Our methodology: We used the most current average car insurance premiums by state from the National Association of Insurance Commissioners, and typical car repair costs from CarMD. Per-person annual gasoline spending by state comes from the U.S. Energy Information Administration, and yearly fees and taxes came from AAA and Edmunds. For states where fees and taxes are based on the vehicle, we assumed that the car was a popular 2018 Toyota Camry model that had been purchased new in 2018.
Alabama

Cars on a highway around downtown Birmingham, Alabama
Average yearly cost of owning a car: $2,810.29
- Insurance: $924.64
- Repairs: $394.65
- Gasoline: $1,243.00
- Registration fee and any taxes: $248
Alaska

The Alaska border at at the town of Hyder.
Average yearly cost of owning a car: $2,741.29
- Insurance: $1,020.47
- Repairs: $378.82
- Gas: $1,242.00
- Registration fee and any taxes: $100
Arizona

A pickup truck on an Arizona desert road.
Average yearly cost of owning a car: $2,748.05
- Insurance: $1,022.42
- Repairs: $380.63
- Gas: $1,073.00
- Registration fee and any taxes: $272
Arkansas

Vehicles driving past a digital display of the Arkansas flag.
Average yearly cost of owning a car: $2,494.86
- Insurance: $950.08
- Repairs: $383.78
- Gas: $1,136.00
- Registration fee and any taxes: $25
California

Cars on the Bixby Creek Bridge along the Big Sur coast of California.
Average yearly cost of owning a car: $2,760.42
- Insurance: $1,044.29
- Repairs: $403.13
- Gas: $1,147.00
- Registration fee and any taxes: $166
Colorado

Parked cars covered with snow during a Colorado winter.
Average yearly cost of owning a car: $2,698.43
- Insurance: $1,072.02
- Repairs: $396.41
- Gas: $989.00
- Registration fee and any taxes: $241
Connecticut

Highways in East Hartford, Connecticut, as leaves begin to change colors in the autumn.
Average yearly cost of owning a car: $2,704.96
- Insurance: $1,193.05
- Repairs: $413.91
- Gas: $1,058.00
- Registration fee and any taxes: $40
Delaware

Vehicles on the Delaware Memorial Bridge connecting Delaware and New Jersey.
Average yearly cost of owning a car: $2,998.23
- Insurance: $1,259.11
- Repairs: $386.12
- Gas: $1,313.00
- Registration fee and any taxes: $40
Florida

Cars parked along Ocean Drive in Miami Beach.
Average yearly cost of owning a car: $2,766.29
- Insurance: $1,338.73
- Repairs: $387.56
- Gas: $1,004.00
- Registration fee and any taxes: $36
Georgia

Traffic in downtown Atlanta.
Average yearly cost of owning a car: $2,628.72
- Insurance: $1,129.06
- Repairs: $402.66
- Gas: $1,077.00
- Registration fee and any taxes: $20
Hawaii

A car on a beach in Hawaii.
Average yearly cost of owning a car: $2,426.90
- Insurance: $890.59
- Repairs: $370.31
- Gas: $1,063.00
- Registration fee and any taxes: $103
Idaho

Vehicles cross the Perrine Bridge in Twin Falls, Idaho.
Average yearly cost of owning a car: $2,320.45
- Insurance: $711.18
- Repairs: $385.27
- Gas: $1,188.00
- Registration fee and any taxes: $36
Illinois

Traffic along the Dan Ryan Expressway in Chicago.
Average yearly cost of owning a car: $2,287.96
- Insurance: $922.21
- Repairs: $374.75
- Gas: $890.00
- Registration fee and any taxes: $101
Indiana

Cars parked along Monument Circle in downtown Indianapolis.
Average yearly cost of owning a car: $2,419.22
- Insurance: $789.84
- Repairs: $361.38
- Gas: $1,083.00
- Registration fee and any taxes: $185 (May vary by county. We searched using an Indianapolis ZIP code.)
Iowa

Interstate 80 in Iowa at sunset.
Average yearly cost of owning a car: $2,510.92
- Insurance: $737.79
- Repairs: $363.13
- Gas: $1,164.00
- Registration fee and any taxes: $246
Kansas

