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Preparing for a crash

Spitznagel’s advice to investors is unorthodox.

“Diversification is not the holy grail as it’s been touted by many people. That is a big lie actually.”

While a diversified portfolio is traditionally held as the best way to protect your fortune against a fluctuating market, if Spitznagel’s advice has you unsure, speaking with an experienced financial professional could help bring you clarity and peace of mind.

With Advisor.com — a modern wealth platform — you can connect with professionally vetted financial advisors in as little as three minutes and find the right match for you

When you answer a few questions about yourself, the platform will match you with professionally vetted advisors that fit your needs. Then you can choose your favorite and book a free consultation with no obligation to hire.

Invest in real estate without the headache of being a landlord

Imagine owning a portfolio of thousands of well-managed single family rentals or a collection of cutting-edge industrial warehouses. You can now gain access to a $1B portfolio of income-producing real estate assets designed to deliver long-term growth from the comforts of your couch.

The best part? You don’t have to be a millionaire and can start investing in minutes.

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Gold

Gold has long been touted as a safe haven asset during market uncertainty.

Gold is regarded as a hedge against inflation for a simple reason: It can’t be printed out of thin air like fiat money.

Opting for a gold IRA with help from American Hartford Gold gives you the opportunity to diversify your portfolio, stabilize your finances and secure your retirement for whatever the future may bring. This tax-advantaged retirement account can help you stabilize your finances by allowing you to invest directly in physical precious metals rather than stocks and bonds.

As one of the country’s most trusted precious metals companies — with an A+ rating from the Better Business Bureau — American Hartford Gold has helped thousands of clients protect their retirement.

When you sign up with American Hartford Gold, you’re eligible to get up to $15,000 in complimentary silver and a free investor guide that can help you diversify your portfolio and help secure your retirement fund.

Real estate

If you’re searching for an investment that offers both stability and potential for tempting returns, commercial real estate might be the answer. Unlike the stock market, which can be highly volatile, commercial real estate can provide steady income streams with generally lower volatility and a low correlation to the S&P 500, according to Nareit data.

Platforms like First National Realty Partners (FNRP) make it easier than ever to get started in this sector with professionally-vetted deals. FNRP gives you access to necessity-based real estate — such as grocery stores or health care facilities. That means the properties are essential to the local community, often leased by national brands, and likely to remain desirable.

Once a deal is closed, FNRP’s team of experts manages the property, so you can focus on finding your next deal. While commercial real estate can provide stability, residential real estate also offers a strong opportunity for further portfolio diversification.

With real estate investments averaging 10% returns over the past two decades, it’s no wonder the market is attractive. However, high prices and mortgage rates have made it increasingly challenging for buyers — until now.

Instead of buying a property outright or taking on an expensive mortgage, there’s are crowdfunding platforms that take a different approach by allowing you to invest directly in in residential properties without the hefty price tag of buying and managing a property yourself.

If you’re not an accredited investor but still want to get in on real estate cash flow, don’t worry — Arrived has you covered.

Arrived’s online platform allows you to invest in shares of rental homes and vacation rentals without taking on the responsibilities of property management.

With Arrived, you can browse a curated selection of homes, each vetted for their appreciation and income potential. Once you find a property you like, you can choose the number of shares you want to buy and start investing in real estate with just $100.

The richest 1% use an advisor. Do you?

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More alternatives to the stormy stock market

Over the past 25 years, contemporary art has shown itself to be a unique opportunity to diversify your portfolio outside the stock market.

In fact, fine art has historically outperformed the S&P 500, with contemporary art achieving an annual return of 11.5% from 1995 to 2023, compared to the S&P 500's 9.6% during the same period.

Now, retail and accredited investors can easily invest in blue-chip art with Masterworks. Masterworks’ team scours the art market for the best deals, buys them at a discount, and offers shares to members. The Masterworks community of more than you 60,000 investors has access to exclusive shares in modern art by the likes of Picasso, Banksy and Jean-Michel Basquiat.

Sign up now to get VIP access and skip the waitlist and start building your portfolio outside the volatile stock market.

Want access to multiple private assets in one platform?

Private-asset portfolios are another potentially high-performing investment that can help you diversify outside of the stock market.

With Fundrise you get access to an expansive portfolio of alternative investment opportunities spanning real estate, private debt and venture capital. With over two million investors and managing over $7 billion in real estate assets alone, Fundrise is an accessible way to diversify your portfolio with the potential of yielding dividends every quarter.

To get started, all you have to do is share some details about your personal and financial background, along with your investment preference, and Fundrise will recommend a portfolio aligned with your goals.

The richest 1% use an advisor. Do you?

Wealthy people know that having money is not the same as being good with money. Advisor.com can help you shape your financial future and connect with expert guidance . A trusted advisor helps you make smart choices about investments, retirement savings, and tax planning.

Try it now
Moneywise Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.

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