Don't Want to Save? Plan to Stay Young Forever? Don't Fool Yourself! Life is a big party, and tomorrow is promised to no one, right? Why save when you can spend? It's tempting to live the high life when you're young, but don't let yourself be fooled.

Simple budgeting and a little bit of saving can go a long way if you start at an early age. Don't kid yourself — you need to think about your future self before you blow your whole paycheque on partying and living it up.

Today's youth have more ways to spend money than any generation before them. We live in a decadent and connected world, and anyone can feel like a star if they have the money to spend. VIP bottle service, jet-setting around the world, elaborate vacations, and living like a French king is now in reach of millions of Millennials. Easy access to credit and a "me-first" attitude can be a recipe for disaster.

There are two selves — the present self and future self. You can't ignore one or the other — it's up to you to find the right balance. Everyone regrets a wasted youth, but you can be smart about how you enjoy your teens and twenties. Take an interest in budgeting and personal finance, and trust the process to take care of you. Simple household budgeting at an early age will put you ahead of your peers, and you'll be amazed how you can find extra money for things you really want.

Who wants to spend the best years of their life fussing over a spending budget and saving for a rainy day? It's not easy to do, but it's crucial to change your attitude if you live like tomorrow will never come. Simple things like budgeting and automatic savings plans can help you build a nest egg and open up your perspective on your hard-earned money. Whether you are a university student, fresh to the workforce, or a self-starter ready to take on the world, you need to learn the basics of personal finance.

A what-me-worry attitude is cute on a teenager, but life comes at you pretty fast in your twenties. There are so many reasons to save money and learn to budget your finances at an early age. You'll learn about saving and investing at a time in your life when compound interest is at its most powerful. If you pay attention, you'll quickly notice patterns in your spending and be able to adapt your plan. Maybe it's coffee, maybe it's nights out, maybe it's new shoes — you'll thank yourself if you plug the leaky parts of your budget sooner rather than later.

Everything in life exists in balance. Ancient philosophers caught onto this idea thousands of years ago, and it still applies today. Your spending and savings options aren't a binary choice — there is more to life out there than just eating steamed rice in a cold, dark apartment or maxing out your credit on bottle service every weekend. Find ways to spend your money that can sustain your happiness and leave you fulfilled in your life. No matter what level of income you enjoy, there are ways to spend and save your money so that you can enjoy life now and later. Don't expect to stay young forever, but enjoy your life at every age.

Spending your money like water is easy to do. Life is full of possibilities when you are young, and your first real paycheque might seem like a windfall compared to your childhood allowance. It's tempting to ignore the future and just live in the moment. You're young — party on! Right? Wrong. You need to be smart about how to spend, track, and save your hard-earned money. Everyone is different, and only you will be able to strike the right balance between saving and spending that is right for you. As you grow older, you'll find that people will be quick to say that you are spending too much or too little. It's a bit like driving — we all believe our speed is the right one, and everyone else is a slowpoke or a maniac. Trust in yourself and don't overdo it — spending or saving.

Throwing caution to the wind and splurging on guacamole as a treat is fine. Ignoring your budget and pretending the future doesn't exist is not. Pick your spots and find ways to treat yourself to the finer things in life without breaking the bank. If you always go for the expensive option, it's not a luxury anymore. If you cook for yourself all week, it's amazing to go out to a restaurant and enjoy a great meal. If you spend hundreds of dollars a month on fast food or prepared meals, there is a lot of "fun money" to be had if you cook some inexpensive meals on your own.

If you have a friend or relative that needs to read this article, why not share it? Everyone can use some encouragement now and again — don't be shy and show them that you care. Simple budgeting tips and financial advice are easy to find, but sometimes people need a little push in the right direction. Be a friend and share the love!