with the most people at risk of losing coverage if regulations around pre-existing conditions are changed.
15. South Dakota
- At-risk residents (pre-existing conditions directly insured or uninsured): 36,000
- Percentage of total state population with pre-existing conditions: 7.20%
- Residents with declinable pre-existing conditions: 123,000
14. Nebraska
- At-risk residents (pre-existing conditions directly insured or uninsured): 75,000
- Percentage of total state population with pre-existing conditions: 6.80%
- Residents with declinable pre-existing conditions: 295,000
13. Idaho
- At-risk residents (pre-existing conditions directly insured or uninsured): 83,000
- Percentage of total state population with pre-existing conditions: 8.40%
- Residents with declinable pre-existing conditions: 259,000
12. Arkansas
- At-risk residents (pre-existing conditions directly insured or uninsured): 138,000
- Percentage of total state population with pre-existing conditions: 8.00%
- Residents with declinable pre-existing conditions: 597,000
11. Mississippi
- At-risk residents (pre-existing conditions directly insured or uninsured): 162,000
- Percentage of total state population with pre-existing conditions: 9.50%
- Residents with declinable pre-existing conditions: 593,000
10. Louisiana
- At-risk residents (pre-existing conditions directly insured or uninsured): 201,000
- Percentage of total state population with pre-existing conditions: 7.40%
- Residents with declinable pre-existing conditions: 932,000
9. Oklahoma
- At-risk residents (pre-existing conditions directly insured or uninsured): 214,000
- Percentage of total state population with pre-existing conditions: 9.50%
- Residents with declinable pre-existing conditions: 718,000
8. South Carolina
- At-risk residents (pre-existing conditions directly insured or uninsured): 240,000
- Percentage of total state population with pre-existing conditions: 8.20%
- Residents with declinable pre-existing conditions: 914,000
7. Alabama
- At-risk residents (pre-existing conditions directly insured or uninsured): 249,000
- Percentage of total state population with pre-existing conditions: 8.80%
- Residents with declinable pre-existing conditions: 957,000
6. Missouri
- At-risk residents (pre-existing conditions directly insured or uninsured): 261,00
- Percentage of total state population with pre-existing conditions: 7.30%
- Residents with declinable pre-existing conditions: 1,079,000
5. Tennessee
- At-risk residents (pre-existing conditions directly insured or uninsured): 326,000
- Percentage of total state population with pre-existing conditions: 8.20%
- Residents with declinable pre-existing conditions: 1,302,000
4. North Carolina
- At-risk residents (pre-existing conditions directly insured or uninsured): 478,000
- Percentage of total state population with pre-existing conditions: 7.90%
- Residents with declinable pre-existing conditions: 1,762,000
3. Georgia
- At-risk residents (pre-existing conditions directly insured or uninsured): 508,000
- Percentage of total state population with pre-existing conditions: 8.10%
- Residents with declinable pre-existing conditions: 1,805,000
2. Florida
- At-risk residents (pre-existing conditions directly insured or uninsured): 1,209,000
- Percentage of total state population with pre-existing conditions: 9.90%
- Residents with declinable pre-existing conditions: 3,526,000
1. Texas
- At-risk residents (pre-existing conditions directly insured or uninsured): 1,566,000
- Percentage of total state population with pre-existing conditions: 9.30%
- Residents with declinable pre-existing conditions: 4,794,000
Jeff Ostrowski is a writer for MoneyGeek. A veteran business journalist, he also writes about money for the Palm Beach Post in Florida. Ostrowski is proud to say he knows how to use a financial calculator to amortize a mortgage.