The Hidden Valley subdivision in Topeka, Kansas.
Average yearly cost of owning a car: $2,327.10
- Insurance: $882.88
- Repairs: $375.22
- Gas: $1,034.00
- Registration fee and any taxes: $35
Kentucky

A vehicle emerges from the harrowing one-lane Nada Tunnel in Stanton, Kentucky.
Average yearly cost of owning a car: $2,562.99
- Insurance: $976.97
- Repairs: $390.02
- Gas: $1,175.00
- Registration fee and any taxes: $21
Louisiana

A car parked in a colorful neighborhood in New Orleans.
Average yearly cost of owning a car: $2,958.68
- Insurance: $1,496.11
- Repairs: $388.57
- Gas: $1,051.00
- Registration fee and any taxes: $23
Maine

A winter storm covers cars in Kingfield, Maine, near Sugarloaf ski resort.
Average yearly cost of owning a car: $2,669.41
- Insurance: $734.03
- Repairs: $354.38
- Gas: $1,234.00
- Registration fee and any taxes: $347
Maryland

The congested Capital Beltway in Maryland.
Average yearly cost of owning a car: $2,777.45
- Insurance: $1,180.55
- Repairs: $392.40
- Gas: $1,137.00
- Registration fee and any taxes: $67.50
Massachusetts

Downtown Boston.
Average yearly cost of owning a car: $2,578.36
- Insurance: $1,170.49
- Repairs: $381.87
- Gas: $996.00
- Registration fee and any taxes: $30
Michigan

A traffic roundabout in Ann Arbor, Michigan.
Average yearly cost of owning a car: $2,950.73
- Insurance: $1,407.57
- Repairs: $356.16
- Gas: $1,088.00
- Registration fee and any taxes: $99
Minnesota

Traffic in Minneapolis, photographed in a long exposure.
Average yearly cost of owning a car: $2,661.41
- Insurance: $900.68
- Repairs: $375.73
- Gas: $1,139.00
- Registration fee and any taxes: $246
Mississippi

Driving along a quiet country road in Mississippi.
Average yearly cost of owning a car: $2,735.05
- Insurance: $1,035.72
- Repairs: $392.33
- Gas: $1,280.00
- Registration fee and any taxes: $27
Missouri

Average yearly cost of owning a car: $2,517.47
- Insurance: $925.68
- Repairs: $378.79
- Gas: $1,176.00
- Registration fee and any taxes: $37
Montana

A lone car on a snowy road in Montana.
Average yearly cost of owning a car: $2,955.37
- Insurance: $891.40
- Repairs: $382.97
- Gas: $1,305.00
- Registration fee and any taxes: $376
Nebraska

Cars parked in the charming Haymarket District of Lincoln, Nebraska.
Average yearly cost of owning a car: $2,698.59
- Insurance: $864.99
- Repairs: $369.60
- Gas: $1,122.00
- Registration fee and any taxes: $342
Nevada

Bumper-to-bumper traffic on the Las Vegas Strip.
Average yearly cost of owning a car: $2,945.35
- Insurance: $1,147.90
- Repairs: $392.45
- Gas: $1,098.00
- Registration fee and any taxes: $307
New Hampshire

A car heads toward the summit of Mount Washington in New Hampshire.
Average yearly cost of owning a car: $2,549.09
- Insurance: $845.32
- Repairs: $364.77
- Gas: $1,299.00
- Registration fee and any taxes: $40
New Jersey

Cars on a road at the New Jersey state line.
Average yearly cost of owning a car: $2,972.54
- Insurance: $1,424.95
- Repairs: $401.59
- Gas: $1,099.00
- Registration fee and any taxes: $47
New Mexico

Cars driving under colorful overpasses along Interstate 40 near Albuquerque, New Mexico.
Average yearly cost of owning a car: $2,542.30
- Insurance: $963.88
- Repairs: $382.42
- Gas: $1,134.00
- Registration fee and any taxes: $62
New York

Cars observed from high above the streets of Manhattan.
Average yearly cost of owning a car: $2,558.03
- Insurance: $1,432.37
- Repairs: $375.66
- Gas: $708.00
- Registration fee and any taxes: $42
North Carolina

A road along the Outer Banks of North Carolina.
Average yearly cost of owning a car: $2,373.27
- Insurance: $836.71
- Repairs: $397.56
- Gas: $1,103.00
- Registration fee and any taxes: $36
North Dakota

Vehicles parked in downtown Fargo, North Dakota.
Average yearly cost of owning a car: $2,664.62
- Insurance: $773.53
- Repairs: $373.09
- Gas: $1,425.00
- Registration fee and any taxes: $93
Ohio

A road in downtown Cincinnati.
Average yearly cost of owning a car: $2,241.16
- Insurance: $816.92
- Repairs: $354.24
- Gas: $1,035.00
- Registration fee and any taxes: $35
Oklahoma

Cars head into downtown Tulsa, Oklahoma.
Average yearly cost of owning a car: $2,616.98
- Insurance: $1,040.32
- Repairs: $378.66
- Gas: $1,102.00
- Registration fee and any taxes: $96
Oregon

A car drives into the beautiful Wallowa Mountains of Oregon.
Average yearly cost of owning a car: $2,475.91
- Insurance: $957.98
- Repairs: $389.93
- Gas: $1,085.00
- Registration fee and any taxes: $43
Pennsylvania

Traffic on the Fort Pitt Bridge in downtown Pittsburgh.
Average yearly cost of owning a car: $2,439.25
- Insurance: $1,017.17
- Repairs: $377.08
- Gas: $1,009.00
- Registration fee and any taxes: $36
Rhode Island

Vehicles on the Jamestown-Verrazzano Bridge in Rhode Island.
Average yearly cost of owning a car: $2,669.68
- Insurance: $1,364.56
- Repairs: $390.12
- Gas: $883.00
- Registration fee and any taxes: $32
South Carolina

Cars parked in downtown Greenville, South Carolina.
Average yearly cost of owning a car: $2,748.97
- Insurance: $1,046.70
- Repairs: $394.27
- Gas: $1,296.00
- Registration fee and any taxes: $12
South Dakota

Cars slowly make their way past a donkey in Custer State Park in South Dakota,
Average yearly cost of owning a car: $2,545.00
- Insurance: $807.37
- Repairs: $378.63
- Gas: $1,316.00
- Registration fee and any taxes: $43
Tennessee

Driving through the winding roads of Great Smoky Mountains National Park in Tennessee.
Average yearly cost of owning a car: $2,491.15
- Insurance: $898.97
- Repairs: $394.18
- Gas: $1,174.00
- Registration fee and any taxes: $24
Texas

Downtown Dallas traffic in the evening.
Average yearly cost of owning a car: $2,766.92
- Insurance: $1,194.30
- Repairs: $385.62
- Gas: $1,126.00
- Registration fee and any taxes: $61
Utah

A car parked in Monument Valley, Utah.
Average yearly cost of owning a car: $2,449.78
- Insurance: $913.63
- Repairs: $399.15
- Gas: $983.00
- Registration fee and any taxes: $154
Vermont

Driving through a spectacular autumn in Vermont.
Average yearly cost of owning a car: $2,474.01
- Insurance: $790.37
- Repairs: $359.64
- Gas: $1,254.00
- Registration fee and any taxes: $70
Virginia

Traffic enters Richmond, Virginia, via Interstate 95.
Average yearly cost of owning a car: $2,451.14
- Insurance: $883.90
- Repairs: $397.24
- Gas: $1,129.00
- Registration fee and any taxes: $41
Washington

Cars on the Interstate 90 floating bridge in Washington state.
Average yearly cost of owning a car: $2,527.87
- Insurance: $1,011.38
- Repairs: $389.49
- Gas: $1,077.00
- Registration fee and any taxes: $50
West Virginia

Late afternoon traffic in downtown Charleston, West Virginia.
Average yearly cost of owning a car: $2,580.60
- Insurance: $1,041.67
- Repairs: $372.93
- Gas: $1,114.00
- Registration fee and any taxes: $52
Wisconsin

Downtown Milwaukee, with traffic on the streets.
Average yearly cost of owning a car: $2,293.22
- Insurance: $767.38
- Repairs: $356.84
- Gas: $1,094.00
- Registration fee and any taxes: $75
Wyoming

A car encountering bison in Wyoming.
Average yearly cost of owning a car: $2,998.52
- Insurance: $877.69
- Repairs: $387.83
- Gas: $1,441.00
- Registration fee and any taxes: $292 (May vary by location. We searched using a Cheyenne ZIP code.)